Insurance with 2 yrs no claims @ 19 and M50 conversion

[Alex]

Rite. think ive made my mind up, my step dad wants leather in his 525i and i want an M52 ideally, but i will settle for an m50, so if a 525i touring comes up needing a head gasket or been in an accident with leather then we are going to go halfers

But i need to find some one who will insure me, ideally no more than £1500 with engine conversion declared

anyone any thoughts????? i will wait till i'am 19 with 2 yrs no claims (6 month time ) before it goes in

or is this a no no

i would buy a 325i but i dont think i will find a better shell and i'am a bit attached with the IS now

[barrymate]

yeah mate try kgm classic insurance im 22 been driving just over a year got no no claims bonus and a fault on my licence i writ another motor of im insured on a 325 e30 convertible £331 a year fully comp or try flux direct

[Felix79]

I would really think about waiting untill your over 21 mate. You will get roggered so hard you will be spitting up brokers leather shoes for years.

[DanThe]

No harm in testing the water. I dont think it will be that bad with 2 years NCB

[Rav335uk]

I would listen to Dan, my insurance has just gone upto £433 F/C with 16yrs no claims and i'm +* yrs old

[Alex]

old fart

just tried proformance direct and they said they cannot do an online quote

can you do quotes on confused.com with modified engines?

[Alex]

yeah mate try kgm classic insurance im 22 been driving just over a year got no no claims bonus and a fault on my licence i writ another motor of im insured on a 325 e30 convertible £331 a year fully comp or try flux direct

if its classic insurance most you need to be 21

[DanThe]

I was insured with PD for my 318 M50, they said they would run it as a 325i for whatever reason, so try a quote for a 325i and I dont think you will be far out

[Rav335uk]

old fart

just tried proformance direct and they said they cannot do an online quote

can you do quotes on confused.com with modified engines?

Kids, you're as bad as IMY!!

And no, you can't get modified quotes, sorry, only one i can think of, Hyperformance i think.

[Alex]

just got a quote on confused.com

only 2 people will insure me

broker king at £1.391.60 woooo

and express insurance at 10 grand

i put in non standard engine replacement

if i can get a quote like that expect to see an m50 in the car this time next year

get in

[Blitz]

just got a quote on confused.com

only 2 people will insure me

broker king at £1.391.60 woooo

and express insurance at 10 grand

i put in non standard engine replacement

if i can get a quote like that expect to see an m50 in the car this time next year

get in

What about M20? The manly choice.

[Alex]

Better Mpg, Chain Driven 24v More Power, More Modern Less likely to be thrashed out of a 525i

only down side is its heavier

[m3ben05]

Alex,

It is possible mate, i got my M3 when i was 19 and insurance was by no means impossible!

Dont just go through the comparison sites, try some of the smaller brokers and specialists. Some will come back with sky high quotes but you should get a few decent ones too

Best of luck with it

[Alex]

IS box matches upto an m50 aswell blitz

[Ollie_bwoii]

Would you get a cheaper quote if the base car was a 316 or something?

[Alex]

do they take into count what engine you put in though, for example there price may be based on a non standard 2.0 ???

[Alex]

Would you get a cheaper quote if the base car was a 316 or something?

but that would mean selling the IS

[Ollie_bwoii]

It was a query, as a clean 316 chromie might be cheaper to buy and insure! Its just finding one!

[Alex]

nah got the IS

i just hope i can get that quote again

[Ollie_bwoii]

Try it when you get a minute!

[Alex]

did it on the broker king website and it said unable to quote

think it was maby down as fully comp on there

[gareth]

some insurers will load the car as a percentage power increase over the original car, so a 325i 'base' car is often cheaper as it'll be less of an increase.

insurance companies can be very odd. my bro halved his £3k+ insurance on his seat leon cupra by fitting a strut brace and declaring it
many would have kept quiet and arguably been un-insured despite paying a fortune

i've always found talking to adrian flux frankly and asking their advice to be worthwhile, they all seem to know their stuff, especially in the specialist vehicles dept

[Alex]

cool thanks gareth

a strut brace halving insurance no logic in insurance companys

[Felix79]

Seriously for the money you be spending on the extra insurance save it up for a few years and use that to do the conversion.

[Alex]

Seriously for the money you be spending on the extra insurance save it up for a few years and use that to do the conversion.

SShhh

i payed £1700 for a corsa last year so its good in my books

[Blitz]

What about chromies?

[Felix79]

It makes me sick how insurance companies rip people off. I pay £139 a year full comp and agreed valaue on my Alpina.

[blackE30indy]

you should go for it alex,INDY

[Alex]

What about chromies?

what about them

[Alex]

It makes me sick how insurance companies rip people off. I pay £139 a year full comp and agreed valaue on my Alpina.

i know its because all the tossers my age, to be honest i dont even drive like most people my age

[Ollie_bwoii]

What about chromies?

what about them

There the original and the best! And you know you want one!

[magpie]

omi god

[Alex]

omi god

i do think that has helped

nice to meet you today mick

[Alex]

more quotes, just down as standard, with £500 excess with non standard engine, TPFT

this looks possible

[magpie]

It makes me sick how insurance companies rip people off. I pay £139 a year full comp and agreed valaue on my Alpina.

do you live on an island with one house and a police station,



very good vfm.

milage limit=? and must be a second car surely