Criminal damage insurance advice needed

[hazd31]

Just had my car paint strippered, the screen forward needs paint

I know who it was (they will be hurt later)

Police cant do anything as theres not any evidence but I have a reference number

Is it worth claiming, im with direct line, cant afford to loose my no claims but not fussed about an excess.

Or bite the bullet and get it painted?

Not really sure how it works

[jonny323i]

Just be carefull about reporting it to your insurer and not claiming as someone else found out on here a few months back as it still goes against you even if you dont claim

http://www.e30zone.net/modules.php?name ... =insurance

[Brianmoooore]

Unless this car has an agreed value, then needing any significant paint will render it a Cat C write off, so all you'll get is the book value of the car, less buy back price, less excess, a marker on the car reducing its future value, the need for a VIC at VOSA, and increased future insurance premiums. Report nothing.
Vehicle insurance should be though of as simply something you need to get an excise licence.

[hazd31]

thought that would be the case, thanks guys

[E30BeemerLad]

Sounds like everything that has had some paint stripper action is a bolt on part.

Not worth the aggro going through your insurer as outlined by Brian.

[hazd31]

unfortunately my car is a darker shade of nautic green

Took us 3 coats to get near the original colour from last time.

Will see where I get with with the kids parents (because I don't think your allowed to hurt someone whos only 17) hopefully I can get the rear arches done at the same time

[hazd31]

[E30BeemerLad]

How do you know who did it?

[hazd31]

How do you know who did it?

because I do (do you really wanna know the story?)

Had the door booted in last weekend too.

[zaust]

You caught the wrong do'er ? did I miss a post.

[Quaser]

How do you know who did it?

because I do (do you really wanna know the story?)

Erm, yes

[hazd31]

Watch Jeremy kyle, youll get the idea

[mcbonio]

That's a bloody shame. Sadly this kind of degenerate subclass only understand one language.. time to get the 24" breaker bar out.

[maxfield]

I believe you can do head kicking at 16, looks like that's what someone needs.

[law99]

Watch Jeremy kyle, youll get the idea

That's not an answer...

[kangman]

Watch Jeremy kyle, youll get the idea

You naughty boy, he has been getting his willy wet in someone else's misses

[pacerpete]

We need all of the sordid details of the illicit barebackfest AND pics !

[hazd31]

Will explain tomorrow. Now need a mirror. Another door and rear quarter.

[pacerpete]

Will explain tomorrow. Now need a mirror. Another door and rear quarter.

Jeez, the 17 year old was not messing about ! Was it his sister/brother/mum/pony or yorkshire terrier you barebacked ?

[snakebrain]

I'd make up to him and hand your sister/brother/shetland pony over immediately, before this situation gets out of hand..