how to drive an e30 with no tax

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beemerbird
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Sun Oct 26, 2008 11:00 am

78dude wrote:You can borrow my Swedish plates dude, if they stop you, say that you are on a business trip for IKEA and your name is Bjorn! winkeye
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Brianmoooore
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Sun Oct 26, 2008 11:15 am

johnl320 wrote:People saying " insurance is the main thing" are talking utter bollox. You think your insurance company is going to pay out if you have an accident and they find out you didn't have tax or an MOT you'rre sadly mistaken.
If you do get caught or have an accident prepare to be dry bummed 8O .
Simply not true! Insurance companies are bound by the small print in their policies, and, while there is nothing to stop any particular company including any conditions that they so choose, no policy I've ever held has had any such exclusions.
The company I use for things like this is 'Tempcover.com' - one of the few that will provide day insurance for cars as old as E30s.
Simply not having a valid tax disc on a car that you have just bought and are making a single journey home in, will not be a problem, although technically still illegal.
Your insurance will not show up on the database, though, so make sure you have a printed document with you.
If there is the slightest chance that you have been 'clocked' on the journey, it will be a good idea to tax the car when you get home, back to the start of the month in which you drove it.
This is the one I fell foul of once, and although I only got a nominal fine of £15 for not having the current tax, the car had not been taxed for over a year previously, and this is an 'absolute offence', meaning that I had to pay all the back tax!
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Sun Oct 26, 2008 11:54 am

Brianmoooore wrote: The company I use for things like this is 'Tempcover.com' - one of the few that will provide day insurance for cars as old as E30s.
I tend to use Ecar and can get day cover for the E30 for less than £10


http://www.ecarinsurance.co.uk/shorttermcover.php
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Sun Oct 26, 2008 12:10 pm

I use E car insurance as my insurer and find that I can just swap the policy over for the day if required. Online insurance is all good for customiseability, I wonder what its like when I need it! :eek:

But the way I look at it is that I will hopefully never be at fault and I can deal directly with the at fault insurers and not get mine involved at all. If its my fault, its only TPF&T so it won't affect me :D
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Sun Oct 26, 2008 12:13 pm

johnl320 wrote:People saying " insurance is the main thing" are talking utter bollox. You think your insurance company is going to pay out if you have an accident and they find out you didn't have tax or an MOT you'rre sadly mistaken.
If you do get caught or have an accident prepare to be dry bummed 8O .
i know its not bollox, my work partner wrote of his evo 8 with no mot,insurance paid out almost the full amount. he'd missed the cars first due mot by 3 months. all the insurance did was deduct the cost of an mot test (£50) from his £14000 insurance settlement
no dry bumming involved whatso ever.
Last edited by fuzzy on Sun Oct 26, 2008 4:07 pm, edited 2 times in total.
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Brianmoooore
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Sun Oct 26, 2008 12:44 pm

Thanks for the link; you might just have saved me £5 next week!
I notice that the small print for ecar does specify a valid MOT certificate though (although the car I'm collecting does).
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Sun Oct 26, 2008 12:49 pm

trade plates ..........................................
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Sun Oct 26, 2008 12:57 pm

ive got a set of polish plates from an e30 thats been scrapped winkeye
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Aubs
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Sun Oct 26, 2008 6:36 pm

rubber_duck89 wrote:i drove my 1st 316 home with out tax or mot it had insuranse which is the main thing, but we took a 20 mile detour because of an ANPR camera we saw on the way out
You might as well have not had insurance, it's invalid without an MOT.
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Brianmoooore
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Sun Oct 26, 2008 7:06 pm

Mr_Gerbic_iS wrote:You might as well have not had insurance, it's invalid without an MOT.
Only if the small print in the insurance policy says so! Most do not.
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Sun Oct 26, 2008 7:32 pm

fuzzy wrote:
josh-hocking wrote:my dad just did this today we know he shouldnt have but he drove very carefully and broke no rules! we even had a police car behind us at one point 8O
broke no rules apart from no tax or insurance?
we had trade plates but only one in the front... :)
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Sun Oct 26, 2008 7:41 pm

Mr_Gerbic_iS wrote:
rubber_duck89 wrote:i drove my 1st 316 home with out tax or mot it had insuranse which is the main thing, but we took a 20 mile detour because of an ANPR camera we saw on the way out
You might as well have not had insurance, it's invalid without an MOT.
no its not. see my post a few above ^
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Sun Oct 26, 2008 7:43 pm

Mr_Gerbic_iS wrote: You might as well have not had insurance, it's invalid without an MOT.
Rubbish.
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Sun Oct 26, 2008 8:01 pm

Use the plates off a similar coloured bmw thats taxed and hope the coppers aren't that keyed up on e30's
Call me on 07858 151 197 - leave a message if no answer as i am probably busy! Will call you back!
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Brianmoooore
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Sun Oct 26, 2008 8:04 pm

cecotto479 wrote:
Mr_Gerbic_iS wrote: You might as well have not had insurance, it's invalid without an MOT.
Rubbish.
Depends entirely on the insurance co. in question.
For instance, ecar, mentioned up the thread does require the car to have a valid MOT certificate, and you will not be insured if it hasn't.
Last edited by Brianmoooore on Sun Oct 26, 2008 9:32 pm, edited 4 times in total.
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Sun Oct 26, 2008 8:42 pm

Brianmoooore wrote:
Thanks for the link; you might just have saved me £5 next week!
I notice that the small print for ecar does specify a valid MOT certificate though (although the car I'm collecting does).
Brianmoooore wrote:Depends entirely on the insurance co. in question.
For instance, ecar, mentioned up the thread does require the car to have a valid MOT certificate, and you will not be insured if it hasn't.
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Mon Oct 27, 2008 12:09 am

I'm in the motor trade lad's, and some policy's are anulled without an MOT, I know a few lad's who've got points for not having MOT, due to the court proving they weren't insured neither, it's a bit of a grey area, and is used a lot by insurance company's to riggle out of paying up in cases of theft and accidents. as for driving without tax, stop being a tight arse and find a friendly local recovery operator, I occasionally do the odd quick cash job with my recovery truck, or borrow my mates trade plates to move motor's about, is £30-50 really excessive for the peace of mind of not having to worry about getting pulled or breaking down in a fresh motor. I've had a few di**heads to tight to pay me £25 to move a car, then destroy both their car's by trying to tow it on a piece of washing line with misted up windows and no servo for the brakes, and I've enjoyed having a good laugh at their expense, LOL
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Mon Oct 27, 2008 8:22 am

Tax car online then get at refund for the remaining months, it'll cost about £16 as you can only get refunds for whole months eg tax it for 12 then claim back 11.

The thing is the details the police and dvla use can be about 1 month behind (I deal with abandoned vehicles for Cardiff Council) so the car could easily show up as no insurance or tax if they did run the plates.
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