Cheap as chips Car Insurance please!

Post Mon Feb 25, 2013 1:18 pm

Hi I need some cheap as you like car insurance!Price,name of company please.
Cheers..

Post Mon Feb 25, 2013 1:27 pm

I pay £319 fully comp, 26 years old, 325 sport, limited 5000 miles per annum, garaged, social use only, no claims not required, nor are they earnt.

Footman James is the company

Post Mon Feb 25, 2013 1:28 pm

Chris_B86 wrote:I pay £319 fully comp, 26 years old, 325 sport, limited 5000 miles per annum, garaged, social use only, no claims not required, nor are they earnt.

Footman James is the company

These guys gave me an awesome quote too.

Post Mon Feb 25, 2013 1:30 pm

Admiral are a bunch of monkeys at times, but their multicar quotes are usualy worth a look (if the BM is not your daily drive). £800 for a 59 plate Fiesta and the 320 year before last, when the Fiesta was coming up 600 quid on it's own (1 year no claim I was 28).

Post Mon Feb 25, 2013 2:01 pm

try eco insurance mate i pay £285 all in no restrictions fully comp on my 318is

Post Mon Feb 25, 2013 2:11 pm

Lancaster insurance classic car policy £165 for me fully comp on 318 IS

Post Mon Feb 25, 2013 2:13 pm

325 sport and M3 usual classic car benefits - £315 for the pair.

Post Mon Feb 25, 2013 2:18 pm

cjdonny wrote:Lancaster insurance classic car policy £165 for me fully comp on 318 IS

I also use these on my Golf daily

Post Mon Feb 25, 2013 2:21 pm

kieran325 wrote:325 sport and M3 usual classic car benefits - £315 for the pair.

Seems reasonable,just posted a cheque for £148.40 for the cabbie on a classic's policy.

Lancaster tried very hard to sell me a 'classic' policy for the touring,at about £125ish,turned it down in favour of a similar priced offering from the Co-op that retains and uses my max NCB.
In the unlikely event of me buying a 'modern' car to replace the touring,I have no desire to 'start again' with an NCB!

Post Mon Feb 25, 2013 2:34 pm

I paid just under £100 this year on a classic policy found via quidco compare. Limited mileage policy but came with £25 cash back. So essentially £75 for the year on fully comp.

The insurer is sure term and its a subsidiary of Lancaster.

Post Mon Feb 25, 2013 3:00 pm

I'm just off the phone with Adrian Flux and if I was to do an advanced driving course they knock off £400 of my insurance.

Not bad seeing as the course is £139

Post Mon Feb 25, 2013 3:35 pm

325i Touring - Lancaster Insurance - 3000 Miles - £134 fully comp for the year

Post Mon Feb 25, 2013 4:01 pm

Footman James only do Classic insurance, and you're unable to use any NCB against it.
I just insured the Cab, all mods declared for

wait for it

£49.89

Post Mon Feb 25, 2013 4:01 pm

Christ.. 325i Touring, with my girlfriend on the insurance it came in just under £500 fully comp for the year. Admiral through compareTheMarket.. I never get cheap insurance. But I guess this is used as a daily at around 8000 miles... it think..

Post Mon Feb 25, 2013 4:05 pm

Rav335uk wrote:Footman James only do Classic insurance, and you're unable to use any NCB against it.
I just insured the Cab, all mods declared for wait for it

£49.89

Was that Agreed Value, mate?

Post Mon Feb 25, 2013 4:08 pm

^^^^ yeah that's why it was so cheap

The policy is more than the value!

Post Mon Feb 25, 2013 4:09 pm

I pay £1100 for my 316i

west london insurance for you

Can i get classic car insurance? As the car im using more often im registered as a named driver. I only use the e30 on nice days or very small trips

Post Mon Feb 25, 2013 4:10 pm

Rav335uk wrote:Footman James only do Classic insurance, and you're unable to use any NCB against it.
I just insured the Cab, all mods declared for wait for it

£49.89

boats are cheap to insure when they are laid up

Post Mon Feb 25, 2013 4:15 pm

kangman wrote:I pay £1100 for my 316i west london insurance for you

Can i get classic car insurance? As the car im using more often im registered as a named driver. I only use the e30 on nice days or very small trips

AFAIK, if you have use of another car, then you qualify
for Classic insurance. Might be worth going for limited mileage too.

