Insurance for a 318iS

[redrobbie]

As some of you may know im looking to get a 318i or 318is.

My bro will be insuring it, he has 2 years no claims and ill be put under his insurance (Hopefully!). Hes 22 and im 18.

Weve got a quote together for a 318i for around Ԛ£1300.
Ill be phoning around tomorrow but i just wanted to know some typical qoutes to expect.

What did you guys get as qoutes for an 318iS?

Cheers!

[E30Mark]

I insure my 318iS through www.elephant.co.uk

OK i'm getting on a bit now @ 34..... i've got 17 years No claims fully comp, limited miles, car parked on road, no mods,

Cost me Ԛ£185 last year, just got renewal for this year @ Ԛ£205

I don't think their is much between the 318i / 318is as far as premiums go!


P.S i have a Diamond Black 318iS for sale....

[Dom]

22 with 3 years no claims and 3 points (SP50). Fully comp with agreed valuation, Ԛ£560

[Daryll]

26 years old
No no claims bonus
1st car insured in my name (used to be the rents and then the wife's (old bint) insurance

325i

Ԛ£530 fully comp with privalage! You don't have to be posh you know!

[SwirlyE30]

Anyone know how much roughly id be looking at to insure an IS at 18? On my own policy.Im under my dads name atm, but im 18 in a few months and want to upgrade my motor. Elephant.co.uk wanted 5 grand, fcuk off.
Surely i can get my own policy for a couple of grand?

[kidsinister]

It can depend on your postcode too - the best I could get, 35yo with full no claims was Ԛ£400; not great at my age, but I did shop around the specialists. Seems OL2 is a high risk area!

Alec

[redrobbie]

Ԛ£530, and Ԛ£560

What qoutes to you get around london. I live in the North west of London so I know insurance qoutes are usually high.

[Gwynleym10]

If you have a girlfriend, put her down as your commonlaw partner and it should save you some dollars. Mine went down by Ԛ£50! last year

Postcodes make a hudge difference, me 23 2ncb 318i
Anglesey north wales: best so far Ԛ£267tft
London central: Ԛ£385tft

[Simon13]

insurance companies don't really know what an iS is it's group 13 or something. when i switched to my one when i was 19 from a 318i its was a Ԛ£15 admin fee. When i was getting quotes for one when i was 18 there was no difference! which made me kick myself as i should of just gone straight to a 318iS and missed out the M40 8v wrongness!

[Martinaston]

12year old 320, garaged, not used for work, 9 years no claims, age34, Third party only, Ԛ£470
Do you think post code makes a difference? SE17

[Martinaston]

Sorry 16 year old 320

[hoshy]

I'm 22 w/ 2yr ncb and chruchhill gave me 520 tpft !!! I was happy with that.

[SwirlyE30]

Si mate, where did you insure your IS? i wanna try and find some respectable quotes, not 5 grand!!!

[Wyldie]

I'm with Elephant as well.

2years driving
20years old
0 No Claims
10month bonus accelerator
Ԛ£1,105.00 Fully Comp

Didnt thank that was too bad considering.
By far the cheapest though. I had some quotes return for over Ԛ£3500

also check out confused.com to give you some comparisons!

[Simon13]

HIC Sam i'm with them now, no one could touch them for me

[Jimbob]

When I insured my iS when I just turned 18 I had no no claims and a crash was only Ԛ£1100 tpft

That was with Admiral who are basically the same company as Elephant.

[SwirlyE30]

Jimbob mate, ive just typed in all my details (changed my age as if i was 18 a month or so ago) and for an is on TPTF its 2.5k....?!!? what!!! Its 3.5k fully comp.


I dont get why everyone else is getting better quotes. I live on the south coast, (BN15 8BY) its not a BAD area

[pete318is]

My insurance needs renewing next month and my current insurer Pearl (pearl.co.uk) has quoted me Ԛ£240, I have just been quoted 300 by elephant and the cheapest through confused was Ԛ£260. I am 32 with 5yrs no claims, clean record etc this is for TPFT, maybe you could give them a go.

[SwirlyE30]

Just tried pearl mate. And for just TPFT they want this much







fcuk that tbh. I recon jimbob must have sucked some pretty big d**k to get better quotes than me!!

[Jimbob]

I was 19 in December and my renewal was due in January, 1yr ncb and the crash, Ԛ£750

Live in a fairly good area but still has it's fair share of max power turds and pikeys in their chavaliers.

[6potWil6pot]

Insurance is a lame old thing when your young, with hindsight id have probably driven a shitter of a small car until i hit about 22 with some good NCB behind me. Now i AM 22 with some experience im probably downchanging to a smaller car Youngers will never learn eh?

[Jamesb318is]

I'm paying just over Ԛ£1400 to insure my IS fully comp with admiral (mods declared). I'm 20 with 2yrs NC and ive done the pass plus course.
When i got it i was 19 and was paying over Ԛ£1900 for a 10 month bonus accelerator.
The worst thing is that i could get it a lot cheaper with lots of well known companies, but they dont 'like' (read 'understand') modifications!
Admiral wont even cover me for an induction kit (even though they were happy to insure my Ԛ£400 custom stainless exhaust!!)

