classic car insurance on an I.S??

[jibowski]

does anyone know a company that does classic insurance on a 318is??

my main problem is i have my i.s as a summer car and i'm starting to think of selling it as my insurance is £370 per annum and tax not to far off £100 for 6 months!, how good are multicar poilicys??

i'm starting to think a wiser idea is to sell the i.s on and buy a mk1 cortina gt with a modded pre crossflow engine, i've been quoted £120 for a classic fully comp policy and tax is free, given that i'd pull a grand easy for my i.s with a full mot on it this is looking tempting!

[Sanchez]

i used go compare and ended up with 'more than'.

£220 3 ncb an im 25.

[Hakkera]

Damn you older people! I'm in the market for an E30, 318 to be exact... Costs me about 3000 for insurance.. I hate being 18...

[rwikky]

Costs me £850 on my Insurance being 19..

[Hakkera]

What's that on? How many years NCB.../you on someoen elses insurance?
else....

How in Gods-name did you do that?! Hold Churchill at gunpoint?!

[maxfield]

£800 here at 17 under my Dad's name....

[Hakkera]

*starts to cry* And if that Admiral parrot comes anywhere near me i'll bloody shoot it.

[alex-e30]

i got an i.s im21 and im paying £900 a year with 2 years no claims, robbed

[munky30]

I pay 340 a year on a 325.

[daimlerman]

One of the benifits of being an old git is cheaper insurance!! I have the Daimler on a classic policy arranged through Lancaster.One of the requirments is that I have use of another vehicle.Only proper,sensible advice to you younger gents is to take care and prove the insurers wrong and your premiums will fall.

[jaffro]

i pay £212 a year fully comp limited milage though

[alex-e30]

i got an i.s im21 and im paying £900 a year with 2 years no claims, robbed

i forgot to say thats third party

[Ian_M]

318i - TPFT - £1500. Pants officially pulled down.

[Hakkera]

To be honest for the amount I'm paying at the moment it could be 3rd party I really dont care. What are you guys doing that I am not?

[tari]

On my Sport I'm on £900 per annum fully comp, with 1 years ncb, and I'm 24.

Try companies like 'Swiftcover' who deal online only, but it always depends on your location too

[BWR]

i'm 25 and paying £600 odd fully comp

[Bob_S]

20 and pay 2400 on my m3 and 870 on my 327i

[treeseries]

i pay £75 a month for a 318is on a pay as you go system on ecar insurance the are very good and very cheap considering i've paid out over £2500 in fines in the 2 years i've been driving and currently have 6points

[munky30]

20 and have an m3

I still hate you.

[mattyb240]

How do you pay that little bob s??

More to the point how have you got an M3 and a 327???

[Hakkera]

I bloody hate you all!!! haha. Im gonna have to find some way around this... Somehow.

[Cook318IS]

on my 318is its costs me £1250, fully comp all in my name with my mum as an added driver. not too shabby for a 19 year old who was payin almost that on a 1.1 pug 106!

[munky30]

How do you pay that little bob s??

More to the point how have you got an M3 and a 327???

he's a student. He doesnt pay for it, you do

[march109]

i used go compare and ended up with 'more than'.

£220 3 ncb an im 25.

Fair enough but you can't use ncb on a classic policy and the IS is his second car.

TBH £300 isn't a bad price, thats what mine costs me fully comp, 5000 miles per year agreed value and all mods declared on my classic policy with lancaster.

[madaboutthe30]

When I was 17 i got insured on the e30 for about 500 on my dads name. I tweeked everything in my policy though.
Over a grands excess.....
Car is garaged...........
declared it does under 1k miles a year when i actually do 12k........
I valued the car at 200, when it was actually worth 800........
One policy i even declared i was married

Its the little things that make a difference.

As for Bob_S though.................im impressed

[Hakkera]

Yeah I'm gonna start tweaking things I think hah. Will have a look at putting my dad on too. Maybe that will reduce it a little.

[munky30]

being a named driver when you are the main user is illegal.

[Brianmoooore]

being a named driver when you are the main user is illegal.

He can still be the main driver. Just adding a parent brings down the quote a lot.
I found out this recently, when looking for insurance for my 17 year old daughter. (Down, Max!)

[munky30]

I know... thats why the wife is on my policy.

Just thought I'd say in case anyone was thinking of doing it the wrong way round

speaking of max.....

[billgatese30]

being a named driver when you are the main user is illegal.

He can still be the main driver. Just adding a parent brings down the quote a lot.
I found out this recently, when looking for insurance for my 17 year old daughter. (Down, Max!)

Doesn't always work. It only worked for me in my first year, after that it cost to put my parents on my policy





17 you say

[mattyb240]

How do you pay that little bob s??

More to the point how have you got an M3 and a 327???

he's a student. He doesnt pay for it, you do

I'm a Student too

Well looks like I'm going to stand on the street corner to raise some money

[Hakkera]

Well I'm a student too! yay. I cant afford a damn 318 yet! heh, but yeah Mine is down to 1600 now, which, from 3000 isnt bad. It at least makes it feasible I guess.

it isnt just me, I was speaking to someone today and his insurance on a VW Beetle 1200 (original) is actually 2100 fully comp. When ya think about it, he's paying more for the insurance each month than the car is worth...

[1bash]

Ring heritage car inurance
www.heritage-quote.co.uk

I have no No Claims bonus and pay £430 a year for my 325 tourer fully comp

But on limited milage 5000 a year nothing the switch on the diff cant handle

[Cook318IS]

My mate has got a classic mini and instead of having a 1litre automatic, he stuck a 1litre manual in- still from a classic mini and he cant get insurance on it because its got a "non standard engine". despite still being from a mini, and hes 21!

[munky30]

he's getting quotes from the wrong place.