Im 30 going on 31 very shortly. The car is an 87 Tech 1 Sport.
My insurance last year with the sport being my only car was on a 6k annual mileage through Sureterm Direct was £330 fully comp on a classic policy with all the bells and whistles, roadside assistance etc for me and the misses.
Decided that it was about time to retire her from daily service earlier in the year so have bought myself a Subaru legacy GTB as a daily so the Tech 1 does not have to put in another winter on the road and can sit happily in my garage.
My renewal came through this week for the next year on a like for like policy at over £1100!!!
I called Sureterm up to find out why it was so much and to change the annual mileage to ”a2 - 3k to get the premium down and the cheapest they could do me was north of £600. 
After doing the usual searches I called Lancaster as a few people have recommended them, after going through all the usual questions they quoted £233. This was based on 3k annual mileage, roadside assistance, courtesy car with the car stored overnight in the garage. The rep also offered me a £20 buy is now discount.
As the sales rep was going through all the small print he mentioned that if the car is stated to be parked in the garage (to be fair it will 99% of the time when I get my backside in gear and put the bathroom that is in there in the bathroom!!) and it was not in the garage between 23:00 and 07:00 hours and within a 3 mile radius of my house it would not be insured. Also the hire car that was on the policy was an extra charge at £29.99 included in the £213 price.
So I changed the vehicles overnight location to the drive, £25 extra charge for the year with the extra laziness benefit and removed the hire car from the policy as it is only me and the misses and we have 3 cars between 2 of us so don’t need the hire car, the final price came in at £210.38.
All in all quite pleased with that, only improvements I would say is they are a little pushy with their sales patter and they bolted on extras that I have not asked for and don’t need so be aware of that. But well worth a call as for me they were the cheapest by a fair way!!
So £210.38 fully comp, £50 excess, £60 windscreen excess, £5k guaranteed value, roadside assistance relay and home-start, European cover, legal cover and key cover.
