Classic insurance policy?

Mon Sep 25, 2006 9:07 pm

If I buy a 1989 325i SPORT and do only 6k miles every year back and forth to work, will I be able to insure the car on a classic policy?

Any recommendations?
How much will cost?

Mon Sep 25, 2006 9:15 pm

Yes , you will be able to insure on a classic policy. Shop around i have a one off combined policy which covers me for my daily driver (pug 306 TD ) and my BM , but obviously both cars cannot be driven at the same time. Im insured with Lancaster classic insurance. But i would suggest shopping around.
There are a few different companies around. For my policy which covers both cars i paid Ãƒ”šÃ‚£330 last year.
Obviously postcode and driver age make a difference to cost.
Im 38

so its cheaper for me. !!

lee

Mon Sep 25, 2006 9:19 pm

Yeah, I'm 37 and 10 months!!!! so nearly 38...!

I can't wait to get rid of my MG ZS 180 and get a proper car again - anybody fancy it????

Mon Sep 25, 2006 9:22 pm

MG ...

.LOL
good luck with the return to proper motoring

lee

Mon Sep 25, 2006 9:36 pm

Yeah I've sinned!
But I've seen the error of my ways. I used to own a Lachs Silver sport, since then many other Beemers. But none were ever as good as the SPORT!!!

Mon Sep 25, 2006 10:19 pm

I'm with Carole Nash on classic insurance, i pay Ãƒ”šÃ‚£180 fully comp.

Mon Sep 25, 2006 10:24 pm

Some insurance companies will only insure your car as a classic if it is garaged

and you have another car for everyday use....

Mon Sep 25, 2006 10:28 pm

carole nash wanted Ãƒ”šÃ‚£2000 for my iS!!! i only pay Ãƒ”šÃ‚£600 now!!

Mon Sep 25, 2006 10:42 pm

E30Mark wrote:Some insurance companies will only insure your car as a classic if it is garaged and you have another car for everyday use....

I found this too, gave up looking in the end and now pay Ãƒ”šÃ‚£500+ with Elephant, only used to pay Ãƒ”šÃ‚£560 on my E46 320d Sport.....EEEKKKK.

Red D

Mon Sep 25, 2006 10:51 pm

at my age im considered to be some sort of bastard behind the wheel of my bmw,

and they're right

so i pay lots

Mon Sep 25, 2006 10:55 pm

Got my first ever insurance policy with a company called Peter Best on the GT6 when I was 19.

Everyone else wanted about Ãƒ”šÃ‚£1500 or Ãƒ”šÃ‚£2k, they relieved me of Ãƒ”šÃ‚£209!

Worth a try!

Mon Sep 25, 2006 10:56 pm

Jon, move out of Essex mate!

I used to live in Essex, had a 323i convertible. Moved to Wiltshire

and paid less FC in wilts than i was paying tpft in Essex...

Mon Sep 25, 2006 11:07 pm

i cant leave!

i live here lol

Mon Sep 25, 2006 11:12 pm

I left........

Now live in Doooooooooorset, even cheaper insurance here! Ãƒ”šÃ‚£200 FC on my old 318iS

Tue Sep 26, 2006 1:33 am

i'm also looking for a classic policy on my 'is',however bein in glasgow and 22 has its downfall-has anyone any recommendations-at the moment elephant want 513 tpft.this being my second car as i use my 328i sport and my van regularly.

Tue Sep 26, 2006 10:57 am

I think the biggest problem is when it's your only car and everyday drive, that's why I gave up, you should be able to get better than that though Squeal.

Red D

Tue Sep 26, 2006 1:22 pm

I pay Ãƒ”šÃ‚£346 for fully comp classic insurance with a millage allowance of 5000 a year, The policy has a value of 5000grand and also has no access on windscreens

Tue Sep 26, 2006 1:27 pm

cliffybabe wrote:I pay Ãƒ”šÃ‚£346 for fully comp classic insurance with a millage allowance of 5000 a year, The policy has a value of 5000grand and also has no access on windscreens

who,s that with cliffy

gotta sort the sport out soon
do they give an agreed value in the event of a loss etc??

bit scarey piling cash into the car knowing that if the worst ever happened they could bend me over and head for major financial penetration

Tue Sep 26, 2006 1:32 pm

dazleeds wrote:
cliffybabe wrote:I pay Ãƒ”šÃ‚£346 for fully comp classic insurance with a millage allowance of 5000 a year, The policy has a value of 5000grand and also has no access on windscreens
who,s that with cliffy

gotta sort the sport out soon
do they give an agreed value in the event of a loss etc??

bit scarey piling cash into the car knowing that if the worst ever happened they could bend me over and head for major financial penetration

Its through peter best, Yeah when i took the policy its just classic and the value stands and what you agree, i think over a certain value you have to get someone out to agree the value

Tue Sep 26, 2006 1:34 pm

cool

mine aint worth a fortune but im sure when im done itll be more than average payout they stitch people up with
would certainly be in tears if they offered a measly 500quid

Tue Sep 26, 2006 1:36 pm

Daz its like everything else mate if you lost ur motor u loose the history it had part on it etc etc etc and you need to know that if you did loos eit you could replace what you have ie the history conditio etc

Tue Sep 26, 2006 11:30 pm

can anyone recommend classic insurance companies??

Tue Sep 26, 2006 11:36 pm

norton insurance gave me a good quote last year...7500m and agreed value Ãƒ”šÃ‚£280 ...i am old and decrepit and drive slowly

Wed Sep 27, 2006 8:11 am

im with heritage classic insurance 325i conv 1989 agreed value ,limited to 5000 miles a year 250Ãƒ”šÃ‚£

Thu Sep 28, 2006 1:27 pm

I use Adrian Flux and AON... worth giving them a call.

Thu Sep 28, 2006 9:03 pm

jon_pure_british wrote:at my age im considered to be some sort of bastard behind the wheel of my bmw,

and they're right

so i pay lots

FPMSL