Classic car insurance?

[sajad09]

Could anybody suggest a good classic car insurance company. I don't use the E30 any more so it's parked in the garage. But Thut it mite be an idea to insure it just incase the worst did happen..

[sajad09]

Oh forgot to mention I'm 27 years old and the cars a 1994 318i convertible. Of that makes a difference. Problem is I'm using my no claims on my e39 at the moment so no valid NCD.

[Kemix]

http://www.barrygraingerinsurance.co.uk/car.php

Thats who I insure my 318i with, its £230 fully comp / £28 a month.

[Kemix]

and I am 22

[Jim320i]

I used Lancaster last year and got mine quoted for £360...

This year my cheapest quote is £375 with Sureterm direct.

Thats with no years no claims too as always been named driver or classic insurance...

Give them a try.

[sajad09]

Cheers guys. Kemix is upr qoute with or without no claim discount?

[Jim320i]

Kemix, that on classic or car insurance? Bloody cheap!

[Kemix]

they dont want proof of no claims on a classic policy, but i have 4 years

[Jim320i]

Why dont want proof??? How do you mean? That means I could just say I had 10 years???

My quote from yours is




£2,154.88

[325isporttech1]

Lancaster insurance. Im 25 with a 87 tech1 and i pay £15.67 a month fully comp with an agreed value of £3700, prety good i think.

Edited the points out as they expired august, so its a clean license the quote is based on

[Jim320i]

Lancaster insurance. Im 25 with 6 points with a 87 tech1 and i pay £15.67 a month fully comp with an agreed value of £3700, prety good i think.

How the hell do you get it that low?! You got loads of ncb? I moved house from a built up area too 6 months ago, moved to the country with six acres of land, main garden surrounded by 8 foot fences with 25 dogs in kennels within this part where my car is... Electric gates... No way in.... Much more secure and they put it up!

[325isporttech1]

You cant declare your ncb with them as its a classic policy. What i find with lancaster is if you do a quote on their website the quote they first give you is always more, wait for them to email you or txt you the next day and it will be considerably lower

It can come down to your job and area of course and if its garaged, ive also got a very low millage limit. Thing is you dont get much rougher than the area i live in so i dont understand it either

I had an 89 325i touring earlier in the year with them for £134.00 for the year

[sajad09]

That is seriously cheap for a tech 1 sport!!!

[325isporttech1]

That is seriously cheap for a tech 1 sport!!!

Yeah, The fact its a 325i sport doesnt make much difference it is a 23 year old classic car on a classic policy with limited millage

Try them yourself just dont ring them or they will rape you! And dont take the first quote that comes up, fill all your details in instead of doing the quick quote and wait for them to get back to you, worked for me so should work for everyone in theory.

[sajad09]

Would mine qualify for classic insurance? It's a 1994 on L Reg?

[Jim320i]

Just had a look now and it asked me if Ihad any ncb touse on this policy?

I thought I would try it with 4 years even though I havent got that... It went up by £200...


Makes no sense to me...

I really dont want to be paying more than £30 a month but loks like its gonna be more like £50 a month!

[ChrisE30sport]

posted something along these lines this morning under the sky thread ... this is the kind info i was after tho..sky pooped themselves at my postcode and refuse to cover people here(bradford),along with some manchester postcodes and some central london ones the guy told me

ill try these guys,best iv had so far was £900 but it wasnt a classic policy,anything under £600 will do for me

[325isporttech1]

Just had a look now and it asked me if Ihad any ncb touse on this policy?

I thought I would try it with 4 years even though I havent got that... It went up by £200...


Makes no sense to me...

I really dont want to be paying more than £30 a month but loks like its gonna be more like £50 a month!

I cant remember the ncb section tbh, i have none anyway as i dont tend to keep cars long. Should easily be able to get it for less than £50 a month. Have you tried confussed.com? Lancaster always used to come up as the cheapest on there by a considerable amount.

[GemE30]

http://www.barrygraingerinsurance.co.uk/car.php

Thats who I insure my 318i with, its £230 fully comp / £28 a month.

^^ I'm with them as well.

[ChrisE30sport]

also,is it an urban myth or can garages make your policy go up sometimes?
the theory being if you have a car with anti-theft devices of any sort the cover of a garage gives said tea-leaf time to "work" on getting round them as opposed to parked on a well lit street

[cube320]

they dont want proof of no claims on a classic policy, but i have 4 years

Yeah, The fact its a 325i sport doesnt make much difference it is a 23 year old classic car on a classic policy with limited millage Very Happy

Are your E30's your second cars, and do you have to be insured on a daily driver aswell?

[Raj_p]

Im with heritage and i pay £375 and i have 9 points, with three non fault accidents with claims made.

I live in bolton with a high risk code. I got quoted on my brothers 1.2 v reg corsa for £6600.00!!!!

[town325i]

I used Lancaster last year and got mine quoted for £360...

This year my cheapest quote is £375 with Sureterm direct.

Thats with no years no claims too as always been named driver or classic insurance...

Give them a try.

I use them and insure two car on a classic policy for that, Lancaster also do laid up cover too

[325isporttech1]

they dont want proof of no claims on a classic policy, but i have 4 years

Yeah, The fact its a 325i sport doesnt make much difference it is a 23 year old classic car on a classic policy with limited millage Very Happy

Are your E30's your second cars, and do you have to be insured on a daily driver aswell?

Only car at the moment but not for long....