E30 as a first car (ADVICE)

[Ollie_bwoii]

I tryed a 325i but Co-op said NO! and confused.com wanted £4000!

Who did you get insured with?

Look on Moneysupermarket and Comparethemarket.

Confused is a load of balls.

I'm insure with AutoTrader, soon to be someone else with my M535i. Which is LESS to insure than my 325i.

Woah that good! How old were you when you insured your 325i then????

[Jon_Bmw]

me a 17 year old

SO if your so sure that an E30 is not the way to go then why are you looking for an E30 yourself

http://www.e30zone.net/modules.php?name ... 58#1301458

There is another thread where he does state he would insure it properly. I am sure when he was a bit younger he thought about fronting, as did I back in the day.

I put a link to someone on pistonheads who got caught out fronting, it doesn't take a genius to find this forum, find your car and find your posts about insurance.

Also, think about everytime you get a quote with you as the main driver, these are recorded somewhere and I wouldn't mind betting insurance companies share these when something goes wrong. They would be looking after each other in the long term.

Do what you will, but don't crash into me.

[Ollie_bwoii]

Well OK!

All i really wanted to know is wwhich 4pot E30 people thought was the best! I'm not even going to be insuring any car for half a year!

[Joshy]

me a 17 year old

SO if your so sure that an E30 is not the way to go then why are you looking for an E30 yourself

http://www.e30zone.net/modules.php?name ... 58#1301458

Err, maybe because the quotes I'm getting are not in daddy's name? If I cannot get insured on a E30 in my own name all above board, then I'll get a Polo.

Never said not to go for a E30, I just said that if you cannot afford to insure one, then don't.

[Ollie_bwoii]

me a 17 year old

SO if your so sure that an E30 is not the way to go then why are you looking for an E30 yourself

http://www.e30zone.net/modules.php?name ... 58#1301458

Err, maybe because the quotes I'm getting are not in daddy's name? If I cannot get insured on a E30 in my own name all above board, then I'll get a Polo.

Never said not to go for a E30, I just said that if you cannot afford to insure one, then don't.

Well it seems if being a named driver is such a bad thing then i'll have to look into my own policy!

[minicooper172]

Woah that good! How old were you when you insured your 325i then????

Just about 19, which is the same as I am now.

[iceox]

my insurance is 1200 all together on a 325i, limited mileage, with one years no claims and ive got all my licences a,b,be,c,ce and had them for about 3 years now and i spent hours looking for stupid insurance lol, most people wouldnt even touch me being twenty!! its crazy.

oh and who said a 325 wouldnt beat a saxo of the mark!!! are you crazy my standard 325 beats most things heehee not that i try or anything

[320Touring]

TBH,a well driven 316i will keep up with a 325i through the twisty's,you just loose out on the straights and up the hills.M10 is a much better motor than M40,but is 1800cc (or thereabouts) so is ruled out on insurance grounds.You will be pleasantly suprised just how well a 316i goes when it is revved,get mine above 4000rpm and it is almost quick...by comparison the 2.7 takes off regardless of gear or road speed...you just have to think a bit more to get the best of the available 'power' from the little 4 pot.

Almost true Malc

you're forgetting your 316i touring has 51mm front struts and something approaching brakes on the rear....

Must say though, recently acquired 316i m40 auto fairly shifts for a 4pot. very pleasant

[minicooper172]

my insurance is 1200 all together on a 325i, limited mileage, with one years no claims and ive got all my licences a,b,be,c,ce and had them for about 3 years now

Limited mileage? How does that work?

www.moneysupermarket.com

[Brianmoooore]

You disconnect the speed for a few months each year.

[leeparkes]

You disconnect the speed for a few months each year.

lol

[iceox]

yup pretty much

[djk]

I've wondered about that - when you have limited mileage, do the insurance company ask for proof of mileage at the beginning of the policy? And what would constitute proof? If you claim, do they ask you to demonstrate to their satisfaction that you have not exceeded the agreed mileage? How on earth can you do that? Has anyone on here claimed on a limited mileage policy? Shall I ask a few more questions for good measure ? How will Batman get out of this fiendish trap ?

[mr_dink]

i would get a shitter for a year

Best advice on this thread so far.

Coming from Alex who learnt the hard way how much VALID insurance costs.

