Whiplash claims, right or wrong?? would you if not why?

[gotoneagain]

simple yes and why or would not and why no insults just a poll, ill start yes i would, the world wont stop turning if i do and i wont make a differance to insurance premiums if i dont as we live like it or not in a claims culture... so why not ??

[Jesus325iTouring]

No. Premiums WILL go up,someones got to pay,end of.

[Kos]

yes claim if you can

i did hurt my back in an accident a long time ago, and it hurt for a few weeks, it still plays up every now and then, usualy after putting a lot of stress on it.

it took 3 years to get a pay out but it got £9,000 pay out including writting off my 1.9 pug gti.

[Jesus325iTouring]

I don't understand the whole claims culture.

I injured my back at work 11 years ago,I could have claimed,but didn't because at the end of the day it was my fault and TBH I thought it unfair to penalise my employer for something I did.
It still gives me grief to this day,but I never regret not claiming compensation.

I do however under stand making a claim if the injury has a long term effect on your life financially.

[HairyScreech]

no, iv had worse things (and i have had whiplash as well) from larking around, the way i see it if you are going to do somthing then you are willing to take the conciquences of that, in this case it is drive a car on the road and the potential conciquence is far worse than a sore neck for a few days.

[gotoneagain]

lets assume its not your fault and you get hit from the rear and your car is a write off, that clear enough!!!

[Jesus325iTouring]

lets assume its not your fault and you get hit from the rear and your car is a write off, that clear enough!!!

Thats a fair claim if your car is knacked,you asked about whiplash claims though.

[gotoneagain]

if you get hit from the rear whiplash is "probably" going to be a direct result of that, thats what it means!!!

[Jesus325iTouring]

if you get hit from the rear whiplash is "probably" going to be a direct result of that, thats what it means!!!

My question is then,how is the whip lash going actually effect you financially?

Months off work losing pay?

Agonising pain making you unable to work perhaps?

Fair cop,claim.

But if it's just a sore neck and your still working,I see no case for a claim.

[gotoneagain]

yes thats what it means you go to the docs he gives you a note you stay off work untill your ready to go back so yes if your not on staff and dont get paid to be off then yes you lose pay, what is so difficult about this thread? even if you get paid to be off is your employer going to fix your car up? if its a company car then they will? not all as fortunate though im talking about real people not the tits who seem to hang around on this forum!!!

[gotoneagain]

yes thats what it means you go to the docs he gives you a note you stay off work untill your ready to go back so yes if your not on staff and dont get paid to be off then yes you lose pay, what is so difficult about this thread? even if you get paid to be off is your employer going to fix your car up? if its a company car then they will? not all as fortunate though im talking about real people not the tits who seem to hang around on this forum!!!

[gotoneagain]

yes thats what it means you go to the docs he gives you a note you stay off work untill your ready to go back so yes if your not on staff and dont get paid to be off then yes you lose pay, what is so difficult about this thread? even if you get paid to be off is your employer going to fix your car up? if its a company car then they will? not all as fortunate though im talking about real people not the tits who seem to hang around on this forum!!!

[HairyScreech]

i just bust my lip open getting my clutch out? can i claim for that?

[gotoneagain]

ha ha very funny but not on topic is it see my last post last sentence, dont drive like a girl and you wouldnt need to remove the clutch.. hillstarts a problem are they LOL

[HairyScreech]

no the cluch had to be removed to finish off my engine swap/upgrade.

its fair enough to claim loss of earnings that is where things like gap insurance come into the picture.

[gotoneagain]

dropped a good old m40 in

[Jesus325iTouring]

I give up,i'm going to bed.

[gotoneagain]

night night i am as well

[HairyScreech]

nope. before you go have a look at your spreaybar topic

[gotoneagain]

i didnt start a spraybar topic im not that simple as to post a topic about a spraybar??? sorry spreaybar is that the same or is it something differant to an oil dispensing rail LOL

[HairyScreech]

i meant jesus, sorry should have been clearer.

[Gene_Genie]

If an injury / accident is my own fault, i could not claim as i have too much simple Honour and Dignity. I respect 'Jesus' for not doing so in his case for this reason. If someone else, or their negligence caused the accident while i was behaving and 'Inflicted' the injury on me, i would claim every pound i could and never feel an ounce of guilt.

It shouldn't be about premiums, it should be about Honesty, Honour and Self Respect.

[HairyScreech]

^^ as he said i could never take my self seriously again if i claimed for a sore neck. a serious injury is i defferent matter and claims can be justified for them.

[intherealworld]

thats what this tread is all about in my opinion just read other posts and it went a bit off track somewhat

[Andyboy]

tits who seem to hang around on this forum!!!

Of whom Dear Boy, you are the King. What's up, need some cash to get some welding done on your '87 classic? Spend some of the money on a new keyboard with a working caps lock too!

[Rosc0PColtrane]

Yes. The whole claims culture is perpetrated by the insurance companies. Insurance is a legal requirement, there tho serve the customer. However, in return for obscenely high premiums (also to cover uninsured drivers), insurance companies pay people to wriggle out of settling claims.

So it's a case of, when you get the chance, grab what you can, recoup some of the money you have paid to them over the years.

Insurance business is a speculative gamble. However, the increasing premiums swings the gamble in the favour of the fat cat insurance companies.

[Stiggler]

Pressure needs to be brought on the government to do something about uninsured drivers.

It isn't as though this is difficult. It's just that without some extra government funds the police have better things to do. Like stopping stupid children offing each other.

[SPADGE]

I have claimed for whiplash and got 1900 quid for it after 9 months.
I would do it again yes regardless of what others say or think.
Spadge..

[Rosc0PColtrane]

Good lad

[SPADGE]

Just to add i also got £2800 as the car got written off for minimal damge as it was a Jag and parts to repair it were stupid money. This car was bought by me 2 weeks earlier from my local shonky car auction for 700 quid
Did i feel wrong about getting 2k profit for the car and 1990 quid for whiplash? No did i feck i actually felt kind of happy and considerably richer

[Stiggler]

You need to watch out for the scum who slam on the brakes to get a fraudulent claim in. Happens a lot in north London (esp on the A10)

If the doctors weren't so keen to give the ok then this wouldn't happen.

Also it's a good reason to keep a reasonable distance from the car in front.

[SPADGE]

If the doctors weren't so keen to give the ok then this wouldn't happen.

I don't know if its the norm but my doctor had nothing to do with mine. The insurance company insisted i go to a specialist of their chosing which i did and his report is what they base their payment (if any) on.

[Rosc0PColtrane]

You need to watch out for the scum who slam on the brakes to get a fraudulent claim in. Happens a lot in north London (esp on the A10)

If the doctors weren't so keen to give the ok then this wouldn't happen.

Also it's a good reason to keep a reasonable distance from the car in front.

Busses now have cameras on board because of this!!

[Stiggler]

I don't know if its the norm but my doctor had nothing to do with mine. The insurance company insisted i go to a specialist of their chosing which i did and his report is what they base their payment (if any) on.

It does seem a bit of a racket. It seems great when you win a claim but it all adds up to higher premiums.

[ed325i]

I dont need the money so I wouldnt claim.