*Appeal to anyone with £375 and garage space nr Bristol*

[Grrrmachine]

Keep it civil please gentlemen.

[scjimbo]

Sorry grr. Just winds me up when new members get put off because of trolling.

I retract my statements above and apologise.

[acme15]

The Arosa is exactly the same to insure, and they cost about the same too so I would rather have a Lupo to be honest. Just found out that the Lupo 1.4 Sport would cost the same to insure as a standard Lupo 1.4 O.o

Good stuff, the sport has 100BHP

And Adamski, I have had a job before working as a trainee Apple service technician for a brief while. I had to give it up to go to college, where I got three A's. I hope I can skip the 'burger flipping duties' as a result.

I have no interest in quarreling with you, its a waste of time for both you and I. I have heard your point of view, and I have done my best to explain myself to you. If you still don't understand what was going through my mind then fine. You can have your opinion but can I respectfully request that you keep it to yourself?

[Grrrmachine]

I'm removing any posts that continue the bad mood on this thread. If the argument pops up again, the thread will be locked.

[acme15]

I'm removing any posts that continue the bad mood on this thread. If the argument pops up again, the thread will be locked.

Fair enough. Thanks.

[Brianmoooore]

The prices drop substantially again if I set my age to 1 year older.

There is a way of exploiting this, that I used for one of my daughter's first two years of driving.
I had a 'spare' policy with full no claims, which I used to insure her as the main driver. My wife was also on the policy, as a named driver, but I, as the policy holder wasn't even insured to drive the car (a Peugot 106, so no great loss there).
This gave my daughter a full 60% discount on her premium for two years, and although she wasn't building up any discount of her own, when eventually she took out her own policy, the basic premium had dropped dramatically, and she had documented evidence of a theoretically incident free driving record, although in reality there wasn't a straight panel anywhere on the Pug.

[acme15]

I thought about that, but then it would take longer to get my own no claims bonus

[griff87]

That's the end of that.

http://www.ebay.co.uk/itm/BMW-Pre-Facel ... 3a81a256c1

[verde]

The prices drop substantially again if I set my age to 1 year older.

There is a way of exploiting this, that I used for one of my daughter's first two years of driving.
I had a 'spare' policy with full no claims, which I used to insure her as the main driver. My wife was also on the policy, as a named driver, but I, as the policy holder wasn't even insured to drive the car (a Peugot 106, so no great loss there).
This gave my daughter a full 60% discount on her premium for two years, and although she wasn't building up any discount of her own, when eventually she took out her own policy, the basic premium had dropped dramatically, and she had documented evidence of a theoretically incident free driving record, although in reality there wasn't a straight panel anywhere on the Pug.

Thats why im doing it on my parents at the minute, cos next march when im 21 that shit will drop. and I think im building my own no claims. And the E21 hasnt got a ding in it yet. Couple spins but thats par for the course when your driving a 30 year old rwd turd as a first car in the snow on toyo proxes

[rh306]

At the moment its something like this...

£1000 for a Lupo 1.4 and £2300 for my first year of insurance
£750 for a 316 and £4400 for my first year of insurance.
A 318i..? £4518

All these are TPF&T with a named driver who has over 25 years of experience and hasn't claimed in over a decade.

It has most certainly 'swung the other way'

Also I would hardly call that car a turd. If it had manual transmission and some bottlecaps it would be a nice little E30.

If you are curious as to what I get quoted for other things, feel free to ask. I have everything set up so that all I have to do is change the car make, model and year and click 'get quote'

Also things go down DRASTICALLY after 10 months with no claims (accelerator policy) again, feel free to ask.

Turd means E30, haha, all e30s are turds dude. Somewhere or other theyr no doubt hiding something

Insurance is a lottery, my insurance for the E21 is stupidly cheap, cheaper than polos etc. Its a ******* lottery

I think one of the factors is the number of vehicles left. As there are only a handful of E21s left on the road, not many are being crashed any more, hence the risk profile goes down...

There are still quite a few E30s being hooned around, hence the £4k insurance thing. You're best of buying a Glas V8, a 2000CS or 1972 Paul Bracq Turbo Concept

One weird insurance anomaly turned up recently. Apparently Caterhams cost buttons for young drivers

[acme15]

One weird insurance anomaly turned up recently. Apparently Caterhams cost buttons for young drivers

I quite like the idea of being dry and not instantly phooked in a crash though.

I did notice how a 1.0 49BHP Lupo costs exactly the same to insure as a 1.4 16v 100BHP Lupo Sport when I was faffing around though. Which is... Interesting.

[verde]

One weird insurance anomaly turned up recently. Apparently Caterhams cost buttons for young drivers

I quite like the idea of being dry and not instantly phooked in a crash though.

I did notice how a 1.0 49BHP Lupo costs exactly the same to insure as a 1.4 16v 100BHP Lupo Sport when I was faffing around though. Which is... Interesting.

Haha my exact thoughts. Caterhams are for pr1cks

[acme15]

Oh also, I got a quote for a 1983 E21 316 of value £800 and no modifications, and I got quoted the same as a 1988 E30 316 (around the 4.5K mark)

[rh306]

Oh also, I got a quote for a 1983 E21 316 of value £800 and no modifications, and I got quoted the same as a 1988 E30 316 (around the 4.5K mark)

..try a 315 which was an E21 only model..

[acme15]

Oh also, I got a quote for a 1983 E21 316 of value £800 and no modifications, and I got quoted the same as a 1988 E30 316 (around the 4.5K mark)

..try a 315 which was an E21 only model..

They seem to be quite rare. Can't find one for sale anywhere.
There is also no option for a 315 on the car selection.

[acme15]

That's the end of that.

http://www.ebay.co.uk/itm/BMW-Pre-Facel ... 3a81a256c1

NUUUUUUUU!