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Insurance.....
Posted: Tue Jun 14, 2011 9:23 am
by ScottEgg
Hello Chaps,
Do any of you have any advice as to how to insure my track day car in the cheapest possible way. I only require cover for driving to and from trackdays (not on track). I normally do about 6 events per yer.
Thanks
Scott
Re: Insurance.....
Posted: Tue Jun 14, 2011 1:00 pm
by skyinsurance
You need to find a limited mileage policy
Re: Insurance.....
Posted: Tue Jun 14, 2011 1:17 pm
by mattrs
Or prehaps traders if your, over 25 and own more than 5 a year!
Re: Insurance.....
Posted: Wed Jun 15, 2011 9:47 am
by skyinsurance
mattrs wrote:Or prehaps traders if your, over 25 and own more than 5 a year!
Only if he is a trader. Far too many (non traders) run around with trader polices, when they claim they are usually asked for proof of trading, no proof - void claim.
Re: Insurance.....
Posted: Wed Jun 15, 2011 10:37 am
by mattrs
skyinsurance wrote:mattrs wrote:Or prehaps traders if your, over 25 and own more than 5 a year!
Only if he is a trader. Far too many (non traders) run around with trader polices, when they claim they are usually asked for proof of trading, no proof - void claim.
True, but you can be a part time trader and do just a few per year as long as you keep proof its fine.
Re: Insurance.....
Posted: Thu Jun 16, 2011 10:50 am
by UweM3
skyinsurance wrote:You need to find a limited mileage policy
I am in the same situation soon. Can you offer something?
Just need something which allows me to drive the car round the block and sometimes drive to the track and back. Most of the time I trailer.
Re: Insurance.....
Posted: Thu Jun 16, 2011 10:54 am
by ScottEgg
Got a qoute for £289 for annual cover limited to 2000 miles. Insurer is Reis. I'm still on the lookout tho!
Re: Insurance.....
Posted: Thu Jun 16, 2011 6:42 pm
by lugy
My car is on a limited mileage policy, 3k/year and I pay £330 with Heritage. That's with me being a young, immature 23 year old yob too

.
It also gives you track day cover, which is nice if you have a higher value car I guess!
Re: Insurance.....
Posted: Thu Jun 16, 2011 6:45 pm
by UweM3
ScottEgg wrote:Got a qoute for £289 for annual cover limited to 2000 miles. Insurer is Reis. I'm still on the lookout tho!
my car is quite a bit modified, that was giving me some trouble last time.
Re: Insurance.....
Posted: Thu Jun 16, 2011 7:04 pm
by mattrs
lugy wrote:My car is on a limited mileage policy, 3k/year and I pay £330 with Heritage. That's with me being a young, immature 23 year old yob too

.
It also gives you track day cover, which is nice if you have a higher value car I guess!
What sort over track cover does that include? Also whats the excess on/off the track?
Cheers
Re: Insurance.....
Posted: Fri Jun 17, 2011 1:42 pm
by m8782538
speak to adrian flux, they will cover on track use too but its not cheap by a long shot, but its like for like on modifications.