325 insurance

[SHAKEELE30]

Ive been trying to get insurance for my 325, with exhaust, alloys, leather interior, uprated brakes... and its coming up quite expensive compared to what a few people have said on here, ive tried adrian flux, they said they cant insure me.. tried heritage(£400), firebond(425) and thats about it..

Any help with other companies etc or what others have been quoted and what mods they have declared etc..

Ive tried doing a search but nothing that really helps me comes up!

[munky30]

HIC

[choppa7]

thats not a bad price in my opinion for the car with all mods declared

[SHAKEELE30]

HIC just said they cant insure me cos ive got a bmw, wtf is that about! Taking the piss,......

[boxclever1753]

lancaster insurance mate..

i have run a lotus, a tvr and now my e30's with them and they always come in competitively with decent cover.

make sure you don't compromise price over cover though..

[munky30]

HIC just said they cant insure me cos ive got a bmw, wtf is that about! Taking the ****,......

eh?!

I'm with them... I have a bmw.

Try chaucer, they're the people my insurance is actually with, through HIC.

[SHAKEELE30]

make sure you don't compromise price over cover though..


boxclever1753 what do you mean by that, i have phone them, im just waiting for them to call me back

[SHAKEELE30]

Munky, just phoned them, they only the underwriter, i have to go through other insurance companies....This is becoming a joke, cant get insured on a 325, with declaring mods, a bit useless then really....

[munky30]

How old are you?

[SHAKEELE30]

Sorry, 27...

Also how many people actually declare their turbo mods to insurance, if so what quotes do they get

[munky30]

I really cant see why HIC won't insure you! Classic policies need you to be 25+, and HIC sell classic policies!

[SHAKEELE30]

yea thats what im thinking, they said only recently they come up with this, i explained to them i know loads of people that are insured with them that own bmw's, so how come, she didnt really give a answer.... think they chattin shit personally....

[spook]

quoteline direct, try em

[boxclever1753]

what i meant was make sure the excess is not sky high as the bigger the voluntary excess the lower the premium cost but make sure it has the usual couple of hundred quid allowance for stereo and decent legal cover..

[boxclever1753]

actually, i think i used either confused.com or elephant.co.uk - they are brokers/search engines for loads of companies and i had 4 or 5 quotes that were about the same and went for lancaster because of the little add ons you get.

[jaffro]

im wiv heratige mines 325se. £233.80 on a limited milege fully comp and im 27

[march109]

if ou don't declare a turbo or other engine mods (if you have them) you could be in for a roasting later.

[Grim_Reaper]

if ou don't declare a turbo or other engine mods (if you have them) you could be in for a roasting later.

isnt it any mods you make that you make to the car that alters it from how it came from factory? :/

[connoisseur]

Try Chris Knott insurance. They did a great deal on my 325i had no problems with mods.

www.chrisknott.co.uk

hth

C

[march109]

if ou don't declare a turbo or other engine mods (if you have them) you could be in for a roasting later.

isnt it any mods you make that you make to the car that alters it from how it came from factory? :/

Well yes its ANY mod but OP originally asked in relation to turbo and engine mods. Hes allready declared wheels and suspension.

[Grim_Reaper]

if ou don't declare a turbo or other engine mods (if you have them) you could be in for a roasting later.

isnt it any mods you make that you make to the car that alters it from how it came from factory? :/

Well yes its ANY mod but OP originally asked in relation to turbo and engine mods. Hes allready declared wheels and suspension.

ah yes...i was just wondering for personal preference :p but i cant see you having trouble getting insurance at the age of 27 :/...try ringing the companies rather than using their online system

[SHAKEELE30]

mate i am ringing the companies, havent used the internet ones, so far ive had quotes of over £400.....

[choppa7]

try a company calle newton-lee

if you can speak to a lad called jamie, he spot on and knows his modded cars (he runs a 309 turbo iirc), he's all over most of the forums round newcastle way, just tell him you saw his details on one of them

the number is 0191 549 4949

[blingsta]

my turbo conversion has been declared to Adrian flux and im paying £350 fully comp, dont understand why companies are refusing to quote you?

[oakey]

I'm with HIC with all my mods declared good price also. Im confused

[Cotty]

my turbo conversion has been declared to Adrian flux and im paying £350 fully comp, dont understand why companies are refusing to quote you?

My insurance is placed with Adrian Flux with all mods declared, comes to around £400.

Some might be getting cheaper quotes if its a second car ie not their main car. Mine is my only car.

Adrian Flux should be able to get you a quote for just about anything. Perhaps there is more to this than meets the eye, location could be a problem, points?, accidents? etc etc

[tailoutcharlie]

mine is my first car, limited milage to tenK(not that they asked me a start milage), have declared wheels, exaust, suspension, everything.

im 25 live in agood area.

performance direct £270 fully comp, protected no claims, legal cover etc etc.

thats with 7yrs no-cliams however, you didn't say what you had or if any previous claims accidents etc

[Cotty]

mine is my first car, limited milage to tenK(not that they asked me a start milage),

They dont need to ask, your MOT will list the mileage and thats available to them electronically

[Brianmoooore]

Takes twenty minutes to swap in the 'special' MOT cluster!

[Cotty]

Oohh naughty

[tailoutcharlie]

naughty but good never thought of that

[munky30]

I have a 3k limit on my insurance.

I've done 1500 already, in 3 months, got another 6500 to go before I hit my limit..... cheers march109

[tailoutcharlie]

think i have a 6k limit and already done 3k, not up for renewal till feb

think its possible to raise the limit, its not a classic policy?


















or shall i just dell boy it
ps sorry to spam the thread, but i guess its relevant

[munky30]

You can normally raise the mileage on the policy but they tend to ask quite a lot for it.

What mileage is your car?