ADVICE ON CAR PURCHASE

Post Thu Apr 21, 2005 7:33 pm

I must be mad but hell i love my BMWS, i am tempted to buy one this weekend at the right price to cheap in fact but its not everybodys cup of tea.Thing is its got no v5,tax and no mot.Its looks like a nice bm in the pics very good condition sound engine and gear box have not seen the car in the flesh yet only takeing sellers word.If i do take a chance on her how do i get her home what do i tell my insurance company can i get cover for a day or do i just jump in and drive and hope for the best lol.The drive back would be 1 1/2 hours max.

Post Thu Apr 21, 2005 7:40 pm

or do i just jump in and drive and hope for the best

don't think anyone on here will advise you to do that

Post Thu Apr 21, 2005 7:48 pm

can i get cover for a day or do i just jump in and drive and hope for the best lol

Driving without insurance isn't really a laughing matter

They'll cover you, but you'll have to check whether without tax or MOT it makes the insurance invalid.

Explain the situation to them, that you're just bringing the car home, and they might understand.

Post Thu Apr 21, 2005 7:58 pm

Driveing without insurance is no laughing matter and i would near dream of doing something like that.It what do i do if i want to go for the car how do i get it home.
NO V5
NO TAX
NO MOT
AND AS WELL KNOW INSURANCE IS NOT WORTH THE PAPER IT WROTE ON WITHOUT AN MOT AND CURRENT TAX.
It would cost a bit for a transporter more then the car itself maybe it not meant to be as my mates a work think i am mad buying a car with out a v5 but it only take 2 weeks to get one so the seller says.

Post Thu Apr 21, 2005 8:09 pm

but it only take 2 weeks to get one so the seller says.

got to ask yourself why hasn't the seller bothered to get it then???

Post Thu Apr 21, 2005 8:23 pm

palerider325icab wrote:i am mad buying a car with out a v5

Really much better to avoid it....as you say it's not meant to be

If the seller can get the V5 though it might be worth a look, your insurance company then should agree it's OK to drive it without MOT or tax as long as you're taking it for an MOT or MOT work.

Post Thu Apr 21, 2005 8:23 pm

I know mate but its a dealer by the sounds of it but maybe you are right.

Post Thu Apr 21, 2005 8:28 pm

A dealer trying to sell a car without a V5?

I'd say don't go anywhere near it

Post Thu Apr 21, 2005 8:48 pm

Zayyan wrote: your insurance company should agree it's OK to drive it without MOT or tax

Yeah only if its Blue Sky Insurance.. (covers the world):lol:

You are only covered for the journey to and from the mot and there after if it passes..

Ask the seller for the reg & vin plate details ask the local police station to check it for you..

Tow it home with a towing bar..

Post Thu Apr 21, 2005 9:36 pm

Yeah will go to cop station first good idea,as far as i know you cant tow an auto.

Post Thu Apr 21, 2005 9:40 pm

You can't tow an auto without disconnecting the propshaft as you'll cook the box.

If it's that much of a bargain stump up for proper delivery, theres loads on ebay offering it.

Post Thu Apr 21, 2005 9:43 pm

bullitt wrote:
Zayyan wrote: your insurance company should agree it's OK to drive it without MOT or tax
Yeah only if its Blue Sky Insurance.. (covers the world):lol:

You are only covered for the journey to and from the mot and there after if it passes..

Isn't what I said, "as long as you're taking it for an MOT or MOT work", the same thing?

When I checked it didn't say anything about distances, just that the MOT had to be pre-booked, which says to me that you can drive a car from Scotland to London for an MOT, as long as it's pre-booked.

Post Thu Apr 21, 2005 9:45 pm

Its illegal to sell a car without a V5 now iirc and it'll cost you to apply for one, whereas it'll cost the current owner nothing to apply for it himself..

Post Thu Apr 21, 2005 9:47 pm

IT IS NOW ILLEGAL IN THE UK TO SELL A CAR WITHOUT A V5 PUNISHABLE BY A Ãƒ”šÃ‚£1000 FINE AND OR INPRISONMENT. THE BUYER MAY ALSO BE FINED

I was Having problems taxing mine as i do not have a Log Book. They told me i had to go to my nearest DVLA office and Tax it their. However you can Only do this if the Vehicle is registered as being in trade. and not Registered to an individual.
I had already sent off Ãƒ”šÃ‚£19 to get a Logbook as that is now a standard fee.

When I got to my local office they made me pay another Ãƒ”šÃ‚£19 as well as the money for the tax because they do not believe that i have sent off the V62 with my payment.

I will be Cancelling the Cheque, as i aint Paying twice.