[Jimbob]

Oh yea well picked up James, Pass Plus seemed to help too

[SwirlyE30]

James mate, if you were paying nearly 2 grand at 19, i dont see why at 18 they would want to charge me 3-5 grand, its stupid. My brother has an is when he was 18 ,yet he was on my dads insurance, but surely after a year of driving theirs gota be somewhere that will do me a bit cheaper!!

[Jamesb318is]

Mate, insurance companies seem to just make it up as they go along! I was quoted Ԛ£3500 from CIS (to which i laughed at them down the phone) Strange because they were quite good for my clio and they dont mind mods. Then about Ԛ£1900 from Admiral.
Remember its all done on stats so it depends on so much (area, where its parked, your job, etc etc.) All you can do is stuff like pass plus (which doesnt make that much of a difference with some companies) and get your own policy as soon as poss to start earning NCB.
Oh, and put your folks and siblings on and see if it makes it cheaper.

Ps- i also had 1 years NCB when i got the Bimmer, and try adding a little more voluntary excess

[m1key]

20 years old

3 years no claims

1987 320i 2dr saloon.

Ԛ£650 fully comp.

[billgatese30]

i'm 18 years old

1 year no claims bonus

no modifications

no accidents, claims, points on lisnece etc


1850 fully comp through privilege for a H reg 325i sport

[SwirlyE30]

Thats pretty good!! Although i imagen the NCB makes a lot of difference, my brother is 19 and is gonna have to pay about 2.5k for a sport i thinkas its his first policy

[SwirlyE30]

Just had a go on privilege myself and they wont insure me on an is. But if i put in ive been driving for a year they will. Whats all that about. By the time ill have an IS i would have been driving about 8 months,surely theres someone outthere that will insure me if ive been driving under a year? Or do i just put 1 year and hope they wont notice the few months

[orpheus]

When I went from standard 318i to 318is there was about Ԛ£10 difference so insurance companies don't seem to know the difference in bhp, so it makes semse to get an iS.

Try a company called HighPerformance. They did a good quote for me a few years ago on my then 1.8 16v Corrado (approx same power lump as an iS). Just keep hitting the phones - its worth it. And taking Advance Driver courses can lower the premium too.

[SwirlyE30]

Just tried with them mate and you have to be 21 to have a policy

[m1key]

Admiral 0800 600 800 www.admiral.com
Adrian Flux 01553 777 240 www.adrianflux.co.uk
AON 01384 552 670 www.aon.com
A-Plan 0845 071 123 www.aplan.co.uk
AXA 0800 015 4292 www.axa-motor.co.uk
Bell Direct 0800 140 180 www.belldirect.co.uk
Bennetts 0990 202090 www.bennetts.co.uk
Bugdet 0800 028 9044 www.budgetinsurance.com
Catterall 01254 695 055 www.chris-thompson.co.uk
Churchill 0800 200 331 www.churchill.com
Cis 08457 464646 www.cis.co.uk
CoverSure (RallySure) 01829 733 880 www.dmatters.co.uk
Crowthorne Insurance 01344 771626 www.crowthorne.co.uk
Direct Line 0845 246 8701 uk.directline.com
Elephant 0870 6080668 www.elephant.co.uk
Endsleigh 0800 028 3571 www.endsleigh.co.uk
Footman 0121 651 6250 www.footmanjames.co.uk
Graham Sykes 0870 444 6319 www.graham-sykes.co.uk
Greenlight 01277 263 030 www.greenlight-insurance.co.uk
Keith Michaels 0181 642 7868 www.keithmichaels.co.uk
Liverpool Victoria 0800 514 514 www.liverpoolvictoria.co.uk
More Than 0800 072 4186 www.morethan.com
Motor Quote Direct 0800 48 44 33 www.motorquotedirect.co.uk
Nash Warren 0121 561 4484 www.nashwarren.co.uk
Norwich Union 0870 242 0800 www.norwichunion.com
Peart 0870 240 2972 www.peart.co.uk
Peoples Choice 0800 614 824 www.peopleschoice.co.uk
Performance Direct 08704 203896 www.performancedirect.co.uk
Privilege Insurance 0113 292 5555 www.privilege.com
Quinn Direct 0845 850 0845 www.quinn-direct.com
QuoteLine Direct 0870 444 0870 www.quoteline-direct.co.uk
RAC 0845 3000 755 www.rac.co.uk
Sainsburys 0800 032 0000 www.sainsburysbank.co.uk/insurance
Tesco's 0845 300 9900 www.tesco.com
The AA 0870 606 0483 www.theaa.com
Hastings Direct 0800 00 1066 www.hastingsdirect.com
Esure 0845 603 7873 www.esure.com
Halifax 0845 608 9913 carinsurance.halifax-online.co.uk
Eagle Star 08459 45 45 67 www.eaglestar.co.uk
Lloyds TSB 0800 056 3040 www.insurance.co.uk
Screen Trade 0800 435 207 www.screentrade.co.uk
Its4me 0870 0131 464 www.its4me.co.uk
The Insurance Centre 0709 2511050 www.theinsurancecentre.co.uk

if your feeling bored

[SwirlyE30]

Yeh ill give em a try one time, i just hate having to fill in the same form OVER and OVER again

[Simon13]

before u try that ring HIC on 08451 290 290

Billgates ain't your car chipped?

[Adam318i]

Thanks for that Mikey, my insurance run sout this friday (22nd) so i'll start going through them lot.

Swirly i'll let you know how i get on, as i have a 1.8 aswell.

Adam