Insurance info - Postcode Risks

[oldroydsr4]

Hi, found this on another forum and thought it may be of some help and explain some of the shocking premiums I keep reading on here.


PostCode Risks

A = Low Risk
F = High Risk
* = Any motor cycles in areas D, E or F must be garaged in a locked and secured building whilst at the policy holders address. In some of these areas this also applies to cars.

AB Aberdeen
10-16, 21-25, 30-39, 41-45, 51-56 . . . . . . . A
AL St Albans
1, 7 . . . . . . . . . . . . . . . . . . . . . C
2-3, 8-10 . . . . . . . . . . . . . . . . . . . D *
4-6 . . . . . . . . . . . . . . . . . . . . . . B
B Birmingham
1-21 . . . . . . . . . . . . . . . . . . . . . Refer
23-26, 36, 70 . . . . . . . . . . . . . . . . . E *
27, 29, 31-35, 37-38, 42-44, 66-69, 71. . . . . D *
28, 30, 40, 46-47, 62-63, 72-77, 79 . . . . . . C
45, 48-50, 60, 64, 65, 78, 90-98 . . . . . . . B
61, 80 . . . . . . . . . . . . . . . . . . . . A
BA Bath
1-2, 5, 6, 8, 11-14 . . . . . . . . . . . . . . B
3, 7, 9-10, 15-16, 20-22 . . . . . . . . . . . A
4 . . . . . . . . . . . . . . . . . . . . . . . C
BB Blackburn
1, 4-5, 8, 10, 12, 18 . . . . . . . . . . . . . D *
2-3, 11 . . . . . . . . . . . . . . . . . . . . E *
6, 9 . . . . . . . . . . . . . . . . . . . . . C
7 . . . . . . . . . . . . . . . . . . . . .. . B
BD Bradford
1, 3, 4, 7 . . . . . . . . . . . . . . . . . . Refer
2, 9, 10 . . . . . . . . . . . . . . . . . . . F *
5, 11, 15, 19, 21 . . . . . . . . . . . . . . . D *
6, 8, 12-14, 16-18, 20, 22 . . . . . . . . . . E *
23-24 . . . . . . . . . . . . . . . . . . . . . A
BH Bournemouth
1-5 . . . . . . . . . . . . . . . . . . . . . . C
6-7, 11, 13, 15, 17-18, 25 . . . . . . . . . . .B
8-10, 12, 14, 16, 19-24, 31 . . . . . . . . . . A
BL Bolton
0-2, 6 . . . . . . . . . . . . . . . . . . . . E *
3-5, 7-9 . . . . . . . . . . . . . . . . . . . F *
BN Brighton
1-3 . . . . . . . . . . . . . . . . . . . . . . D *
5-8, 13-14, 17, 24, 27, 41-42, 44-45 . . . . . A
9-12, 15-16, 18, 21-23, 25-26, 43 . . . . . . . B
20 . . . . . . . . . . . . . . . . . . . . . . C
BR Bromley
1, 3-5, 7 . . . . . . . . . . . . . . . . . . . E *
2 . . . . . . . . . . . . . . . . . . . . . . . D *
6, 8 . . . . . . . . . . . . . . . . . . . . .. C
BS Bristol
1, 3, 5, 11 . . . . . . . . . . . . . . . . . . E *
2 . . . . . . . . . . . . . . . . . . . . . . . Refer
4, 6-7, 10 . . . . . . . . . . . . . . . . . . D *
8-9, 13-16, 23, 30, 32, 34-35 . . . . . . . . . C
20, 22, 24-25, 29, 31, 39, 40-41 . . . . . . . .B
21, 26-28, 36-37, 48-49 . . . . . . . . . . . . A
CA Carlisle
1-3, 5, 7, 13, 18-21, 23-24, 26-27 . . . . . . .B
4, 6, 8-12, 15-17, 22, 25 . . . . . . . . . . . A
14, 28 . . . . . . . . . . . . . . . . . . . .. C
CB Cambridge
1, 5, 9 . . . . . . . . . . . . . . . . . . . . B
2-4, 6-8, 10-11 . . . . . . . . . . . . . . . . A
CF Cardiff
3, 15, 42, 61-62, 71-72 . . . . . . . . . . . . E *
