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Insurance!!!

Posted: Wed May 25, 2005 5:54 pm
by bazz780
hey guys.....

im new to the forum and want some advice on who would give me a goooooooooooooooood quote on a e30 325i. as ive just turned 25 i know it will be a bit high but any1 know of any insurance companys there with that would do it for a good price.

liverpool victoria quoted me 3500 smackers and thats just lil bit beyond my reach lol :wink:

thanks allot guys

jav

Posted: Wed May 25, 2005 5:57 pm
by Zayyan
Have you tried Confused?

Can't recommend it enough recently, if you haven't tried it give it a go :thumb:

Should be easy to get you a decent quote at your age :)

Posted: Wed May 25, 2005 6:06 pm
by SwirlyE30
Mate. My brothers paying about 2500 for a 2.5 sport, and i know people on here who are 19/18 with 2.5's. Hopefully they can chime in and let you know of a good company

Posted: Wed May 25, 2005 6:26 pm
by E30BeemerLad
Baz - welcome to the zone fella.

I recommend the usual specialist brokers like Adrian Flux, Greenlight, Herts insurance Consultants (HIC). I recently did shome shopping around as i'm with privilege and found Direct Choice (used to be called Taylor Price) the cheapest, they were Ԛ£50 less than Flux.

My mate who owned the car before me had fully comp on it for about Ԛ£300, he is 30.

I'm 30 and missus as a named driver who is 27, I was a very good boy and declared all the mods, even chip and cam and i estimated power at 200bhp, it was more than I expected at Ԛ£450 fully comp with full NCD.

If you have any mods done to the car then you are best using the specialist brokers I have mentioned above, plus any others that advertise in the likes of max power or any other mods magazines. Some of the direct insurers like Privilege, Admiral, Bell Direct may be competitive if no or very few mods.

Posted: Wed May 25, 2005 6:45 pm
by jmc330i
I was with HIC when my sport was on the road.
My last quote for it at 23 with 5yrs NCB was Ԛ£400ish tpft. That included lowered suspension, aftermarket alloys, performance exhaust and air filter- they cover all that as standard, but you must tell them if its fitted. That price also covered me to drive other vehicles as well.

You may be able to get cheaper cover if you shop round, but find out what extras it covers.

Posted: Wed May 25, 2005 7:07 pm
by A1BMW325iSport
i`m with privilege....

age 27, 7yrs NCB, 1987 325i, Ԛ£289 tpft

Posted: Wed May 25, 2005 7:07 pm
by TOURINGDADDY
Im wid elephant mate and its less than a monkey and im 26 with 325 tourin :D :D :D

