Classic car insurance

Sat Mar 04, 2017 11:24 am

Hello everyone, it has been a while since I last logged in on here! And I am back in need of some advice. I am planning to put my car back on the road this year and having real problems finding an insurer that will touch me.

The car is a 320is (which no insurer can bloody find)with several modifications. I have had laid up insurance with Adrian flux for the last four years, and to put it back on the road they want nearly £1000.

I have just got off the phone to hastings, and they won't touch me because of the mods.

Can anyone recommend any good classic car insurers? A huge thank you in advance.

Sat Mar 04, 2017 11:52 am

I have mine insured with Hagerty, or maybe it's Hegerty.
They seem very reasonable, but my cars are not modified.

Sat Mar 04, 2017 1:08 pm

just got my modified classic insurance renewal £150 for the year , last year was £280

Sat Mar 04, 2017 2:14 pm

I tried Hagerty but because I am under thirty they won't insure me. I have done a quick search on gocompare and only one insurer will flux direct will insure me.

For £1005

Sat Mar 04, 2017 4:23 pm

magpie wrote:just got my modified classic insurance renewal £150 for the year , last year was £280

Who was that from please?

Mart.

Sat Mar 04, 2017 4:28 pm

Mine is with Footman James, used them for various old cars over the years and always been happy with the service. I seem to recall when I first bought my E30 and I was just under 30 (a decade ago!) that FJ wouldn't cover it and I went with Lancaster who would.

Sat Mar 04, 2017 6:06 pm

A-Plan were good for me when others would get funny about the modifications.

Sat Mar 04, 2017 10:07 pm

I'm with classic line insurance for around £300 a year with a few mods. I'm 26 and have used them for 2 years. I find it's always best to call rather than check online:01455 639 000

Mon Mar 06, 2017 5:48 pm

Thank you all for your replies, it is much appreciated. I have gone with Lancaster, who offered my fully comp for just over £400. All mods stated and an agreed valuation. I could recommend them more!

Mon Mar 06, 2017 6:27 pm

I'm 18 and to get insured on my 318i its £2.5k+, I really think its shocking how much insurance companies decimate young car enthusiast over nowadays.

Mon Mar 06, 2017 8:03 pm

I'm 20 and can't find a classic car policy that will insure me. Even though I drive and own another car

Mon Mar 06, 2017 8:17 pm

You need to be 25+ for most classic polices.

Wed Mar 08, 2017 10:27 pm

StuB wrote:Mine is with Footman James, used them for various old cars over the years and always been happy with the service. I seem to recall when I first bought my E30 and I was just under 30 (a decade ago!) that FJ wouldn't cover it and I went with Lancaster who would.

FJ also offer discounts to BMW Car club U.K. Members
I had to call them rather than an on line quote for insurance on my e30, but they were very good.

Wed Mar 08, 2017 10:52 pm

Problem with footman James classic car insurance, you don't keep your N\C bonus if that is your only car. And they don't give you N/C bonus on classic cars.

Graham skyes, was with for 4yrs changed to Adrian flux.

Get a quote from them.

Read the small print. Many people don't and get done when the shit hits the fan...

Wed Mar 08, 2017 11:12 pm

Sanchez wrote:You need to be 25+ for most classic polices.

Even as a named driver? On a classic car policy?

Thu Mar 09, 2017 2:13 am

SAP1 wrote:I'm 20 and can't find a classic car policy that will insure me. Even though I drive and own another car

Have you tried Lancaster? I saw the other day that they were saying they could insure drivers of all ages for one classic car club.

Thu Mar 09, 2017 12:58 pm

ChrisHC wrote:
SAP1 wrote:I'm 20 and can't find a classic car policy that will insure me. Even though I drive and own another car
Have you tried Lancaster? I saw the other day that they were saying they could insure drivers of all ages for one classic car club.

Ooh ok might be worth a call. Is it on there website??

Thu Mar 09, 2017 7:57 pm

Yes, found it - https://www.lancasterinsurance.co.uk/ne ... r-drivers/

Thu Mar 09, 2017 8:12 pm

ChrisHC wrote:Yes, found it - https://www.lancasterinsurance.co.uk/ne ... r-drivers/

Haha can only see them doing that for Morris Minors

Fri Mar 10, 2017 10:59 am

I had mine insured on a classic policy with lancaster, insured for 3 years - awarded 1 yrs ncb

Needless to say I've not renewed, especially as their renewal quotes are 50% more than the likes of performance direct