trying to get insured just for the day

[harrycpr]

so im hopefully gonna get E30 number 2 this week and going to bring it home but its about an hour drive.
i want to drive it back but dont want to get insured for the year or 6months cause im gonna be doing work to it for about a month or 2.
so i decided to look at 1 day insurance companies but most of them dont do cars older than 1996

so has anyone got any suggestions please?

cheers

[djk]

Have you tried your present insurer? They will often add a vehicle to your present policy on a temporary basis.

[gareth]

agreed. usually just costs the price of an admin fee, like £20 or thereabouts

[harrycpr]

agreed. usually just costs the price of an admin fee, like £20 or thereabouts

well being 17 they will try n charge me about £1000 its mad

[Jon_Bmw]

You generally have to be 21 for specific day insurance...

[dickster]

If you put short term car insurance in on Google it'll bring up A few companies straight away including one that advertises on tv-are these the ones that you tried that aren't any good for you?

Otherwise just add it to your current policy-I've done it a few times.

[BadDave]

I always end up with Ecar.
They're normally the cheapest for me.
Way be worth a try checking there website for a quote.

[MarkT]

I've used daysure.co.uk or com before, and have been cheep and all can be done online for good speed of cover note return

[paulmitchell1984]

i found some a few months back i wanted similar, however it was really expenive lol so i decided to trailor it instead

[Jhonno]

Insure it and cancel under the 14day cool off period..

[BadDave]

I've normally found Ecar to cost less than£10 anytime i've used them
Fill in the details, accept the quote and print the cover note

Job done.

[E30BeemerLad]

Have you actually enquired with your existing insurer about the cost of temporarilty adding this vehicle for a day or week? Or are you assuming they will have your eyes out?

I don't think the usual day insurance brigade will touch you at 17 though, if not can't you get a parent to add it to their policy as a temp vehicle to drive it back for you?

[madaboutthe30]

I tried insuring my cab to get it home from the dealers when I bought it. Im 21 and it was quite difficult to find day insurance, and when I did it was stupidly priced.

As Jhonno said, the best thing to do is to insure it and cancel it during the 12 day period if your insurance provides that service of course

[chrisE318is]

ive used ecar before and never had any problems with age or car regardless usually admin fee only

[harrycpr]

went to try ecar and the writing at the bottom explains all

Only available for drivers aged between 25 ”“ 75 inclusive

well going to look at the car tomorrow and to make sure the shell is in good shape.

the engines done 155k but the engine will be going, same as the auto box.

then think i will get my dad or an older mate to drive it back

but cheers anyway

[hennabm]

I used a company called tempcover last year to move a Touring for the day. Cost me £12

[E30Mark]

I used a company called tempcover last year to move a Touring for the day. Cost me £12

Minimum age is 24...

[Topblag]

....or consider the date that is put on the V5 for change of ownership and drive it 3rd party on your current policy whilst it is not owned by you. Needs an understanding seller to work - no harm in asking.

[djk]

....or consider the date that is put on the V5 for change of ownership and drive it 3rd party on your current policy whilst it is not owned by you. Needs an understanding seller to work - no harm in asking.

This is also no good for a driver under 25.

[Leemc2009]

For DayInsure you will need to be over 23, or over 21 if the car is lower than insurance grp15. The rules all changed in December 2008.

I'm 21 and previous to that I would frequently drive my bosses 58' Honda Civic Type R, or my Dads 05' Mondeo ST220 V6.. when I tried to insure the Mondeo in February I was shocked to find the rules had changed and I was stuck completely unable to insure the car for the 3 days I needed..

You could fully insure the car, and use the 14 days cooling off period to cancel the insurance once you got it home!

[harrycpr]

dont wanna sound stupid but what this cooling off period on the insurance?

[djk]

dont wanna sound stupid but what this cooling off period on the insurance?

With many products and services bought over the phone/internet, the supplier has to offer a 'cooling off period' in which you can cancel your order with no penalty. I'm not certain if this is the case with insurance, but it sounds reasonable.

[harrycpr]

dont wanna sound stupid but what this cooling off period on the insurance?

With many products and services bought over the phone/internet, the supplier has to offer a 'cooling off period' in which you can cancel your order with no penalty. I'm not certain if this is the case with insurance, but it sounds reasonable.

ok cheers may try n do this. would get my dad to go get it but he was annoyed at me having one E30 let alone 2 lol

[Leemc2009]

You can insure the car, and with most credit agreements you get a 'cooling off' period of 7-14 days.. whereby you can cancel the policy before the 14 days are up and not be liable for the entire insurance payment or fee's etc..

Not sure where you stand if you pay a large deposit, but like with most car insurance brokers if you try and cancel mid policy you are usually liable for a huge fee.. this is waived if you cancel within the cooling off period.

[Leemc2009]

Something like this will be written by the insurers...

"When you purchase an insurance policy from us, you have a fourteen-day period during which you can change your mind and withdraw from the contract. This fourteen-day period starts from the date on which your policy commences or the date on which you receive your policy documents, whichever is later. If you decide to cancel your policy during this period, your insurer may make a proportionate charge for the time your insurance has been in force, and a proportionate charge may also be made for any add-on policies you may have taken. In addition, we will retain a charge up to £15 for the set up of the policy. As long as you have not made any claims, any other money you may have paid us will then be refunded. If you wish to exercise your right to withdraw from your insurance policy you should advise us of this by calling us on 0845 217 6470 or by writing to us at:

UIA (Insurance) Ltd
Prospect House
Gordon Banks Drive
Trentham Lakes North
Stoke-on-Trent
ST4 4TW

You must return with this letter any Cover Note or Certificate of Insurance we have sent to you."

[gareth]

the cooling off period is part of the consumer credit act and afaik stands for all credit contracts. you'll have to pay in installments to be elligible though.

i have done this once and cancelled with no charges after reading the ridiculous terms in the policy when it arrived in the post and thinking, no thanks.

worth a go but could turn into an argument

[hennared323i]

well going to look at the car tomorrow and to make sure the shell is in good shape.

the engines done 155k but the engine will be going, same as the auto box.

If that is the one I think it is it will go for a lot of money

[harrycpr]

well going to look at the car tomorrow and to make sure the shell is in good shape.

the engines done 155k but the engine will be going, same as the auto box.

If that is the one I think it is it will go for a lot of money

i spoke to him on the phone yesterday and he said he was looking for £350 but see what happens.

having said that if anyone on here has an e30 preferably a 320 with crap interior and engine or something wrong please tell me

[hennabm]

I used a company called tempcover last year to move a Touring for the day. Cost me £12

Minimum age is 24...

Forgot that kids drive E30s nowadays