insurance groups

Post Tue Jun 14, 2005 9:21 pm

does anyone know what the insurance group is for a 316i and 318i
i think there 13 and 14 but i may be wrong

Post Tue Jun 14, 2005 9:33 pm

not sur i just know my touring is 16a if that helps and my old 325 was 15

Post Tue Jun 14, 2005 9:36 pm

My 318i is 14, im sure of it.

Adam

Post Tue Jun 14, 2005 9:37 pm

My touring 318i is Grp 14 as well

Post Tue Jun 14, 2005 11:29 pm

316i is in group 12

318i also group 12, except the Lux which is group 13

This is from memory for 2-door saloons, 4-doors and tourings are in 1 or 2 insurance groups higher in some cases

Post Tue Jun 14, 2005 11:31 pm

M3..group 20..

Post Tue Jun 14, 2005 11:34 pm

Could've sworn it's group 18 :lol:

Post Tue Jun 14, 2005 11:42 pm

318is is group 13 i thought, i know it's 1 higher than a 318/16
320 14?
325 16
M3 20

pretty sure they are acurate

HTH

Post Tue Jun 14, 2005 11:48 pm

316 2d 12
316 2d Auto 12
316 4d 12
316 4d Auto 12
316i 2d 12
316i 2d Auto 12
316i 4d 12
316i 4d Auto 12
316i Lux 2d 12
316i Lux 2d Auto 12
316i Lux 4d 12
316i Lux 4d Auto 12
318i 2d 12
318i 2d Auto 12
318i 4d 13
318i 4d Auto 13
318i Lux 2d 13
318i Lux 2d Auto 13
318i Lux 4d 13
318i Lux 4d Auto 13
318i S 2d 13
320i 2d 14
320i 2d Auto 14
320i 4d 14
320i 4d Auto 14
320i SE 2d 14
320i SE 2d Auto 14
320i SE 4d 14
320i SE 4d Auto 14
323i 2d 14
323i 2d Auto 14
323i 4d 14
323i 4d Auto 14
325i 2d 15
325i 2d Auto 15
325i 4d 15
325i 4d Auto 15
325i SE 2d 15
325i SE 2d Auto 15
325i SE 4d 15
325i SE 4d Auto 15
325i Sport 2d (86) 16
325i Sport 2d (88 ) 16
325i Sport 2d Auto (86) 17
325i Sport 2d Auto (88 ) 17
M3 2d (LHD) 18
M3 Sport Evolution 2d (LHD) 19

Post Tue Jun 14, 2005 11:52 pm

how can auto sport be a higher group than a manual?!

higher repair bills on an auto box?

Post Tue Jun 14, 2005 11:53 pm

Maybe if it decides to change gear during hard cornering

I think you're statistically more likely to crash an auto....

Post Wed Jun 15, 2005 12:02 am

I think you're statistically more likely to crash an auto....

Really? is that because more americans drive them? or is it because they have an easier test?

Post Wed Jun 15, 2005 12:05 am

Gwynleym10 wrote:
I think you're statistically more likely to crash an auto....
Really? is that because more americans drive them?

No idea actually....maybe because more old people drive them, and we know how good they are at driving

Post Wed Jun 15, 2005 12:06 am

true but to me an auto sport defeats the point

Post Wed Jun 15, 2005 12:09 am

Agree with you completely there.

Guess there'd be people wanting to be able to say they had a Sport but too lazy to drive a manual.....

I think the ratio of auto Sports to manuals is about 1:10 anyway - maybe that explains the higher insurance group - that Sport auto boxes are rare/expensive?

Doesn't explain the rest of the cars being in a higher group in auto form though

Post Wed Jun 15, 2005 12:13 am

or maybe its convertibles ie motorsports?

Post Wed Jun 15, 2005 12:16 am

No they're totally different, I think both manual and auto Motorsport convertibles are both group 18.....same as the M3

Post Wed Jun 15, 2005 12:19 am

Insurance groups mean very little anyway really, when quotes can vary from a couple of hundred to a couple of thousand...

Post Wed Jun 15, 2005 12:20 am

i still cant work out how the touring is 16a i mean where the hell did the a come from

and a motorsport convertable is only andother 200 notes to insure for me woohoo

Post Wed Jun 15, 2005 12:21 am

That's true.....what are insurance groups for then anyway?

A guideline I guess?

