Classic car insurance

[Ajsingh]

I have recently purchased a 325i sport and wanted to insure it as a classic as it only sees the sunshine and dry roads.

Id like to know what companies people on here are using and if they didnt mind, how much they pay.

Any help is appreciated on this please as iv never taken out classic insurance before so its a first

Thank you in advance

Ajay

[E30BeemerLad]

There's no specific advantage to having a classic policy fella. So don't concentrate on just seeking out such policies. Also, you earn no NCD on classic policies. Just bumping the mileage right down on the quotation would bring a fully comp normal policy down by a big chunk.

As your circumstances are different to anyone else, i.e. age, location, occupation, claims history etc etc there's no point asking what other folks are paying.

[capri_rob]

Only ever used Lancaster for classic policies - last 4 years with E30's.

Paying about £200 currently to include legal expenses, breakdown cover and Agreed value - garaged, limited to 3k pa, used as second car.

36 years old, clean license, reasonable postcode area.

Hoping to get it down a bit by shopping around for renewal next month TBH.

[polsta]

you need to be a min age of 25 i think, also some companies it has to be garaged

classic insurance depends/varies a lot on milage you choose, 1k-5k , so 1500k will be a lot cheaper than a 5k policy

try carol nash and pete best, my tech 1 is currently with pete best £150 , but only 2k miles as i only drove it for a couple of months then put it away

[Ajsingh]

Ooooh, im 24 in august lol

The sport the garaged which is alarmed and only comes out on a dry warm day. So it does hardly any miles..
Will deffo get onto those names u posted polsta

Thank u all!

[irish_chris]

good luck finding anyone to take you on under 25 unfortunately as im in the same situation with a classic policy so my classics are driven under 3rd party extensions and suuch which is a pain.

[capri_rob]

Renewal came through today - if I ditch the £30 breakdown cover I don't need its £163.

Happy days

[skyinsurance]

Feel free to give us a try, we can look at a limited mileage policy for you.

Link below:


http://www.skyinsurance.co.uk/car-club-insurance.html

[capri_rob]

Just got a quote from Footman James - £156 including the breakdown cover I was going to ditch, rest of cover identical to what I have now with suspension mods declared. Get in

[Duke137]

36 years old,

Time has not been kind on you

[capri_rob]

36 years old,

Time has not been kind on you

Cheeky coont

[Kedge]

36 years old,

Time has not been kind on you

Cheeky coont

Kick his head in Rob, he's asking for it!!

[Ajsingh]

Im stickin up for duke here!!!! Ferg im there mate! ;) loll

[Duke137]

Started a war! Cheers AJ lol though kedge has a special move that in the sunlight light shines off his head and blinds his enemies... LOL

Back on topic, Rob, are Footman James recommended? Might move the 320i onto a classic policy as I'm not going to use it dailly any more

[Duke137]

By the way AJ have you got the sport yet?

[Ajsingh]

Yeh ferg, picked it up 2 weeks ago on friday.. The weathers been soo crap i haven't really taken any pics. Just a few phone pics. Nowt special

[Rav335uk]

Pete Best insurance £103 F/C for me Ajay, but i do know you have to be over 25 dude, and you're not

[Kos]

lancaster insure my e24,

you could get your dad to insure it on a classic and have you as named driver

[gurj247]

Could also try "Heritage" have used them in the past, but not sure about the age restrictions.

[capri_rob]

Pete Best insurance £103 F/C for me Ajay, but i do know you have to be over 25 dude, and you're not

Just had a look at the Peter Best website as £103 is peanuts and it says they only insure BMW's on classic policies up to 2 litre engines ?

Rav is that on your chrome turd or the cab ?

[Rav335uk]

Pete Best insurance £103 F/C for me Ajay, but i do know you have to be over 25 dude, and you're not

Just had a look at the Peter Best website as £103 is peanuts and it says they only insure BMW's on classic policies up to 2 litre engines ?

Rav is that on your chrome turd or the cab ?

Rob, it would have been £83 if it was garaged.

This was for the Chromie Turd.

[capri_rob]

Back on topic, Rob, are Footman James recommended? Might move the 320i onto a classic policy as I'm not going to use it dailly any more

Footman James have been around a long time and seem to be one of the most well known along with Lancaster who have always been good with me.

Being a BMWCC member gets further discounts

[Ajsingh]

Back on topic, Rob, are Footman James recommended? Might move the 320i onto a classic policy as I'm not going to use it dailly any more

Footman James have been around a long time and seem to be one of the most well known along with Lancaster who have always been good with me.

Being a BMWCC member gets further discounts

Iv heard alot of positive feedback on Footman james. So will try footman james and Lancaster

[polsta]

try pete best aswell, they are very good, better than the above 2 from my expirience, carol nash also worth a call

[Geeman]

ClassicLine Insurance for me.

The E36 M3 Evo was £290 a year, with my 9 points...!

Worth a website visit!

[capri_rob]

BUMP

Just done mine today with Adrian Flux

3k milage, garaged, fully comp, £125xs, windscreen cover with £90xs and legal expenses included but no breakdown cover ( not needed as I have cover elsewhere ) agreed value subject to photos & form, suspension mods all declared

Grand total of £140.

Sometimes being a grumpy old bast@rd is worth it

[Jimbob]

Adrian Flux is looking likely for me too, a quick online quote returned £390 for classic insurance on 4k mileage and all engine mods/conversion declared.

Insurance is bizarre though, I remember when I was 19 looking to renew my 318is insurance and Adrian Flux was nearly £2000 (think I ended up paying Admiral or someone £800), yet 2 years later they insured my Jap car for £400 cheaper than anyone else.

[capri_rob]

Flux have always been expensive when I've tried them in the past - I think it just depends when you call and how close to their targets they are. Must have just dropped lucky today

[mrb27]

thought id take a peep at pete best classic insurance but it says cars MUST be 26 years old and over
nvm ill try the others

[capri_rob]

Peter Best allegedly wont cover BMW's with anything bigger than a 2 litre engine - sure thats what it said on their online quote system when I had a look anyway.

[gurj247]

Peter Best allegedly wont cover BMW's with anything bigger than a 2 litre engine - sure thats what it said on their online quote system when I had a look anyway.

yes thats what it does say, that and you need to be over 26.

Thanksfully i meet thier criteria, 318iS would be about £250 with them on driveway. Cheaper if garaged

[Ajsingh]

This thread has some great information. Really thank everyone for posting up, seems a few prople are getting advise & help through this

[Cotty]

I didn't think you could insure a car on a classic policy if its your only/main car. My E30 has been my only car for 9 years, now it has company, its my "main" car.

Im paying about £300 on mine with all the mods declared.

[mcbonio]

Hey fellas,
New here, I have a '87 325i cab, I'm with Lancaster, limited to 4k miles a year, as a 2nd car (e46). £146 a year fully comp with breakdown. I'm 29 years old.

Cheap as chips.

[E30RKD]

Hi all i am 21 years old and i got classic car insurance off lancaster

i put none years of no claims (i have 3 on another car but did not mirror the bonus)

ive been driving scince i was 17 and i have had the e30 scince new years eve 2007
1 st year with my dad i paid £2650
for years it been under my dads trade insurance but this year i paid £1650 to be honest i was really happy and proud of that qoute and paid in full and they even gave me insurance on other cars due to the owners permission, over the moon beacause my dad has a few car includeing that beautiful 635csi

And my car is an 325i sport schwartz black