I appreciate you're really excited about getting your first car, and really want an e30, but there is a reason why insuring a 17 year old on a (relatively) powerful rwd car is so expensive.

As an inexperienced driver you're more likely to have a crash (not a slight on your driving abilities, just statistics) and even more so in the e30.

Buy a 1.0 shitter, serve your apprenticeship, then maybe Mr Insurance Man will let you have an IS or a six pot when you're 18

[320Touring]

i would get a shitter for a year

Best advice on this thread so far.

Coming from Alex who learnt the hard way how much VALID insurance costs.

I appreciate you're really excited about getting your first car, and really want an e30, but there is a reason why insuring a 17 year old on a (relatively) powerful rwd car is so expensive.

As an inexperienced driver you're more likely to have a crash (not a slight on your driving abilities, just statistics) and even more so in the e30.

Buy a 1.0 shitter, serve your apprenticeship, then maybe Mr Insurance Man will let you have an IS or a six pot when you're 18

Sound advice!

billgates on here had a renault Clio for a year- now has a superb 325i Sport cos he has the No claims to insure it

[Jon_Bmw]

I've wondered about that - when you have limited mileage, do the insurance company ask for proof of mileage at the beginning of the policy? And what would constitute proof? If you claim, do they ask you to demonstrate to their satisfaction that you have not exceeded the agreed mileage? How on earth can you do that? Has anyone on here claimed on a limited mileage policy? Shall I ask a few more questions for good measure ? How will Batman get out of this fiendish trap ?

Yes HIC ask for the mileage at the start of the policy on a form you have to email back within 14 days. If the claim got big, it wouldn't take a genius to look at MOT certificates to asess mileage accumilated over a 12 month period(not neccesarily over the same 12 months as the policy mind).

This can't 100% prove that you have covered over your mileage allowance, as someone could be driving it under a '3rd party on any vehicle' clause. It allows the insurer to build up a picture though, and we all know insurance companies like to avoid paying out.

My classic/limited mileage policy states that I pay an additional £400 excess if a claim is made outside of my 3000miles per year.

Dodgey people could easily change the mile-o-meter quite easily though. For me, 3000 miles is enough in a loud track car.

[maxfield]

i would get a shitter for a year

Best advice on this thread so far.

Coming from Alex who learnt the hard way how much VALID insurance costs.

I appreciate you're really excited about getting your first car, and really want an e30, but there is a reason why insuring a 17 year old on a (relatively) powerful rwd car is so expensive.

As an inexperienced driver you're more likely to have a crash (not a slight on your driving abilities, just statistics) and even more so in the e30.

Buy a 1.0 shitter, serve your apprenticeship, then maybe Mr Insurance Man will let you have an IS or a six pot when you're 18

Sound advice!

billgates on here had a renault Clio for a year- now has a superb 325i Sport cos he has the No claims to insure it

Insurance company's laugh at me when I want to insure an iS or Sport.

Will be getting something very wrong very soon Although cheap to insure...

[e30bmlover]

Best advice on this thread so far.

Coming from Alex who learnt the hard way how much VALID insurance costs.

I appreciate you're really excited about getting your first car, and really want an e30, but there is a reason why insuring a 17 year old on a (relatively) powerful rwd car is so expensive.

As an inexperienced driver you're more likely to have a crash (not a slight on your driving abilities, just statistics) and even more so in the e30.

Buy a 1.0 shitter, serve your apprenticeship, then maybe Mr Insurance Man will let you have an IS or a six pot when you're 18

Sound advice!

billgates on here had a renault Clio for a year- now has a superb 325i Sport cos he has the No claims to insure it

Insurance company's laugh at me when I want to insure an iS or Sport.

Will be getting something very wrong very soon Although cheap to insure...

a 50cc scooter??

[Jon_Bmw]

Haven't you got a years NCB yet then max?

[maxfield]

Nope, they wouldn't let me because I 'changed' my policy from provisional to full.

Something wronger than a 50cc Scooter.

[mr_dink]

Nova 1.4SR? Can't think of much that's wronger than a moped.....

[maxfield]

Too expensive to insure...

[mr_dink]

The Nova's too expensive? Poor lad. What is it then?

[maxfield]

Ahhh, wait and see