young driver insurance

[William]

I know we've been through this sooom many times before.....but could anyone under the age of 20 who drives a 325, insured in their own name PLEASE give details below:

Age of person
Car - saloon/cabby/tourer
Cover type - FC/TPFT
Insurance Company
Engine - Original or transplant
Annual premium
Excess


Many thanks, trying to sort out my six pot dream...........

[psychochild187]

www.privilege.com

they wont insure me on a golf gti 8v but they will my 325i!

oookkk !
lol
iam 20
and its about 1300 a year but iam a crap driver!

[Jhonno]

for me - 20 1yrs NCB

www.churchill.com

or

www.privilege.com

TPFT Ԛ£950

[psychochild187]

is your a 325 johno

[Zayyan]

Nope - 316i auto

[Jhonno]

those are quotes on a 325i...

n mine will be a 325i soon enough

[jibbers]

Dont know if this helps but i just got a superb quote ,
Im 30 but have 2xDR 10 , 1x CD 10 , 1xSP 30 and they gave me fully comp for Ԛ£355 and only Ԛ£70 excess.
Ask for a classic policy and tell them your from the zone , the policy also gives you free track day cover !
I bet Priveledge dont do that !
I am with them at the mo but will deff be changing .
The company is called HIC on 01279 506090

Hope you get a result mate Jibbers

[jibbers]

OH POOP , forgot to say mines a 325

[Jonesy_325iS]

Try Elephant.co.uk mate

Im 20
got 9 (yes 9) points on me licence
0 years no claims
drive a 325iS

Im paying 1500 quid. not bad really as everywhere else either laughed or said 3-4k !

Ive had some really hard cars to insure........ corsa sri at 17 years old, celica gt at 18, nissan 300zx and mr2 turbo at 19/20, and now my 325iS

Elephant for me all the time.

[Jonesy_325iS]

p.s thats 3rd party F+T and in my own name

[billgatese30]

18 years old
325i sport
fully comp
privilege
original everything
Prem - Ԛ£1860
Exs - Ԛ£400

hope that helps mate

[Zayyan]

those are quotes on a 325i...

Teach me for trying to be smart

Chris to insure the Sport for that much you've got a year's no claims right?

[billgatese30]

i sure have mate, it's not so much the no claims they are looking for its the 1 year experience that they were more interseted in TBH. teh no claims jsut lowers the cost.

[Zayyan]

Ah I see, thought it was NCB they were interested in.

If it lowers the cost though I've been told there's a few companies who'll give you a year's no claims automatically the first time you insure a car in your own name if you have Pass Plus.

Probably not useful to William though, unless you're not insured in your own name yet...

[psychochild187]

pass plus is good i didnt even do it. my instrutor knew i was ok i payed for two lessons didnt do them and i skipped doing 6 of them for the paper work! bargin, it saved loads of the frist year and i even think it help the second year!

[William]

Ah I see, thought it was NCB they were interested in.

If it lowers the cost though I've been told there's a few companies who'll give you a year's no claims automatically the first time you insure a car in your own name if you have Pass Plus.

Probably not useful to William though, unless you're not insured in your own name yet...

you probably read it one of my posts mate, i did that with NU. So i do have my own policy and i have a years NCB and 2.5 yrs experience but they wont have me til im 21. Don't know if i can wait a whole 15 months!!!!

[Zayyan]

I'm pretty sure it was my instructor who told me; cheers for backing me up though, my mind's at ease knowing he didn't just tell me that to get paid for doing the Pass Plus

Instead of waiting if you have the money you could buy a tatty 325i with some T&T, maybe get rid of a bit of unneccessary weight and just ring up to insure it on days you feel like driving it.

Then you'd have 4-pot economy and something for the weekend as well, and you'd be living the 6-pot dream (well, kinda)

Probably sounds pretty stupid, but just an idea

[Simon13]

i was 21
1 NCB
9 points

on a lightly modified 325i sport for Ԛ£1200 TPFT and i can/could drive other peeps cars too

[Simon13]

oh HIC too

[ravenhill]

Last year when i was 21 with 4 years no claims for my 325 motorsport cab
was Ԛ£620 fully comp BARGAIN and with 3 point (Adian Flux)

[Widge]

22yrs old
325i SE
2 yrs NCB
Ԛ£640
Churchill
TPFT
Student-this is the killer they think we all drive like loonys and leave our keys in our cars when were at uni.