Best agreed value insurance companies???

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MichelKesin
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Sun Jul 25, 2021 8:02 pm

Heya everyone, I’m going to be picking up my first E30 325i sport next week hopefully, (pictures will soon to follow :D :D ) I was just wondering if there’s any suggestions for agreed value insurance companies?

Thanks for any answers And hopefully I’ve posted this in the right section, apologies if not
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Last edited by MichelKesin on Wed Jul 28, 2021 12:11 pm, edited 1 time in total.
E30Derbyshire
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Sun Jul 25, 2021 8:56 pm

I’ve been using Classic Line Insurance, agreed valuation process was easy, easy to speak to a human, email response is good. Premiums aren’t expensive. Worth a punt.
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30316
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Sun Jul 25, 2021 10:38 pm

I have been using Footman James for a few years now for 2 cars. Found them easy to deal with. My only gripe has been - after renewing for a day or two on the MID insurance database the car comes up as not insured!
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Blanca
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Mon Jul 26, 2021 12:38 pm

Just had my first sensible, but still pricey, quote

TP with breakdown, glass 211.00€

TPFT, 350.51€

FC 602.00€ with 300 excess.

Last two require a garmented value certificate. so additional cost there.
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NiallB
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Mon Jul 26, 2021 2:05 pm

I just insured my first 325i.

It's insured as a classic (second car, no more than 4000 miles per year). I got fully comp, after a small discount for €258. Only have to supply the usual documentation.
Value insurance companies depends on where you are. I'm in Ireland.
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30316
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Mon Jul 26, 2021 2:52 pm

My last renewal for 316 was £112 agreed value and £76 for mk1 Fiesta with a higher agreed value!
LondonTom
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Tue Jul 27, 2021 6:12 pm

I pay around £400 fully comp on a multi policy for both my sports, with agreed valuations.
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TriggerFish
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Wed Jul 28, 2021 3:53 pm

I like A-Plan (underwritten by MarketStudy).

I had a prang with a DHL van (his fault) and they were great. Car needed a new wing, bumper and wishbone, and to avoid costs escalating they gave offered me a cheque to get the work done myself to prevent it going down as a write off. Including their flexibility there (and in other previous examples around needing to use it for business use in an emergency) they've just been very good. And the best price I could find too.
Gert_8
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Thu Jul 29, 2021 10:55 am

I think the question is who are you using for the agreed values? :-)
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Blanca
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Thu Jul 29, 2021 12:42 pm

Gert_8 wrote:
Thu Jul 29, 2021 10:55 am
I think the question is who are you using for the agreed values? :-)
Depends where one lives. here it is a accredited car club, in my case SOL Classic Car Club.
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DanThe
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Thu Jul 29, 2021 2:19 pm

Gert_8 wrote:
Thu Jul 29, 2021 10:55 am
I think the question is who are you using for the agreed values? :-)
BMW Car Club GB is probably the best valuation you can get, thats who I use anyway
onthames
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Thu Jul 29, 2021 2:46 pm

DanThe wrote:
Thu Jul 29, 2021 2:19 pm
Gert_8 wrote:
Thu Jul 29, 2021 10:55 am
I think the question is who are you using for the agreed values? :-)
BMW Car Club GB is probably the best valuation you can get, thats who I use anyway
thats where I got mine done too. Yet to see anyone use their valuations for insurance purposes though. Would need to see if they actually accept them. I can't get agreed value insurance cos I'm 22 and the e30 is my only car. Had to go with a normal policy and get a valuation from bmw car club. Hope if I ever need to use said valuation that it will be used correctly by insurance company
Gert_8
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Thu Jul 29, 2021 3:16 pm

My agreed value is based on sending images to the insurer.

My last insurer said they would provide a valuation of £11k. Anything above this would require an independent valuation (they didn't say who would be the valuer).

However, having recently had a discussion with an accident repair shop that works with loads of insurance companies, they suggested the AV should be set at £17k or at a minimum of £15k. (They did some paint rectification work for me).
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DanThe
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Fri Jul 30, 2021 7:28 am

onthames wrote:
Thu Jul 29, 2021 2:46 pm
DanThe wrote:
Thu Jul 29, 2021 2:19 pm
Gert_8 wrote:
Thu Jul 29, 2021 10:55 am
I think the question is who are you using for the agreed values? :-)
BMW Car Club GB is probably the best valuation you can get, thats who I use anyway
thats where I got mine done too. Yet to see anyone use their valuations for insurance purposes though. Would need to see if they actually accept them. I can't get agreed value insurance cos I'm 22 and the e30 is my only car. Had to go with a normal policy and get a valuation from bmw car club. Hope if I ever need to use said valuation that it will be used correctly by insurance company
Have you tried the insurance company that the Car Club are in with? Daily driver or not I don't see the difference, its still a car that is appreciating so no reason not to insure it correctly other than they don't want to cough up should anything happen
onthames
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Fri Jul 30, 2021 9:18 am

DanThe wrote:
Fri Jul 30, 2021 7:28 am
onthames wrote:
Thu Jul 29, 2021 2:46 pm
DanThe wrote:
Thu Jul 29, 2021 2:19 pm


BMW Car Club GB is probably the best valuation you can get, thats who I use anyway
thats where I got mine done too. Yet to see anyone use their valuations for insurance purposes though. Would need to see if they actually accept them. I can't get agreed value insurance cos I'm 22 and the e30 is my only car. Had to go with a normal policy and get a valuation from bmw car club. Hope if I ever need to use said valuation that it will be used correctly by insurance company
Have you tried the insurance company that the Car Club are in with? Daily driver or not I don't see the difference, its still a car that is appreciating so no reason not to insure it correctly other than they don't want to cough up should anything happen
Yes I have
All the places I've tried have told me that a classic policy (which is where you get agreed value from) can only be done on a secondary vehicle and 9/10 of them wouldn't do it for me anyway as am below 25
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