Cheapest Insurance for a 19 year old?

[aamerchau]

Hi guys
I would like to know which insurance companies some of the younger zoners use for their E30. The cheapest quote i've had so far is 1700 from directline on a 318is.
As you may have guessed from the subject i'm 19, so classic car insurance won't do as you have to be over 25 in most cases.

Help would be greatly appreciated

[Oggy]

Direct Line were my insurer with my E30 320 with a Cosworth engine (350bhp+) at 19, i paid about £2000.


If you struggle to find a decent quote you'll have to start working them against each other and bullying them into a better price! I spent weeks, hundreds of calls, and lots of talking to get a decent quote!

They then insured me on my 3.5 V8 LandRover Defender 90 for about £1800 i think it was.

Good luck!

[papercutout]

Have you got any NCB and how many years driving? Also whats your postcode type? E.g. A class area, B class, etc. Stick it into google to find out.

Cheapest quote I got for my 318i with original BBS alloys, changed bumper, lowered 40mm, welded diff and cat back exhaust mod was less than £1200 with premium choice, with 1 years NCB, 2 years driving. No NCB took it up to nearer £1500. Thats on a driveway, B class postcode.

[Alex]

1700 for a 318is at 19 with direct line

i just had a quote for a 318is for when i turn 18 with 1 yrs no claims and it came out at £1,336.65 and that was direct line fully comp worked out more if it was Third party fire and theft

[rob_htid]

1400 tesco's, tpft, 3years no claims, 20, 325i sport .fy2 postcode

edit. 6points too

[MAJ-POWER]

give www.moneysupermarket.com a try.

i got quoted £900 fully comp on 318i cabby with BELL. if i was to declare the modifications, it only increases premium by £400, but the major issue is the excess increasing from £450 to £1000. thats includin 2.5 engine

0 NCB, 3 years licence. 20 years old. on the drive

[sohood]

Have you got any NCB and how many years driving? Also whats your postcode type? E.g. A class area, B class, etc. Stick it into google to find out.

Cheapest quote I got for my 318i with original BBS alloys, changed bumper, lowered 40mm, welded diff and cat back exhaust mod was less than £1200 with premium choice, with 1 years NCB, 2 years driving. No NCB took it up to nearer £1500. Thats on a driveway, B class postcode.

Which Company was that?

[papercutout]

Sohood - premium choice.
Tbh, I'd rather have paid another £100 and gone with adrian flux, these guys have messed me around a bit, but if there's no problems to start with, then they should be plain sailing really.

[Bob_S]

flux or elephant for young drivers is insurance is a rip off

[Cook318IS]

1700 from directline on a 318is

wtf!? i insured my 318is when i was 18 for £1200 fully comp with 1 years ncb! i've had a requote for £930 (its due next week ) with direct line but found it even cheaper at elephant for £850. Or i could buy a 325 convertible and insure it for £900 tpft! sounds like their having a giraffe! oh and adrain flux said that a 318is was the same as a 318i still wouldnt give me a quote though

[Jon_Bmw]

Cook318is, just try 'e car insurance' for us quickly. £270 for an iS at 21 for me.

[Cook318IS]

Cook318is, just try 'e car insurance' for us quickly. £270 for an iS at 21 for me.

£1843 fully comp

[Jon_Bmw]

TPF&T?

Lets be honest its not worth insuring an 18 year old BMW fully comp.

[Cook318IS]

£1277

[Jon_Bmw]

I've said it many times before, but insurance is a funny old game. Totally random at times.

[GrindCulture]

I'm on eCar here, £1300 ish TPFT @ 19 with only 8 months driving experience with pass plus.

[djk]

give www.moneysupermarket.com a try.

i got quoted £900 fully comp on 318i cabby with BELL. if i was to declare the modifications, it only increases premium by £400, but the major issue is the excess increasing from £450 to £1000. thats includin 2.5 engine

0 NCB, 3 years licence. 20 years old. on the drive

What's the point in fully comp if you have modifications that are undeclared? What will be insured if you claim? I expect they will just tell you to go swing for it. As I just said on another thread, remember why you buy insurance. It is not to get a piece of paper that says you are insured, it is so that you actually are insured if the sh1t hits the fan (by which I do not mean 'if you bend your pride and joy', I mean 'if you mangle some poor sod'. Lifetime debt, a prison sentence, and the inadequate care of your disabled victim on your conscience Vs a few hundred quid on an insurance premium. Go figure.)

If you are going to lie, be smart, don't pay for extra cover they're never going to give you anyway.

[ItsAllAboutTheE30]

1400 tesco's, tpft, 3years no claims, 20, 325i sport .fy2 postcode

edit. 6points too

Harsh on you mate.

I'm 20 with 1 year NCB, 2 years driving. Paying £200 more for fully comp with direct line on 325i sport with 3 points.

Tesco... every little helps? I think not.