Churchill Insurance

[Pikey]

Get this - if I put a 'sports exhaust' on my 325 - they'll charge me £75 extra

But if I swap in a later 2.5l engine (ie more power but NOT increasing the displacement) there's no extra charge!!

Even if I put in a bigger engine with up to 40% more power (so up to 245bhp) - they'll only charge me an extra £115

I dont get insurance companies, lol

[Steviec]

Might be that adding a 'sports exhaust' is a cheap/easy/boyracer mod, where as the time and money involved in an engine change prob shows you more as an enthusiast and you wont be so keen to drive badly and crash.

[Richy325iTouring]

thats why i use privilige

they dont charge for any mods ive done

[kam-325i]

i looked into this when pricing up the M50 conversion, turned out my insurance would be cheaper. this was explained to me that because the engine was a BMW item, it was not classed as a mod, and that it would easier and cheaper to replace a M50 engine than a M20 engine.....

[Steve-E30]

I found churchill to be expensive
My 325 is with endsleigh , Alarms and mods declared £156
My Laguna Rt sport , Just with immobiliser , With the Rac £201 full comp
Live in a low crime as well as being on the coast and not in a city .
Pays to shop about mate , Try confused.com and ring about , These multicar policys are crap as well , Tried admiral and it was £527 for 2 cars insured

[gazza]

i always use the front page of the autotrader web site you fill in your details once and it runs you off against about 50 companies and comes back cheapet price first in my case as a old git 318 touring with 325 dropped in it £156 fully comp with protected no claims (budget ins) worth trying

[andyborris]

Slightly O/T but very true:http://www.youtube.com/watch?v=FtEp5yc-g3A

[noney82]

pmsl love that video

[Steve-E30]

Slightly O/T but very true:http://www.youtube.com/watch?v=FtEp5yc-g3A

Thats funny as fook

[FlashBastd]

Ironically, both Churchill and Privilege are underwritten by UKI, so you would expect them to be very similar.