Insurance costs.

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minesapint
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Location: Lancashire/Yorkshire border.

Post Wed Sep 24, 2025 9:14 pm

Just wondering what people are paying for their insurance these days.
Got my renewal through from Lancaster Insurance today, £245.30. Thought this a bit heavy.
This is fully comp, limited mileage, low excess, agreed valuation (£30k), and salvage rights.
What are you guys paying?
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e30veg
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Post Tue Sep 30, 2025 5:12 pm

I’m paying £215.00 for motorsport cabby, fully comp classic with annual 5k limit mileage. I’m 50+ years old
minesapint
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Post Wed Oct 01, 2025 9:47 pm

Well I don’t think mine’s too bad then, agreed valuation is extra £18 & salvage retention is extra £30. So they’re not far from each other.
I’m old as the hills!
Post a pic of your car so we can have a look at it..
Cheers
minesapint
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Post Mon Oct 13, 2025 5:02 pm

So paid the insurance today, after a little chat they dropped it to £225.30, all details as quote, which I’m happy with as that was exactly what I paid last year.
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e30veg
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Post Wed Oct 22, 2025 11:29 am

That is a good price. I dont think it can be better than that . Probably will expect to rise a lot more in future. Here pics of my car from wedding photo shoot
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minesapint
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Post Fri Oct 24, 2025 12:32 am

That looks very nice, lovely colour….……any bouquets under the bonnet we could look at :D
e30veg
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Post Fri Oct 24, 2025 6:03 pm

Mine not as minty mint as yours, it’s like smoker’s lungs atm. It’s garaged now for the winter. Your car is lovely btw, looking tidy 👌
rix313
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Post Mon Nov 17, 2025 7:34 pm

Cabriolet insurance is always higher. My 320i cab is about £100 more than my 318iS. The cab has an agreed value of about 10k and the iS is 25k.