5, 10-11, 14, 23-24, 63-64 . . . . . . . . . . F *
31-41, 43-48, 81-83 . . . . . . . . . . . . . . D *
CH Chester
1, 64-66 . . . . . . . . . . . . . . . . . . .. C
2-8 . . . . . . . . . . . . . . . . . . . . . . B
41-42, 44 . . . . . . . . . . . . . . . . . . . F *
43, 45-46 . . . . . . . . . . . . . . . . . . . E *
47-49, 60-63 . . . . . . . . . . . . . . . . .. D *
CM Chelmsford
0, 2, 4, 8-9, 11-12, 17 . . . . . . . . . . . . B
1, 3, 6-7 . . . . . . . . . . . . . . . . . . . A
5, 13-14, 16, 20-24 . . . . . . . . . . . . . . C
15, 18 . . . . . . . . . . . . . . . . . . . . D *
19 . . . . . . . . . . . . . . . . . . . . . . E *
CO Colchester
1 . . . . . . . . . . . . . . . . . . . . . . . C
2-3, 5, 8, 10, 15-16 . . . . . . . . . . .. . . A
4, 6-7, 9, 11-14 . . . . . . . . . . . . .. . . B
CR Croydon
0, 4, 7 . . . . . . . . . . . . . . . . . . . . F *
2, 8-9 . . . . . . . . . . . . . . . . . . . . E *
3, 5-6 . . . . . . . . . . . . . . . . . . . . D *
CT Canterbury
1-2, 4, 6, 8-12, 16-17, 19-20 . . . . . . . . . C
3, 5, 7, 14, 18 . . . . . . . . . . . . . . . . B
13, 15, 21 . . . . . . . . . . . . . . . . . . A
CV Coventry
1-3, 6 . . . . . . . . . . . . . . . . . . . . E *
4-5, 7, 11-12 . . . . . . . . . . . . . . . . . D *
8-10 . . . . . . . . . . . . . . . . . . . . . C
13, 21-23, 31-34, 47 . . . . . . . . . . . . . B
35-37 . . . . . . . . . . . . . . . . . . . . . A
CW Crewe
1, 3, 5, 7, 9 . . . . . . . . . . . . . . . . . B
2, 4, 6, 8, 10-11 . . . . . . . . . . . . . . . A
12 . . . . . . . . . . . . . . . . . . .. . . . C
DA Dartford
1, 5, 7, 9, 10 . . . . . . . . . . . . . . . . E *
2-3, 6, 11-13 . . . . . . . . . . . . . . . . . D *
4 . . . . . . . . . . . . . . . . . . . . . . . C
8, 14-18 . . . . . . . . . . . . . . . . .. . . F *
DD Dundee
1-3 . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . C
5-10 . . . . . . . . . . . . . . . . . . . . . A
11 . . . . . . . . . . . . . . . . . . . . . . B
DE Derby
1, 3, 22, 55 . . . . . . . . . . . . .. . . . . C
4, 12, 14-15, 45 . . . . . . . . . . .. . . . . A
5-7, 11, 13, 56, 65, 72-75 . . . . . . . . . . B
21, 23-24 . . . . . . . . . . . . . . . . . . . D *
DG Dumfries
1-2 . . . . . . . . . . . . . . . . . . . . . . B
3-14, 16 . .. . . . . . . . . . . . . . . . . . A
DH Durham
1-3, 8 . .. . . . . . . . . . . . . . . . . . . D *
4 . . . . . . . . . . . . . . . . . . . . . . . E *
5 . . . . . . . . . . . . . . . . . . . . . . . F *
6-7, 9 . .. . . . . . . . . . . . . . . . . . . C
DL Darlington
1, 15 . . . . . . . . . . . . . . . . . . . . . D *
2-5, 14, 16-17. . . . . . . . . . . . . . . . . C
6-13 . . . . . . . . . . . . . . . . . . . . . B
DN Doncaster
1, 4-5, 11-12 . . . . . . . . . . . . . . . . . F *
2-3, 6 . . . . . . . . . . . . . . . . . . . . E *
7-9, 16-17, 19-20, 37-39 . . . . . . . . . . .. B
10, 14, 18, 21-22 . . . . . . . . . . . . . . . A
15, 31, 33-34, 36, 40-41 . . . . . . . . . . .. C
