short term insurance

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paulmitchell1984
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Thu Apr 23, 2009 6:38 pm

is there any companies out there that would cover a caby for say 6 months or less periods at a time, my current company for a different car will only do 12 months, just wondering if theres any options open to me.

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daimlerman
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Thu Apr 23, 2009 6:44 pm

You want to be looking towards the specialist classic car type brokers,get six months 'on the road' and six months 'lay up in the garage' type policy.
Snag with classic car policy's is that the car in question must be a 'second' car,and they usually do not earn NCB.
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pac1982
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Thu Apr 23, 2009 6:53 pm

Why not just have a low miles policy then it will still be covered while its parked up over the winter, if you have say a 5000 mile policy its a hell of a lot cheaper than a normal policy.
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paulmitchell1984
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Thu Apr 23, 2009 7:07 pm

not too fussed about it earning ncb as i have another car as a daily driver, just wanted to use the cabby over summer etc and then garage ove rwinter etc
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pac1982
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Thu Apr 23, 2009 7:09 pm

what if ur garage burns down you would be covered if u had a low miles policy
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1991 BMW E30 318i Neon Design Convertible (Sold)
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1990 BMW E30 316i (RIP)
bobbin1982
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Fri Apr 24, 2009 12:16 am

try adrian flux.im 27 with 7 points and 2 year NC and my in surance for my 325i was £575 TPFT he can be picky about prices tho as its a solo company, i told him my last quote was £600 so he beat it
Last edited by bobbin1982 on Fri Apr 24, 2009 12:33 am, edited 1 time in total.
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magpie
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Fri Apr 24, 2009 12:25 am

:wink:
Last edited by magpie on Fri Apr 24, 2009 1:43 am, edited 1 time in total.
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Sanchez
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Fri Apr 24, 2009 12:27 am

Best to have it insured all year round as things happen to cars even if they are tucked away in a garage.

If its not you daily then get a classic policy on it with limited mileage and a agreed price.

If you have a good NCB 4+ and are over 25 then More Than will be cheap. Mine was £220 4NCB garaged 318is in not the safeist area.

Check out one of those comparison websites.

gocompare(what i use)
moneysupermarket
comparethemarket

etc
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pac1982
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Fri Apr 24, 2009 12:28 am

Not the wisest of moves, alot of insurance companys use forums and social nerworking sites to catch people out on things like this I would edit ur post if I were you and nicely ask the chap above to remove the quote from his post
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1991 BMW E30 318i Neon Design Convertible (Sold)
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1990 BMW E30 318IS (Sold)
1990 BMW E30 316i (RIP)
Bewdley320T
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Fri Apr 24, 2009 12:33 am

magpie wrote:
bobbin1982 wrote:try adrian flux.im 27 with 7 points and 2 year NC and my in surance for my 325i was £575 TPFT he can be picky about prices tho as its a solo company, i told him my last quote was £600 though it was actually £1020
just blag him and he falls

btw I HAVE 4000 MILES POLICY BUT I LIED ON THE DECLERATION FORM SENT TO ME ON HOW MANY ITS ALREADY DONE :)
sshhh 8O
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bobbin1982
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Fri Apr 24, 2009 12:34 am

please can people remove it i was being niaeve thanks
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Fri Apr 24, 2009 12:37 am

:banghead:
pac1982
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Fri Apr 24, 2009 12:55 am

Just did my insurance this evening with a company called done deal, I'm 27 with an sp30 and only 1 years NC. Cost me 400 nicker for my 318is fully comp and £100 excess
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1991 BMW E30 318i Neon Design Convertible (Sold)
1990 BMW E30 325i Touring (Sold)
1990 BMW E30 318IS (Sold)
1990 BMW E30 316i (RIP)
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paulmitchell1984
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Fri Apr 24, 2009 8:35 am

chers guys, il give flux and others a call later :D
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Jon_Bmw
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Fri Apr 24, 2009 12:03 pm

Bewdley320T wrote:
magpie wrote:
bobbin1982 wrote:try adrian flux.im 27 with 7 points and 2 year NC and my in surance for my 325i was £575 TPFT he can be picky about prices tho as its a solo company, i told him my last quote was £600 though it was actually £1020
just blag him and he falls

btw I HAVE 4000 MILES POLICY BUT I LIED ON THE DECLERATION FORM SENT TO ME ON HOW MANY ITS ALREADY DONE :)
sshhh 8O
If you're going to be devious its never wise to shout about it !!!
Remove what? How are you going to lie next year?
Ziggy
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Fri Apr 24, 2009 12:43 pm

& if you have an accident (even an MOT) before it gets to the declared miles? :?
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