318IS insurance??

[firthy]

i am about to buy a 318IS i am 19 and am wondering about insurance and if it qualifies for classic car insurance? i need help!

[320Touring]

The iS is handy

most ins companies treat the iS as a normal 318i

[Sanchez]

as NEIL(320Touring) says even though the IS have more horses its cheaper than a 320i but more power.

im not your age group but 1ncb 24 and 500quid. my 318i was 750quid 0ncb norwich union.

not sure about classic insurance though.

[320Touring]

as dave(320Touring) says even though the IS have more horses its cheaper than a 320i but more power.

im not your age group but 1ncb 24 and 500quid. my 318i was 750quid 0ncb norwich union.

not sure about classic insurance though.

dave???? Neil dude

and I paid Ԛ£380 summat for TPFT with no ncb

[appletree]

Am 19 with 2 years noclaims and i found it cheepeat with Directline at Ԛ£1470. you cant get a classic policy till your 21 even though the e30 is a classic.

i also am looking to turbo my is ready for nrxt year and got a quote off adrian flux for me at 20 and hopefully 3 years no claims for 1300 all in food for thought

they were both fully comp!

[Sanchez]

neil, oppps, sorry, i feel like a tit now.

might just edit that one.

380 on the touring???

[320Touring]

neil, oppps, sorry, i feel like a tit now.

might just edit that one.

380 on the touring???

no probs dude-dunno know your name

nah Ԛ£380 on the iS and touring is about the same

[Sanchez]

I should have been at the meet last week but had to work last minute.

Its Peter by the way.

[320Touring]

I should have been at the meet last week but had to work last minute.

Its Peter by the way.

Hey Peter

see you edited the post!

no doubt there will be another meet soon where we can catch up with ya

[Sanchez]

bit of work, MOT(exhaust, tyres) and someone to look over the engine for me and ill be there.

[Sanchez]

sorry to hijack thread.



Try insuring under your parents name, directline will still give you a ncb as a named driver(so the averts say).

nice choose of car, got any pics

[e36boy]

Im 26 and got quoted 300 quid for a 318is, thats only 17 quid less than they quoted me for a 325is. I have 4 years no claims. Its cheaper on insurance for me on a 325is than it is on my 316i e36 coupe which i pay 367 on, How bizzare is that !!! By the way, Those quotes were from 'MORETHAN'.

[CraigG]

im paying 1600 on a 10month policy with bell. tpft. im 19, 2years driving, no noclaims(no claims/convics either)

coulda had it for 1200 if i had 1200quid sitting about to pay it off in a oner :/

[E30Mark]

To insure your car as a classis, normally it has to be garaged overnight, normally it also has to be your 2nd car, and the drivers have to be over 25!

Directline do advertise you get your own NCB as a named driver on someone elses policy, which is nice..... BUT the NCB is not transferable, it's only with Directline... hmmmmmmmmmm

Craig, just to cheer you up, i used to pay Ԛ£200 FC protected etc on the 318iS

[tim-ix]

Use Confused.com or Moneysupermarket to search loads of different insurers. I'm 30 and pay Ԛ£290ish to insure my 325ix through Quinn. Not bad for an imported left-hooker I reckon. Ԛ£1470 sounds like daylight robbery but then it's down to your being 19. I'd probably pay more than Ԛ£1470 for the chance to be 19 again though.

[iDreamBeemer]

Also try www.perfomancedirect.co.uk, I sorted mine through it and found it pretty cheap.

[firthy]

got a quote from Tesco For Ԛ£675 fully comp on my Dads insurance, is that good?

[tim-ix]

Ԛ£675 doesn't sound bad but bear in mind that insurance companies are wise to "fronting", whereby parents insure their children's cars too. You also won't be building your own No Claims Bonus. You'll need to do some sums to work out the most efficient strategy. Consider third party, fire and theft cover to reduce your premium as well as taking a higher voluntary excess. If you've got a garage available, use it. If you're not doing many miles maybe a restricted mileage policy will reduce the premium.

[CraigG]

Craig, just to cheer you up, i used to pay Ԛ£200 FC protected etc on the 318iS

its worth every penny of the 160quid a month i love it.

[E30Mark]

Craig, just to cheer you up, i used to pay Ԛ£200 FC protected etc on the 318iS

its worth every penny of the 160quid a month i love it.

Saw pics of the car on the Scottish meet, glad your loving it!

[320Touring]

Craig, just to cheer you up, i used to pay Ԛ£200 FC protected etc on the 318iS

its worth every penny of the 160quid a month i love it.

I'll do it for ya next year for an even Grand

or better make that 2k given the fact you seemed to like chasing Onno

[CraigG]

Craig, just to cheer you up, i used to pay Ԛ£200 FC protected etc on the 318iS

its worth every penny of the 160quid a month i love it.

Saw pics of the car on the Scottish meet, glad your loving it!

its now got leather and some tinted rear lights :p

still aint got no pics of the leather cant find the camera memory card :S

[mr_s1ngh0]

here, try out lancaster insurance. i got my premium with them when i was 21 for a tad over a grand, think its something like Ԛ£1044 under a handsworth, birmingham address, and im doing 10 monthly payments so its settin me back around about 100 a month. ran a quote for a 325i sport too and its only 60 more. they're definitely worth a try.

[CraigG]

Craig, just to cheer you up, i used to pay Ԛ£200 FC protected etc on the 318iS

its worth every penny of the 160quid a month i love it.

I'll do it for ya next year for an even Grand

or better make that 2k given the fact you seemed to like chasing Onno

if i recall correctly, onno at the M3 were behind me on the way back

the joys of knowing the roads eh?

[320Touring]

its worth every penny of the 160quid a month i love it.

I'll do it for ya next year for an even Grand

or better make that 2k given the fact you seemed to like chasing Onno

if i recall correctly, onno at the M3 were behind me on the way back

the joys of knowing the roads eh?

No doubt Onno was on the Lights and waiting for you to get out his way. I've Managed to pull another 28kg outta the iS so she's a wee bitty nippier

[ChizFab]

i couldnt get the iS on classic policy unfortunately, but got it pretty cheap with tesco.

2ncb, 21 roughly Ԛ£600

cheaper than my escort van