32, 35 . . . . . . . . . . . . . . . . . . . . D *
DT Dorchester
1-3, 5-11 . . . . . . . . . . . . . . . . . . . A
4 . . . . . . . . . . . . . . . . . . . . . . . B
DY Dudley
1-6, 9 . . . . . . . . . . . . . . . . . . . .. C
7, 14 . . . . . . . . . . . . . . . . . . . . . A
8, 10-13 . . . . . . . . . . . . . . . . . . . B
E London E
1-9 . . . . . . . . . . . . . . . . . . . . . . Refer
10-15, 17 . . . . . . . . . . . . . . . . . . . F *
16 . . . . . . . . . . . . . . . . . . . . . . E *
18 . . . . . . . . . . . . . . . . . . . . . . D *
EC London EC
1-4 . . . . . . . . . . . . . . . . . . . . . . Refer
EH Edinburgh
43-46 . . . . . . . . . . . . . . . . . . . . . A
26-27, 38-42, 55 . . . . . . . . . . . . . . . B
23, 28-37, 47, 49, 51-54 . . . . . . . . .. . . C
11-13, 15-22, 24-25, 48 . . . . . . . . . . . . D*
1-10, 14 . . . . . . . . . . . . . . . . .. . . E *
EN Enfield
1, 5-9 . . . . . . . . . . . . . . . . . . . . E *
2-4 . . . . . . . . . . . . . . . . . . . . . . F *
10-11 . . . . . . . . . . . . . . . . . . . . . C
EX Exeter
1-5, 8, 20, 34 . . . . . . . . . . . . . . . . B
6-7, 9-19, 21-24, 31-33, 35-39 . . . . . . . . A
FK Falkirk
1-5 . . . . . . . . . . . . . . . . . . . . . . C
6-10 . . . . . . . . . . . . . . . . . . .. . . B
11-21 . . . . . . . . . . . . . . . . . . . . . A
FY Blackpool
1, 4, 8 . . . . . . . . . . . . . . . . . . . . D *
2, 6 . . . . . . . . . . . . . . . . . . . . . B
3, 5, 7 . . . . . . . . . . . . . . . . . . . . C
G Glasgow
1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 . . Refer
12, 43-46, 66, 69, 71-78, 81 . . . . . . . . . E *
60-62, 64, 67-68, 82 . . . . . . . . . . . . . D *
52, 63, 83-84 . . . . . . . . . . . . . . . . . B
65 . . . . . . . . . . . . . . . . . . . . . . C
GL Gloucester
1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 . . . .. A
2, 3, 6, 12, 14, 16-17, 20, 50, 52 . . . . . .. B
GU Guildford
1-3, 5-10, 13-17, 19-24, 27, 30-31 . . . . . . B
33-34, 46-47, 51 . . . . . . . . . . . . . . . B
4, 11, 25, 29, 32, 35 . . . . . . . . . . . . . C
12, 18, 26, 28 . . . . . . . . . . . . . . . . A
GY Guernsey
1-9 . . . . . . . . . . . . . . . . . . . . . . A
HA Harrow
0-2, 4, 7-9 . . . . . . . . . . . . . . . . . . E *
3, 5-6 . . . . . . . . . . . . . . . . . . . . D *
HD Huddersfield
1, 6-9 . . . . .. . . . . . . . . . . . . . . . D *
2-5 . . . . . . . . . . . . . . . . . . . . . . E *
HG Harrogate
1-2, 5 . . . . . . . . . . . . . . . . . . . . C
3-4 . . . . . . . . . . . . . . . . . . . . . . B
HP Hemel Hempstead
1-3, 6, 20 . . . . . . . . . . . . . . . . . . D *
4-5, 7, 10-14, 19, 21 . . . . . . . . . . . . . C
9, 15-18, 22-23 . . . . . . . . . . . . . . . . B
27 . . . . . . . . . . . . . . . . . . . . . . A
HR Hereford
1, 3, 5-6, 8-9 . . . . . . . . . . . . .. . . . A
2, 4, 7 . . . . . . . . . . . . . . . . . . . . B
HS Outer Hebrides
1-9 . . . . . . . . . . . . . . . . . . . . . . A

