Motorsport Cab insurance, why so bad?

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chu346
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Post Sat Sep 02, 2006 6:40 pm

I'm 25 with 6yrsNCD no convictions, car is a 1991 325i motorsport convertible, £770 fully comp protected.

Just seems quite high :(

What would you guys consider reasonable?
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fowler
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Post Sat Sep 02, 2006 6:42 pm

because they are group 18 insurance now have decleared all the mods plus they are getting very rare especially as yours is a manual
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chu346
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Post Sat Sep 02, 2006 6:51 pm

what mods, wheels (nogaro genuine alpinas), everything else is standard.

Also it's down as an auto.
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fowler
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Post Sat Sep 02, 2006 6:54 pm

thought it was manual
my mate is paying £670 on his
try classic policy with 12000 mile limit
they have gone up 1 insurance group in 2 years for no reason apart from they are getting rare
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gazm3
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Post Sat Sep 02, 2006 7:04 pm

Get it on classic insurance with limited miles. Mines £260.
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chu346
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Post Sat Sep 02, 2006 7:43 pm

It is a manual now but down as a auto at the minute, i mite change it back!

I can't do limited miles, i love driving too much.
pacerpete
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Post Sat Sep 02, 2006 7:56 pm

Motorsport cabs are very high risk ,over 50% of cars i know or have worked on have stories/ issues/ or been involved in a claim, some one has to pay for this wrongness.
Basically the long and short of it is that they attract a lower class of keeper who is generally a bit wrong ! :)
gazm3
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Post Sat Sep 02, 2006 7:57 pm

What's the difference between manual and auto insurance?.
Last edited by gazm3 on Sat Sep 02, 2006 8:38 pm, edited 1 time in total.
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kam-325i
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Post Sat Sep 02, 2006 8:09 pm

gazza325cab wrote:What's the difference between manual and auto?.
A bigger left thigh........? :cry:
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Simon
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Post Sat Sep 02, 2006 9:23 pm

chu346 wrote:I'm 25 with 6yrsNCD no convictions, car is a 1991 325i motorsport convertible, £770 fully comp protected.

Just seems quite high :(

What would you guys consider reasonable?
My age and NCB are the same as yours, and I'm paying £430 on an E30 M3, no mileage limit (though I hardly use it!) does seem very high to me!

I'm with flux by the way.
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Gouki
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Post Sat Sep 02, 2006 9:57 pm

which insurance company u wid Chu? I'd get another quote I was gonna suggest TPFT but depends on value of ur car though. I did mine TPFT as I dont drive it regularly enough plus it aint a motorsport. Maybe its because they are a rarer model.
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gazm3
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Post Sun Sep 03, 2006 9:19 am

pacerpete wrote:Motorsport cabs are very high risk ,over 50% of cars i know or have worked on have stories/ issues/ or been involved in a claim, some one has to pay for this wrongness.
Basically the long and short of it is that they attract a lower class of keeper who is generally a bit wrong ! :)
What the f88k?.

You kill me Pete.

I do however know what your talking about.

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w17led
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Post Sun Sep 03, 2006 12:27 pm

I am with direct line, mines a manual J plate

£560.00 fully comp, 24 with 6 yrs no claims, unlimited mileage.

that price you got chu346 is hi mate, however the postcode where you live has a big part to play in the price!