Insurance.....

All the info you need to race E30's

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ScottEgg
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Post Tue Jun 14, 2011 9:23 am

Hello Chaps,
Do any of you have any advice as to how to insure my track day car in the cheapest possible way. I only require cover for driving to and from trackdays (not on track). I normally do about 6 events per yer.
Thanks
Scott
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skyinsurance
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Post Tue Jun 14, 2011 1:00 pm

You need to find a limited mileage policy
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mattrs
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Post Tue Jun 14, 2011 1:17 pm

Or prehaps traders if your, over 25 and own more than 5 a year!
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skyinsurance
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Post Wed Jun 15, 2011 9:47 am

mattrs wrote:Or prehaps traders if your, over 25 and own more than 5 a year!
Only if he is a trader. Far too many (non traders) run around with trader polices, when they claim they are usually asked for proof of trading, no proof - void claim.
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mattrs
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Post Wed Jun 15, 2011 10:37 am

skyinsurance wrote:
mattrs wrote:Or prehaps traders if your, over 25 and own more than 5 a year!
Only if he is a trader. Far too many (non traders) run around with trader polices, when they claim they are usually asked for proof of trading, no proof - void claim.
True, but you can be a part time trader and do just a few per year as long as you keep proof its fine.
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UweM3
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Post Thu Jun 16, 2011 10:50 am

skyinsurance wrote:You need to find a limited mileage policy
I am in the same situation soon. Can you offer something?
Just need something which allows me to drive the car round the block and sometimes drive to the track and back. Most of the time I trailer.
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ScottEgg
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Post Thu Jun 16, 2011 10:54 am

Got a qoute for £289 for annual cover limited to 2000 miles. Insurer is Reis. I'm still on the lookout tho!
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lugy
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Post Thu Jun 16, 2011 6:42 pm

My car is on a limited mileage policy, 3k/year and I pay £330 with Heritage. That's with me being a young, immature 23 year old yob too :o: .

It also gives you track day cover, which is nice if you have a higher value car I guess!
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UweM3
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Post Thu Jun 16, 2011 6:45 pm

ScottEgg wrote:Got a qoute for £289 for annual cover limited to 2000 miles. Insurer is Reis. I'm still on the lookout tho!
my car is quite a bit modified, that was giving me some trouble last time.
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mattrs
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Post Thu Jun 16, 2011 7:04 pm

lugy wrote:My car is on a limited mileage policy, 3k/year and I pay £330 with Heritage. That's with me being a young, immature 23 year old yob too :o: .

It also gives you track day cover, which is nice if you have a higher value car I guess!
What sort over track cover does that include? Also whats the excess on/off the track?

Cheers
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m8782538
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Post Fri Jun 17, 2011 1:42 pm

speak to adrian flux, they will cover on track use too but its not cheap by a long shot, but its like for like on modifications.
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