[oldroydsr4]

HU Hull
1-6, 8-9, 13 . . . . . . . . . . . . . . . . . D *
7 . . . . . . . . . . . . . . . . . . . . . . . E *
10-11, 14, 16 . . . . . . . . . . . . . . . . . C
12, 15, 17-20 . . . . . . . . . . . . . . . . . B
HX Halifax
1, 3 . . . . . . . . . . . . . .. . . . . . . . F *
2, 4-5, 7 . . . . . . . . . . . . . . . . . . . E *
6 . . . . . . . . . . . . . . . . . . . . . . . C
IG Ilford
1, 11 . . . . . . . . . . . . . . . . . . . . . Refer
2, 6-8 . .. . . . . . . . . . . . . . . . . . . E *
3, 9-10 . . . . . . . . . . . . . . . . . . . . F *
4-5 . . . . . . . . . . . . . . . . . . . . . . D *
IM Isle of Man
1-9 . . . . . . . . . . . . . . . . . . . . . . A
IP Ipswich
1-3, 5-23, 26-33 . . . . . . . . . . . . . . . A
4, 24-25 . . . . . . . . . . . . . . . . . . .. B
IV Inverness
1-28, 30-32, 36, 40-49, 51-56, 63 . . . . . . . A
JE Jersey
1-4 . . . . . . . . . . . . . . . . . . . . . . A
KA Kilmarnock
1-26 . . . . . . . . . . . . . . . . . . . . . B
27-30 . . . . . . . . . . . . . . . . . . . . . A
KT Kingston-upon-Thames
1, 3, 6, 17, 19 . . . . . . . . . . . . . . . . E *
2, 4-5, 7-12 . . . . . .. . . . . . . . . . . . D *
13-16, 18, 20-22 . . . . . . . . . . . . . . . C
23-24 . . . . . . . . . . . . . . . . . . . . . A
KW Kirkwall
1-3, 5-17 . . . . . . . . . . . . . . . . . . . A
KY Kirkcaldy
1-16 . . . .. . . . . . . . . . . . . . . . . . B
L Liverpool
1-21 . . . .. . . . . . . . . . . . . . . . . . Refer
22 . . . . . . . . . . . . . . . .. . . . . . . F *
23, 29, 34, 38, 40 . . . . . . . .. . . . . . . D *
24-28, 30, 32-33, 35-36 . . . . . . . . . . . . E *
31, 37 . . . . . . . . . . . . . .. . . . . . . C
39 . . . . . . . . . . . . . . . .. . . . . . . B
LA Lancaster
1,3-4, 14, 19, 22-23 . . . . . . . . . . . . . B
2, 5-13, 15, 17-18, 20-21 . . . . . . . . . . . A
16 . . . . . . . . . . . . . . . . . . . . . . C
LD Llandrindod Wells
1-8 . . . . . . . . . . . . . . . . . . . . . . A
LE Leicester
1-2 . . . . . . . . . . . . . . . . . . . . . . Refer
3-4, 6, 10 . . . . . . . . . . . . . . . . . . C
5 . . . . . . . . . . . . . . . . . . . . . . . D *
7-9, 11-12, 17-18 . . . . . . . . . . . . . . . B
13-16, 65, 67 . . . . . . . . . . . . . . . . . A
LL Llandudno
11-13 . . . . . . . . . . . . . . . . . . . . . C
14, 29, 31, 33, 41 . . . . . . . . . . . . . . B
15-28, 30, 32, 34-40, 42-49, 51-78 . . . . . . A
LN Lincoln
1, 5-6, 9 . . . . . . . . . . . . . . . . . . . B
2-4, 7-8, 10-13 . . . . . . . . . . . . . . . . A
LS Leeds
1-13, 15-16, 19, 26-27 . . .. . . . . . . . . . F *
14, 18, 28 . . . . . . . . .. . . . . . . . . . E *
17, 21-23 . . . . . . . . . . . . . . . . . . . C
20, 25 . . . . . . . . . . . . . . . . . .. . . D *
24 . . . . . . . . . . . . . . . . . . . .. . . A
29 . . . . . . . . . . . . . . . . . . . .. . . B
LU Luton
1, 4 . . . . . . . . . . . . . . . . . . . . . Refer
2-3 . . . . . . . . . . . . . . . . . . . . . . D *
5 . . . . . . . . . . . . . . . . . . . . . . . E *
6-7 . . . . . . . . . . . . . . . . . . . . . . C
M Manchester
1-9, 11-24, 40, 60 . . . . . . . . . . . . .. . Refer
25-29, 32, 34-35, 38, 43, 45-46 . . . . . . . . F *
30-31, 33, 41, 44 . . . . . . . . . . . . . . . E *
ME Medway
1-2, 4-6, 8-13, 15-17 . . . . . . . . . . . . . C
