Hello people. Just out of interest i'm wondering whether an insurance company will only pay out if the car has MOT?
My friend had an insurance company pay out when he didn't have any MOT.
Kind regards.
Insurance Question re MOT
Moderator: martauto
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BIGJO
- E30 Zone Camper
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smithy318i
- Engaged to the E30 Zone
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Insurance should cover fire/theft and if someone else crashed into his parked car.
however insurance wouldnt cover him if he was driving without MOT and crashed into something or someone.
however insurance wouldnt cover him if he was driving without MOT and crashed into something or someone.
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zimmerbimmer1
- BMW Parts Meister
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if the car was being driven to an mot station then yes.
If the car was being driven normally with out an mot then the car will be deemed
unroadworthy and will not be covered.
If the car was being driven normally with out an mot then the car will be deemed
unroadworthy and will not be covered.
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bryang
- E30 Zone Regular
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Urban myth Zimmerbimmer
The car will be covered, even fully comp...however, you WILL be offered a reduced payout/offer for any claim to your own vehicle, which may well be what happened to your friend BIGJO
The car will be covered, even fully comp...however, you WILL be offered a reduced payout/offer for any claim to your own vehicle, which may well be what happened to your friend BIGJO
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BIGJO
- E30 Zone Camper
- Posts: 1191
- Joined: Thu Apr 27, 2006 11:00 pm
- Location: N.W London & Brighton
My mate had a full payout from insurance which was quite shocking as we thought he wouldn't get jack?!
Should insurance payout full if the car is not mot'd & is stolen?
Kind regards.
Should insurance payout full if the car is not mot'd & is stolen?
Kind regards.