Insurance for under 21?

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H7AVY
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Fri Jun 20, 2008 8:08 pm

Any chance of getting insured by any company if ur under 21 on a 325i convertible? Does anyone now of any company? :(
mattyb240
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Fri Jun 20, 2008 8:14 pm

Sticky at the top of the page, any yes possible, but expensive. Direct line did me well on my 320i (19 1NCB @ £1100)
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H7AVY
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Fri Jun 20, 2008 8:19 pm

Hmm ive tried Direct line they scare me when they quoted me the price i thaught id put up an add and see how all the other young guys insured under 21.
Cook318IS
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Fri Jun 20, 2008 8:22 pm

Im with directline too. 19 - 1 years no claims, £1200 on a 318iS. I tried gettina quote on a convertible but because its a convertible they ask for alot more... so guess what i want for my 21st birthday :P
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H7AVY
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Fri Jun 20, 2008 8:34 pm

Lolz you can buy mine if you want ... but i want it back when im winkeye 21 lolz
Cook318IS
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Fri Jun 20, 2008 8:38 pm

no chance! i've got plans of squeezing an m50 into a convertible.. one day :D
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Fri Jun 20, 2008 8:42 pm

Completely depends on where you live!
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H7AVY
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Fri Jun 20, 2008 8:46 pm

Thats true im thinking of moving just to get insured. I heard some insurance companies are doing an open driver poilcy where any one with a full valid uk licence is insured to drive the car with the owners permission, im going to give them a call just want to be insured for the next 2/3 months and then garage the car up cause of the such shiet british weather :(, Good luck with the conversion just make sure the insurance companies are notified with the conversion lool winkeye
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pete_e30
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Fri Jun 20, 2008 8:46 pm

try tescocompare.com web site and moneysupermarket.co.uk your be surpised who quotes and how much i'm 22 and although have a 316 1.8 carb i pay £275 fully comp 5 years ncb will post what i pay for a 320i if i get it
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H7AVY
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Fri Jun 20, 2008 8:52 pm

Blimeyyy thats pretty cheap its the NCB that's holding the price so low.
Cook318IS
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Fri Jun 20, 2008 8:55 pm

NCB is the most important thing that keeps the insurance at our age. my insurance goes down by £600 nextime.. which isnt very far away either :?
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pete_e30
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Fri Jun 20, 2008 8:58 pm

yeah i know cheap but i only paid £275 for the car so £550 for a year + petrol isn't bad
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daimlerman
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Fri Jun 20, 2008 9:00 pm

Wow,it's :cool: to be an old git!!
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pete_e30
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Fri Jun 20, 2008 9:03 pm

yeah it is when you pay less for insurance then your own dad does
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pete_e30
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Fri Jun 20, 2008 9:04 pm

and my 316 is group 12 but the 325i is a group 17 same as a scooby and sunny gti-r
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daimlerman
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Fri Jun 20, 2008 9:11 pm

pete_e30 wrote:yeah it is when you pay less for insurance then your own dad does
As it happens,I pay about half the premium that my dad(aged 86 and insuring an E46 316i) does!! My premium is about £130 fully comp.,he is paying about £360!! I understand that my son(rubber duck 89) is quoted £750 TPFT for a 316i E30.I conclude that my age is the correct one for my car... winkeye the new M-tec suspension is very :cool:
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H7AVY
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Fri Jun 20, 2008 9:12 pm

I wish i looked old. No wonder get called baby face police officers love giving me producers. :( :(
daimlerman
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Fri Jun 20, 2008 9:19 pm

H7AVY wrote:I wish i looked old. No wonder get called baby face police officers love giving me producers. :( :(
I get them as well, they cannot accept that a law abiding E30 owner is driving home from work at 3am giving it some beans....I mean,when else can you drive with 'passion' but at dawn?
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pete_e30
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Fri Jun 20, 2008 9:24 pm

i don't get pulled any more but i did say if you want my e30 that much here's the keys here's the log book and started walking home 5 minutes later he catches up with me hands me back my keys and logbook and says everythings fine and goes away had to get car back from where i left it though :o
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H7AVY
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Fri Jun 20, 2008 9:26 pm

There ryt tym wasters like cumon aint you got anything better to do like all these yobbo joy riders :evil: . Not for long though not once my brother gets he's recovery truck straight in to weigh them in :roll:
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pete_e30
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Fri Jun 20, 2008 9:29 pm

ok can i have that in english please
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H7AVY
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Fri Jun 20, 2008 9:31 pm

lolz forget it. trying to find a decent quote of some insurance companies but so far nothing at al :(
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pete_e30
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Fri Jun 20, 2008 9:32 pm

fastcar.co.uk have teamed up with adrian flex a few years ago think links are still on site
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H7AVY
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Fri Jun 20, 2008 9:35 pm

Il give them a try.
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H7AVY
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Fri Jun 20, 2008 9:43 pm

I have to ring them up :x :x :x
mattjw
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Fri Jun 20, 2008 9:55 pm

jst turned 21 with no NCB, and everywhere quoted £1200 or more 3rd party for a 318is, and then Directline quoted £900 fully comp! just gota find a 318is now!
blyoss
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Sat Jun 21, 2008 1:57 am

Im with direct line with my 325i sport, i took it out when i was 20. Needless to say cost a ridiculous amount.
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Felix79
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Sat Jun 21, 2008 2:25 pm

I feel almost guilty paying £240 a year full comp :D
Jon_Bmw
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Sat Jun 21, 2008 2:58 pm

21yr old, 3yrs no claims. Best postcode group. £270 TPF&T. Thanks E car insurance. They want £50 more for a 325 and £120 for a 540i touring :)
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