3, 7, 14 . . . . . . . . . . .. . . . . . . . . D *
18-20 . . . . . . . . . . . . . . . . . . . . . B
MK Milton Keynes
1-5, 7, 9-15 . . . . . . . . . . . . . . . . . D *
6 . . . . . . . . . . . . . . . . . . . . . . . E *
8, 16-17, 19, 40-42 . . . . . . . . . . . . . . C
18 . . . . . . . . . . . . . . . . . . . . . . B
43-46 . . . . . . . . . . . . . . . . . . . . . A
ML Motherwell
1-2, 6, 9 . . . . . . . . . . . . . . . . . . . D *
3-4 . . . . . . . . . . . . . . . . . . . . . . E *
5, 7 . . . . . . . . . . . . . . . . . .. . . . C
8, 10-11 . . . . . . . . . . . . . . . .. . . . B
12 . . . . . . . . . . . . . . . . . . .. . . . A
N London N
1, 7, 9 . . . . . . . . . . . . . . . . . . . . Refer
2, 4-6, 8, 10-11, 13, 15-17, 19, 22 . . . . . . F *
3, 14, 21 . . . . . . . . . . . . . . . . . . . D *
12, 18, 20 . . . . . . . . . . . . . . . . . . E *
NE Newcastle-upon-Tyne
1, 4-6, 8 . . . . . . . . . . . . . . . . . . . Refer
2-3, 7, 12, 27-29, 32-33, 36-37, 39 . . . . . . F *
45 . . . . . . . . . . . . . . . . . . .. . . . A
9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 . . . E *
13, 22-25, 35, 61-62, 64 . . . . . . . . . . . D *
18, 20, 26, 47 . . . . . . . . . . . . . . . .. C
19, 43-44, 46, 48-49, 65-71 . . . . . . . . . . B
NG Nottingham
1-4, 6-8, 10-12, 16-18 . . . . .. . . . . . . . C
5, 15 . . . . . . . . . . . . . . . . . . . . . D *
9, 19-21, 25, 34 . . . . . . . .. . . . . . . . B
13-14, 22-24, 31-33 . . . . . . . . . . . . . . A
NN Northampton
1-5 . . . . . . . . . . . . . . . . . . . . . . D *
6, 9, 13-16 . . . . . . . . . . . . . . . . . . A
7-8, 10-12, 29 . . . . . . . . . . . . . . . . B
17-18 . . . . . . . . . . . . . . . . . . . . . C
NP Newport
4, 16, 18, 26 . . . . . . . . . . . . . . . . . C
7-8 . . . . . . . . . . . . . . . . . . . . . . A
10-11, 19-20, 44 . . . . . . . . . . . . . . . E *
12-13, 22-24 . . . . . . . . . . . . . . . . . D *
15, 25 . . . . . . . . . . . . . . . . . . . . B
NR Norwich
1-2 . . . . . . . . . . . . . . . . . . . . . . C
3-4, 6-8, 30-31 . . . . . . . . . . . . . . . . B
5 . . . . . . . . . . . . . . . . . . . . . . . D *
9-29, 32-35 . . . . . . . . . . . . . . . . . . A
NW London NW
1-2, 5-6, 8 . . . . . . . . . . . . . . . . . . Refer
3, 10 . . . . . . . . . . . . . . . . . . . . . F *
4, 9, 11 . . . . . . . . . . . . . . . . . . . E *
7 . . . . . . . . . . . . . . . . . . . . . . . D*
OL Oldham
1-5, 7-9, 15 . . . . . . . . . . . . . . .. . . F *
6, 16 . . . . . . . . . . . . . . . . . . . . . Refer
10-14 . . . . . . . . . . . . . . . . . . . . . E *
OX Oxford
1, 4 . . .. . . . . . . . . . . . . . . . . . . C
2-3, 6, 10, 16, 25-27, 33, 44 . . . . . . . . . B
5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 . . . . A
PA Paisley
1, 3-4 . . . . . . . . . . . . . . . . . . . . Refer
2, 5-8 . . . . . . . . . . . . . . . . . . . . E *
9-11 . . . . . . . . . . . . . . . . . . . . . D *
12-15, 19 . . . . . . . . . . . . . . . . . . . C
16-20 . . . . . . . . . . . . . . . . . . . . . B
21-49, 60-78 . . . . . . . . . . . .. . . . . . A
PE Peterborough
1-3, 5, 7, 20, 22 . . . . . . . . . . . . . . . C
4, 10, 13-14, 19, 25 . . . . . . . . .. . . . . B
6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 . . . . A
PH Perth