Post Wed Jun 15, 2005 1:16 am

i can't believe people get an m3 as a gp 20...it's no way that high or worth that high (insurance groups seem to be more related to performane than anything, and tbh an e30 m3 on paper is not that high - note i said on paper you vultures)

Post Wed Jun 15, 2005 9:39 am

BMW 3-Series Saloon (83-92) Get Report: Download comprehensive details and images on specific models.
Derivative Insurance Group Get Report
316 2d 12
316 2d Auto 12
316 4d 12
316 4d Auto 12
316i 2d 12
316i 2d Auto 12
316i 4d 12
316i 4d Auto 12
316i Lux 2d 12
316i Lux 2d Auto 12
316i Lux 4d 12
316i Lux 4d Auto 12
318i 2d 12
318i 2d Auto 12
318i 4d 13
318i 4d Auto 13
318i Lux 2d 13
318i Lux 2d Auto 13
318i Lux 4d 13
318i Lux 4d Auto 13
318i S 2d 13
320i 2d 14
320i 2d Auto 14
320i 4d 14
320i 4d Auto 14
320i SE 2d 14
320i SE 2d Auto 14
320i SE 4d 14
320i SE 4d Auto 14
323i 2d 14
323i 2d Auto 14
323i 4d 14
323i 4d Auto 14
325i 2d 15
325i 2d Auto 15
325i 4d 15
325i 4d Auto 15
325i SE 2d 15
325i SE 2d Auto 15
325i SE 4d 15
325i SE 4d Auto 15
325i Sport 2d (86) 16
325i Sport 2d (88) 16
325i Sport 2d Auto (86) 17
325i Sport 2d Auto (88) 17
M3 2d (LHD) 18

There ya go! from www.parkers.co.uk

Post Wed Jun 15, 2005 9:54 am

BrAdZ wrote:BMW 3-Series Saloon (83-92) Get Report: Download comprehensive details and images on specific models.
Derivative Insurance Group Get Report
316 2d 12
316 2d Auto 12
316 4d 12
316 4d Auto 12
316i 2d 12
316i 2d Auto 12
316i 4d 12
316i 4d Auto 12
316i Lux 2d 12
316i Lux 2d Auto 12
316i Lux 4d 12
316i Lux 4d Auto 12
318i 2d 12
318i 2d Auto 12
318i 4d 13
318i 4d Auto 13
318i Lux 2d 13
318i Lux 2d Auto 13
318i Lux 4d 13
318i Lux 4d Auto 13
318i S 2d 13
320i 2d 14
320i 2d Auto 14
320i 4d 14
320i 4d Auto 14
320i SE 2d 14
320i SE 2d Auto 14
320i SE 4d 14
320i SE 4d Auto 14
323i 2d 14
323i 2d Auto 14
323i 4d 14
323i 4d Auto 14
325i 2d 15
325i 2d Auto 15
325i 4d 15
325i 4d Auto 15
325i SE 2d 15
325i SE 2d Auto 15
325i SE 4d 15
325i SE 4d Auto 15
325i Sport 2d (86) 16
325i Sport 2d (88) 16
325i Sport 2d Auto (86) 17
325i Sport 2d Auto (88) 17
M3 2d (LHD) 18

There ya go! from www.parkers.co.uk

Did you miss my post above?! :lol:

Post Wed Jun 15, 2005 9:56 am

Gwynleym10 wrote:Insurance groups mean very little anyway really, when quotes can vary from a couple of hundred to a couple of thousand...

the groups you are quoting are all based on norwich union's system..

thats 1 system out of over 350 insurance underwriters so its all a bit pointless unless you insure with Norwich Union!!!!!

Post Wed Jun 15, 2005 10:17 am

bennyp wrote:
Gwynleym10 wrote:Insurance groups mean very little anyway really, when quotes can vary from a couple of hundred to a couple of thousand...
the groups you are quoting are all based on norwich union's system..

thats 1 system out of over 350 insurance underwriters so its all a bit pointless unless you insure with Norwich Union!!!!!

I am with NIG through a broker and they have my M3 down as group 78 - I asked about a ferrari and that would group 99....so all systems are different and thats why car insurance is a con.....I would hazard a guess that the government will at some stage demand a clear and more coherent system, similar to the credit card interest info that is to change soon.

The funniest question I had to try and answer was "Is you car a sport version or an i version!!" I said that is wasnt a sport and where do they get the i from......they said "it stands for injection I think" - I said, "sorry, but all cars built for the last 20years are all injection so why is it now coming up as an option....my car is a standard 1990 model M3 simple as that"

Post Wed Jun 15, 2005 1:52 pm

My 318 touring was more than my 316 saloon. I think insurance companies prefer you to have a sealed boot rather than estate for theft as less thefts from property within the car.

Post Wed Jun 15, 2005 4:10 pm

regarding NU Direct,

I rang for a quote today for a 318iS and they wouldnt quote me until I was 21 because it was group 15? but they would insure me on a 318i lux?

Had a nightmare looking for one, i jsut cant seem to find one anywhere, there's loads of 316i's

Post Wed Jun 15, 2005 4:45 pm

try budget...... they did the best quote for me and im 18 with 320i cab

sorry simone just realised didnt look just posted it lol opps