I asked what would have happened if the vehicle was registered to an individual. and they told me i Would need to wait untill my V5 comes through, as a V62 would not be acceptable. You cannot complete a Declaration of sorn without the V5 or filling out a V62 again it must be Registered as in trade to do this, and pay Ãƒ”šÃ‚£19. and You would not be able to tax the car, if you have not taxed the Vehicle within 14 Days youwill recieve an automatic Ãƒ”šÃ‚£80 Fine when the vehicle becomes registered to you.

I said this is Total Crap and how can you punish people who buy a Car that has no V5. They replied, IT IS NOW ILLEGAL IN THE UK TO SELL A CAR WITHOUT A V5 PUNISHABLE BY A Ãƒ”šÃ‚£1000 FINE AND OR INPRISONMENT. THE BUYER MAY ALSO BE FINED

So please all Be aware of this when Buying and Selling your cars.

The Following quotes and links are all from DVLA Website

The law requires both the seller and the buyer of a vehicle to sign a joint declaration on the Registration Document (V5)/Certificate (V5C). The legal responsibility to notify DVLA of the changes rest with the seller of the vehicle (the registered keeper at time of sale). When you purchase a vehicle the seller should tear off the green slip (V5/2 or V5C/2) of the Registration Document/Certificate and hand it to the buyer. The V5/2 or V5C/2 may be used as evidence of keepership when purchasing a vehicle licence up to two months from the date of sale.
(Taken From DVLA Website Here)

http://www.dvla.gov.uk/vehicles/regveh_tellingus.htm

Buying a vehicle?
The new keeper of a vehicle must also make a SORN declaration if they do not license and are keeping the vehicle off the road. This can be done on the form V890 mentioned above.

(Taken from Dvla Website) http://www.dvla.gov.uk/vehicles/vehlicnc.htm#i3

7. Unlicensed vehicles and Continuous Registration
If you are/or become the registered keeper of a vehicle, you must ensure that the vehicle is relicensed or a SORN declaration has been made. If it is not, you could face a fine and further penalties. Under the system of Continuous Registration (CR), which commenced in January 2004, it is not necessary for your vehicle to be sighted on the public road, for an offence to have been committed. DVLA now has the authority to carry out enforcement action against the registered keeper directly from information held on the vehicle licence records.

If your licence has just expired you may continue to use your vehicle for up to 14 days after its expiry as long as you have applied for a new licence that must run from the day after the last one expired. This 14-day period of grace is a concession. By law, you must display a current licence at all times the vehicle is in use.

Post Thu Apr 21, 2005 9:49 pm

A days insurance will cost you Ãƒ”šÃ‚£40, Ãƒ”šÃ‚£20 for 90 minutes driving worth of petrol, your half way there to having it delivered that distance.

Can't you join the aa and then get it 'recovered'

Post Thu Apr 21, 2005 9:50 pm

Yeah you are correct but not for!!

Zayyan wrote: MOT work

Post Thu Apr 21, 2005 9:56 pm

Well i've just learned two things I didn't know.

1) Towing an auto,I knew you couldn't already,but never knew why.

2) It's now illeagle to sell a car with no V5.

Good old Zone

PS IMO a car with no tax,mot,or V5 isn't worth a phonecall even,palerider,I wouldn't bother TBH,get something closer to home thats got the V5 already,and never trust a dealer,the onlt two cars I have ever bought from dealers turned out to be dogs with "hidden" extras

Post Thu Apr 21, 2005 10:02 pm

bullitt wrote:Yeah you are correct but not for!!
Zayyan wrote: MOT work

Ah right

Coulda sworn Bootyman took his cab for "MOT work" while it was on a SORN and that was OK....my mistake!

Post Thu Apr 21, 2005 10:10 pm

One thing I've learnt is that cars are just like women:

Theres always a better and cheaper one just round the corner.

Post Thu Apr 21, 2005 10:24 pm

Get in it and drive it home.

If you run anyone over on the way home make sure you reverse up and finnish them off

so there are no witnesses

I'm pretty sure you can drive them to the MOT with insurance or how else are you mean't to get them back on the road.

As for buying it like that off a dealer then your a very brave man or a complete idiot

Post Thu Apr 21, 2005 10:31 pm

Or your a car dealer trying to find some new lines to feed the muggy punters to get them to part with there cash for an old death trap that the local skaghead has just stolen and let you have it for a bag of brown.

Post Fri Apr 22, 2005 5:34 pm

Well what can i say to all that, i just cant help myself i know its a good deal but like you all said something stinks when a car has no v5.Then again you just dont know he might be genuine who knows i will make him an offer if he takes it i will sort something out.

Cheers guys.