1-2 . . . . . . . . . . . . . . . . . . . . . . B
3-26, 30-44, 49-50 . . . . . . . . . . . . . . A
PL Plymouth
1-3 . . . . . . . . . . . . . . . . . . . . . . C
4-5 . . . . . . . . . . . . . . . . . . . . . . D *
6-7, 9, 20-21 . . . . . . . . . . . . . . . . . B
8, 10-19, 22-35 . . . . . . . . . . . . . . . . A
PO Portsmouth
1, 3-6, 19 . .. . . . . . . . . . . . . . . . . C
2, 7-8, 12, 15, 17, 20-21, 30 . . . . . . . . . B
9-11, 13-14, 16, 18, 22, 31-41 . . . . . . . . A
PR Preston
1-2, 4 . . . . . . . . . . . . . . . . . . . . C
3 . . . . . . . . . . . . . . . . . . . . . . . A
5-9 . . . . . . . . . . . . . . . . . . . . . . D *
RG Reading
1-2, 4, 21, 30-31, 42 . . . . . . . . . . . . . C
5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 . . . B
23-27 . . . . . . . . . . . . . . . . . . . . . A
RH Redhill
1-2, 6-9, 14, 16-18 . . . . . . . . . . . . . . B
3 . . . . . . . . . . . . . . . . . . . . . . . E *
4-5, 10, 12-13, 15, 19-20 . . . . . . . . . . . A
11 . . . . . . . . . . . . . . . . . . . . . . C
RM Romford
1, 6, 9-10, 12 . . . . . . . . . . . . . . . .. F *
2-5, 11, 17-18 . . . . . . . . . . . . . . . . E *
7-8, 13-16, 19-20 . . . . . . . . . . . . . . . D *
S Sheffield
1-3, 5, 7-8 . . . . . . . . . . . . . . . . . . Refer
4, 9, 11, 13-14, 60-61 . . . . . . . . . . . . F *
6, 10, 12, 20, 35-36 . . . . . . . . . . . . . E *
17, 21, 25-26, 63, 70-71 . . . . . . . . . . .. D *
18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 . . .C
40, 42, 45 . . . . . . . . . . . . . . . . . . .B
44 . . . . . . . . . . . . . . . . . . . . . . .A
SA Swansea
1-2, 4, 7 . . . . . . . . . . . . . . . . . . . E *
3, 5-6, 8-13, 15 . . . . . . . . . . . . .. . . D *
14, 16, 34, 40-41, 43-47, 68-69, 72 . . . . . . B
17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 . A
SE London SE
1-2, 4-8, 10-11, 13-19, 21-28 . . . . . . . . . F *
3, 9, 12, 20 . . . . . . . . . . . . . . . . .. E *
SG Stevenage
1, 3, 5, 10-12, 15-17, 19 . . . . . . . . . . . B
2, 4, 13-14 . . . . . . . . . . . . . . . . . . C
6-9, 18 . . . . . . . . . . . . . . . . . . . . A
SK Stockport
1, 4, 14-16 . . . . . . . . . . . . . . . . . . F *
2-3, 5-6, 8 . . . . . . . . . . . . . . . . . . E *
7, 13 . . . . . . . . . . . . . . . . . . . . . D *
9-12, 17, 22-23 . . . . . . . . . . . . . . . . B
SL Slough
0-3 . . . . . . . . . . . . . . . . . . . . . . D *
4-6, 8-9 . . . . . . . . . . . . . . . . . . . C
7 . . . . . . . . . . . . . . . . . . . . . . . B
SM Sutton
1, 5 . . .. . . . . . . . . . . . . . . . . . . E *
2-3 . . . . . . . . . . . . . . . . . . . . . . D *
4, 6 . . .. . . . . . . . . . . . . . . . . . . F *
7 . . . . . . . . . . . . . . . . . . . . . . . C
SN Swindon
1-2, 6-10, 13, 25-26 . . . . . . . . . . . . . B
3-5, 11, 14-16 . . . . . . . . . . . . . .. . . A
12 . . . . . . . . . . . . . . . . . . . . . . C
SO Southampton
14-19 . . . . . . . . . . . . . . . . . . . . . C
20, 24, 41-43, 50-53 . . . . . . . . . . . . . A
21-23, 30-32, 40, 45 . . . . . . . . . . . . . B
SP Salisbury
1-8, 10-11 . . . . . . . . . . . . . . . . . . A
9 . . . . . . . . . . . . . . . . . . . . . . . B
SR Sunderland
1-5, 8 . . . . . . . . . . . . . . . . . . . . E *
6-7 . . . . . . . . . . . . . . . . . . . . . . D *