Post Mon Feb 25, 2013 4:18 pm

kangman wrote:I pay £1100 for my 316i west london insurance for you

Can i get classic car insurance? As the car im using more often im registered as a named driver. I only use the e30 on nice days or very small trips

When I was living in Kentish Town, I initially got a quote £1000 (I'm 31 had insurance since I was 17 with no claims) I ticked the box that said I was in a 'common law relationship' it came down to £650ish, then put my girlfriend on the insurance came down by another £100 odd.

Post Mon Feb 25, 2013 4:22 pm

If your part of a owners club i herd it helps decrease the price..

If i mention im part of the e30zone do you reckon they would reduce or bump up the price??

Post Mon Feb 25, 2013 4:38 pm

Post Mon Feb 25, 2013 4:39 pm

gooner1 wrote:
Rav335uk wrote:Footman James only do Classic insurance, and you're unable to use any NCB against it.
I just insured the Cab, all mods declared for wait for it

£49.89

Was that Agreed Value, mate?

Yes Rob, I have to send in pics when I recieve the forms for a 6K agreed value with the mods.

Kos wrote:
Rav335uk wrote:Footman James only do Classic insurance, and you're unable to use any NCB against it.
I just insured the Cab, all mods declared for wait for it

£49.89
boats are cheap to insure when they are laid up

Coooooont!

Post Mon Feb 25, 2013 4:46 pm

Rav335uk wrote:
gooner1 wrote:
Rav335uk wrote:Footman James only do Classic insurance, and you're unable to use any NCB against it.
I just insured the Cab, all mods declared for wait for it

£49.89

Was that Agreed Value, mate?
Yes Rob, I have to send in pics when I recieve the forms for a 6K agreed value with the mods.

Kos wrote:
Rav335uk wrote:Footman James only do Classic insurance, and you're unable to use any NCB against it.
I just insured the Cab, all mods declared for wait for it

£49.89
boats are cheap to insure when they are laid up
Coooooont!

Rav, is it true that the Tranny is on a 'pay as you drive' policy ?

That will be cheap this year !

Post Mon Feb 25, 2013 4:49 pm

Post Mon Feb 25, 2013 7:13 pm

Im 23 never had a claim.lancaster just quoted me over 2000
I must be doing something wrong

Post Mon Feb 25, 2013 7:25 pm

Lurch320i wrote:Im 23 never had a claim.lancaster just quoted me over 2000
I must be doing something wrong

if that was on line then i'm not surprised and its probably a standard policy.
get on the blower to them if you are after a classic policy

Post Mon Feb 25, 2013 7:28 pm

I clicked on the classic car insurance section
limited mileage.garaged
but i live in a crappy area so i think that's why

i was quoted 1300 for a standard insurance policy

Post Mon Feb 25, 2013 8:18 pm

Why thanks chaps but I think Rav has the bargain of the year/decade Footman&James I'll be ringing these guys tomorrow...

Post Mon Feb 25, 2013 8:21 pm

Rtaylor2208 wrote:I paid just under £100 this year on a classic policy found via quidco compare. Limited mileage policy but came with £25 cash back. So essentially £75 for the year on fully comp.

The insurer is sure term and its a subsidiary of Lancaster.

Another bargain great!!

Post Mon Feb 25, 2013 9:29 pm

Mines 200 fully comp for a 325i convertible with a dr10 conviction from just over 6 years ago with footman James and a 3000 a year mileage restriction. Classic insurance is the way forward, before that on non classic my best was 1500 with admiral a massive difference. I also have full European breakdown cover, but they won't help you if you have a puncture and no spare wheel

Post Mon Feb 25, 2013 9:31 pm

Lurch320i wrote:I clicked on the classic car insurance section
limited mileage.garaged
but i live in a crappy area so i think that's why

i was quoted 1300 for a standard insurance policy

Try calling them

Post Mon Feb 25, 2013 9:43 pm

Lancaster are fucktards.
First year of insurance £150.
Renewal £2500.

I'm now with footman james iirc...

Post Mon Feb 25, 2013 10:00 pm

SDM wrote:Lancaster are fucktards.
First year of insurance £150.
Renewal £2500.

I'm now with footman james iirc...

My premium on the e24 had remained £150 give or take for the last 5 years

The only time it went up ( they wanted £200) I actually let it lapse. I called them a week later to renew it and they said they couldn't honour the price and had to re quote. The did so and it came in at £125 lol