What Happens if I Drive my Car Without an MOT? If you do drive a vehicle without a valid MOT it will usually invalidate your insurance, and if you have an accident or are stopped by the police, you will be liable to face prosecution for MOT non-compliance. The only time you may drive a car without a...

Sky insurance
http://www.e30zone.net/modules.php?name ... forum&f=65
they have a forum on here, don't know what ther like.

I put parents on my policy n knocked 0f a about 300.

vectra v6's are cheaper to buy and insure

Good luck either way =]