[oldroydsr4]

SS Southend-on-Sea
0-1, 6, 8, 13, 16 . . . . . . . . . . . . . . . C
2-4, 7, 9, 11 . . . . . . . . . . . . . . . . . B
5, 12 . . . . . . . . . . . . . . . . . . . . . A
14-15, 17 . . . . . . . . . . . . . . . . . . . D *
ST Stoke-on-Trent
1, 4 . . . . . . . . . . . . . . . . . . . . .. D *
2-3, 5-8 . . . . . . . . . . . . . . . . . . .. C
9, 12-14, 16, 18-21 . . . . . . . . . . . . . . A
10-11, 15, 17 . . . . . . . . . . . . . . . . . B
SW London SW
1, 3-7, 10, 12-20 . . . . . . . . . . . . . . . F *
2, 8-9, 11 . . . . . . . . . . . . . . . . . . Refer
SY Shrewsbury
1-2, 4-12, 15-25 . . . . . . . . . . . . . . . A
3, 13-14 . . . . . . . . . . . . . . . . . . . B
TA Taunton
1-4, 6-23 . . . . . . . . . . . . . . . . . . . A
5, 24 . . . . . . . . . . . . . . . . . . . . . B
TD Galashiels
1-5, 7-10, 12-14 . . . . . . . . . . . . .. . . A
6, 11, 15 . . . . . . . . . . . . . . . . . . . B
TF Telford
1, 3, 7-8 . . . . . . . . . . . . . . . . . . . C
2, 5-6, 10 . . . . . . . . . . . . . . . . . . B
4 . . . . . . . . . . . . . . . . . . . . . . . D *
9, 11-13 . . . . . . . . . . . . . . . . .. . . A
TN Tonbridge
1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31,
34-36, 39-40 . . . . . . . . . . . . . . . . . .B
2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 . . . A
13 . . . . . . . . . . . . . . . . . . . . . . .D *
15, 17, 21, 37 . . . . . . . . . . . . . . . . .C
TQ Torquay
1-2 . . . . . . . . . . . . . . . . . . . . . . B
3-14 . . . . . . . . . . . . . . . . . . . . . A
TR Truro
1-10, 12-17, 19-27 . . . . . . . . . . . . . . A
11, 18 . . . . . . . . . . . . . . . . . . . . B
TS Cleveland
1-2 . . . . . . . . . . . . . . . . . . . . . . Refer
3-4, 6, 10, 20 . . . . . . . . .. . . . . . . . F *
5, 7-8, 16-19, 24, 26-29 . . . . .. . . . . . . E *
9, 14, 22 . . . . . . . . . . . . . . . . . . . C
11-13, 15, 21, 23, 25 . . . . . . . . . . . . . D *
TW Twickenham
1, 9, 11 . . . . . . . . . . . . . . . .. . . . F *
2-3, 6-8, 10, 13-14 . . . . . . . . . . . . . . E *
4-5, 12, 15-18 . . . . . . . . . . . . .. . . . D *
19-20 . . . . . . . . . . . . . . . . . . . . . C
UB Southall
1-3, 9 . . . . . . . . . . . . . . . . . . . . D *
4, 6, 10 . . . . . . . . . . . . . . . . . . . E *
5, 7-8 . . . . . . . . . . . . . . . . . . . . F *
W London W
1-2, 5-6, 8-9, 12, 14 . . . . . . . . . . . . . F *
3-4, 7, 13 . . . . . . . . . . . . . . . . .. . E *
10-11 . . . . . . . . . . . . . . . . . . . . . Refer
WA Warrington
1, 4-8 . . . . . . . . . . . . . . . . . . . . C
2 . . . . . . . . . . . . . . . . . . . . . . . B
3, 9-12, 15 . . . . . . . . . . . . . . . . . . D *
13 . . . . . . . . . . . . . . . . . . . . . . F *
14 . . . . . . . . . . . . . . . . . . . . . .. E *
16 . . . . . . . . . . . . . . . . . . . . . .. A
WC London WC
1-2, 99 . . . . . . . . . . . . . . . . . . . . F *
WD Watford
1-3, 17-19, 23-25 . . . . . . . . . . . . . . . C
4-5 . . . . . . . . . . . . . . . . . . . . . . B
6-7 . . . . . . . . . . . . . . . . . . . . . . D *
WF Wakefield
1-2, 4, 7-10, 12, 16-17 . . . . . . . . . . . . E *
3, 11 . . . . . . . . . . . . . . . . . . . . . F *
5-6, 13-15 . . . . . . . . . . . . . . . . . . D *
WN Wigan
1-4, 7 . . . . . . . . . . . . . . . . . . . . F *
5-6 . . . . . . . . . . . . . . . . . . . . . . E *
8 . . . . . . . . . . . . . . . . . . . . . . . D *
WR Worcester
1, 3, 12, 15 . . . . . . . . . . . . . . . . . B
2, 4-11, 13-14 . . . . . . . . . . . . . . . . A
WS Walsall
1-6, 10 . . . . . . . . . . . . . . . . . . . . D *
7, 12-13, 15 . . . . . . . . . . . . . . . .. . B
8-9, 11 . . . . . . . . . . . . . . . . . . . . C
14 . . . . . . . . . . . . . . . . . . . . .. . A
WV Wolverhampton
1-2, 12-14 . . . . . . . . . . . . . . . .. . . D *
3-4, 6-8, 11 . . . . . . . . . . . . . . .. . . C
5, 9-10, 15-16 . . . . . . . . . . . . . .. . . B
YO York
1, 7-8, 10-11, 16-17, 19, 23-24, 26 . . . . . . B
30-32, 41-43, 51 . . . . . . . . . . . . . . . B
12-15, 21-22, 25, 60-62 . . . . . . . . . . . . A
18 . . . . . . . . . . . . . . . . . . . . . . C
ZE Lerwick
1-3 . . . . . . . . . . . . . . . . . . . . . . A

[Alex]

DL Darlington
1, 15 . . . . . . . . . . . . . . . . . . . . . D *
2-5, 14, 16-17. . . . . . . . . . . . . . . . . C
6-13 . . . . . . . . . . . . . . . . . . . . . B

i'am in a C risk DL3

However DL13 is a rough and rammed full of jippos. house prices start from 30,000 and thats a low risk (B)

Prehaps they are a low risk as no one has any insurance to make a claim

[ImysE30]

D risk for my area and that's the posh part of town

[oldroydsr4]

B for me .

[Topblag]

Fook me, I live in a nice part of Edinburgh and it's an E !! My parent's place in Fife is an A. Shows it doesn't reflect property prices.

[Alex]

Glad i dont live in london

My dad lives in an A rated area might put down his address on my insurance

[Cook318IS]

group B - not bad really

[Morat]

A for me. Id rather have decent internet access out here in the sticks!

[mikey75]

Not sure how accurate these are, my area is F!!! and I'm supposed to live in a nice area of Leeds

[Morat]

Not sure how accurate these are, my area is F!!! and I'm supposed to live in a nice area of Leeds

Nice, for Leeds

[E30BeemerLad]

TS Cleveland
1-2 . . . . . . . . . . . . . . . . . . . . . . Refer

That's centre of Boro

[mikey75]

Nice, for Leeds [/quote]

ha ha, it's not that bad, honest!

[CaesarBob]

It's got more to do with the number and value of claims in a given postcode rather than how nice it is?

Generally pikeys do not rob themselves, they go to the nearest better off area which is sadly why i'm in an F category!

[e30topless]

I live in an 'almost' crime free area , and mine's an E !

as Bob said, the pikeys and poor rob the better area's

[Morat]

Maybe the only crime in some of these areas is insurance fraud

[E30BeemerLad]

I live in an 'almost' crime free area , and mine's an E !

as Bob said, the pikeys and poor rob the better area's

How far from Brat'ford are you though mate? That's a proper insurance fraud hotspot

[TouringTash]

so cos I live in a little village with only 3 lanes to reach doesn't get through traffic. we are on a private area I am still E.

[clipper]

When I was a student (moving house every year) I moved from one postcode to another and had to pay an increase in premium due to the "higher risk post code" that I'd moved to. OK.

The following year I moved back to the same post code as before and guess what ? An additional premium for it being a higher risk post code !

When I challenged this charge the broker claimed that it was a mistake and that the extra charge for the second move was an admin fee. I told him that no admin fee had been charged the previous year (only the risk change) and that I would like to see their risk levels pricing policy and the administration charges in writing before I made any further payments.

I never received a reply and never paid the increase either.

Draw your own conclusions.

[cragles]

I used to live in an F area and now live in an E.

[johnt0709]

Is it not the case that the scummers come into the nice areas to pinch things, hence the topsy turvey ratings?

[god-father88]

mines a C and its a rich area! houses go over half a mill on my road! i don't think these are correct!

[oldroydsr4]

I'm guessing there pretty close.

I used to live in an 'a' area and the only crime that ever went on was pikeys stealing quad bikes from farms.

You may live in a wealthy post code but if the county is subject to high claims then this will have an impact.

I'm sure there's parts of Manchester with multimillion pound houses but your still going to be close to some scummers.

[TouringTash]

Is it not the case that the scummers come into the nice areas to pinch things, hence the topsy turvey ratings?

I'm miles from liverpool though

[nickso]

a bit strange how the entire AB poscode is an "a" rating. there's plenty of area's in AB10,16,24 that i wouldn't leave a car. the whole postcode can't be good.

[Felix79]

B for me

[clarko74]

That's interesting but insurance still makes no sense, I recently moved from an 'E' rated area where I had to park my car in the street to a 'C' rated area where it's now kept in a garage and my premium still went up. I cannot put into words how much I despise insurance companies.

[oldroydsr4]

mines a C and its a rich area! houses go over half a mill on my road! i don't think these are correct!

How far is Sutton Coldfield from Birmingham?

[Jon_Bmw]

A for me. Smallsbury.

[Cypriotgeeza]

E London E
1-9 . . . . . . . . . . . . . . . . . . . . . . Refer

What does refer mean? isit like "Prefer not to say?" haha

[djk]

E London E
1-9 . . . . . . . . . . . . . . . . . . . . . . Refer

What does refer mean? isit like "Prefer not to say?" haha

I think 'refer' is their code for 'cher-ching'.

I live in a B according to this list. I'm not sure it's an absolute, but it's probably a reasonable guide. Best to remember your occupation can make a huge difference too, if you have the opportunity to choose your own job title, as often happens in smaller companies, it's worth considering what would make you sound like a lower risk. I don't think you'll get away with calling yourself a teacher if you're really a stunt-man though.

Insurance company tried the 'you've moved into a higher risk postcode' when I moved in feb. When I said that was pretty unlikely, they just said, 'alright, it's an admin fee, you still have to pay it or we'll void the policy'. Basically they have you by the balls in this situation and can charge what they like, it's best not to change any details mid-term in my experience if you can possibly avoid it - so often best to wait until your insurance is running out before you change cars, basically.

[Dezzy]

TS Cleveland
1-2 . . . . . . . . . . . . . . . . . . . . . . Refer

That's centre of Boro

TS5 here. I cant complain about a E though. It is a sh1t hole

[bmw9818]

WTF how am i in an CR4 area an F, i leave my car with the windows open at times never had a problem they really need to change that, no wonder its so friggin high

[Blitz]

WTF how am i in an CR4 area an F, i leave my car with the windows open at times never had a problem they really need to change that, no wonder its so friggin high

Its always going to be high in that sort of area.