Posted: Wed May 25, 2005 7:17 pm
by m1key
Admiral 0800 600 800 www.admiral.com
Adrian Flux 01553 777 240 www.adrianflux.co.uk
AON 01384 552 670 www.aon.com
A-Plan 0845 071 123 www.aplan.co.uk
AXA 0800 015 4292 www.axa-motor.co.uk
Bell Direct 0800 140 180 www.belldirect.co.uk
Bennetts 0990 202090 www.bennetts.co.uk
Bugdet 0800 028 9044 www.budgetinsurance.com
Catterall 01254 695 055 www.chris-thompson.co.uk
Churchill 0800 200 331 www.churchill.com
Cis 08457 464646 www.cis.co.uk
CoverSure (RallySure) 01829 733 880 www.dmatters.co.uk
Crowthorne Insurance 01344 771626 www.crowthorne.co.uk
Direct Line 0845 246 8701 uk.directline.com
Elephant 0870 6080668 www.elephant.co.uk
Endsleigh 0800 028 3571 www.endsleigh.co.uk
Footman 0121 651 6250 www.footmanjames.co.uk
Graham Sykes 0870 444 6319 www.graham-sykes.co.uk
Greenlight 01277 263 030 www.greenlight-insurance.co.uk
Keith Michaels 0181 642 7868 www.keithmichaels.co.uk
Liverpool Victoria 0800 514 514 www.liverpoolvictoria.co.uk
More Than 0800 072 4186 www.morethan.com
Motor Quote Direct 0800 48 44 33 www.motorquotedirect.co.uk
Nash Warren 0121 561 4484 www.nashwarren.co.uk
Norwich Union 0870 242 0800 www.norwichunion.com
Peart 0870 240 2972 www.peart.co.uk
Peoples Choice 0800 614 824 www.peopleschoice.co.uk
Performance Direct 08704 203896 www.performancedirect.co.uk
Privilege Insurance 0113 292 5555 www.privilege.com
Quinn Direct 0845 850 0845 www.quinn-direct.com
QuoteLine Direct 0870 444 0870 www.quoteline-direct.co.uk
RAC 0845 3000 755 www.rac.co.uk
Sainsburys 0800 032 0000 www.sainsburysbank.co.uk/insurance
Tesco's 0845 300 9900 www.tesco.com
The AA 0870 606 0483 www.theaa.com
Hastings Direct 0800 00 1066 www.hastingsdirect.com
Esure 0845 603 7873 www.esure.com
Halifax 0845 608 9913 carinsurance.halifax-online.co.uk
Eagle Star 08459 45 45 67 www.eaglestar.co.uk
Lloyds TSB 0800 056 3040 www.insurance.co.uk
Screen Trade 0800 435 207 www.screentrade.co.uk
Its4me 0870 0131 464 www.its4me.co.uk
The Insurance Centre 0709 2511050 www.theinsurancecentre.co.uk


is a few to get you started.

insurance

Posted: Wed May 25, 2005 7:22 pm
by dc
ive got classic insurance,Ԛ£180 pa,5k mileage allowance.
aon insurance 01384552788.

Posted: Wed May 25, 2005 7:25 pm
by samcoombes
19, 1yrs NCB

Ԛ£1600FC Ԛ£1100 TPFT....

'87 325 sport....

Posted: Wed May 25, 2005 7:25 pm
by samcoombes
oh, that's with churchill btw!

Posted: Wed May 25, 2005 10:07 pm
by Brianmoooore
One point to remember, if your car is in good nick and cherished like most of those on this forum, is, if you go for comprehensive insurance, to either have an agreed value, or the right to retain the salvage if it is written off.
On an ordinary policy, with the insurance co keeping the wreck, they will pay out peanuts for an E30, and they will write it off for almost insignificant damage.
OK for me, 'cause I get the chance to buy some of these wrecks. Best one was a 325SE in perfect condition (except for the dented rear wing), with loads of dealer invoices, almost full dealer service history, new discs and pads all round four months before, and an engine with a brand new head and cam fitted six weeks before.

Posted: Wed May 25, 2005 10:14 pm
by jamie325isport
Zayyan wrote:Have you tried Confused?

Can't recommend it enough recently, if you haven't tried it give it a go :thumb:

Should be easy to get you a decent quote at your age :)

Are you serious!!!!???? Im 27 3 years no claims the best quote they gave me was Ԛ£1100 the worst Ԛ£4800!!! 3rd paty fire and theft! i got it for Ԛ£555 full comp in the end. Just thought i would put my little bit in

Posted: Wed May 25, 2005 10:40 pm
by billgatese30
i'm only 18 with privilege for a 325i sport.

fully comp is only Ԛ£1850

Posted: Wed May 25, 2005 11:54 pm
by Zayyan
jamie325isport wrote:
Zayyan wrote:Have you tried Confused?

Can't recommend it enough recently, if you haven't tried it give it a go :thumb:

Should be easy to get you a decent quote at your age :)

Are you serious!!!!???? Im 27 3 years no claims the best quote they gave me was Ԛ£1100 the worst Ԛ£4800!!! 3rd paty fire and theft! i got it for Ԛ£555 full comp in the end. Just thought i would put my little bit in
8O 8O 8O

I was serious, they found me a quote fully comp with me as a named driver on 2nd year of driving for Ԛ£617 which I thought was very decent considering all other quotes had been about Ԛ£1k.

Maybe not then! :mad:

Who are you with Jamie? Might give them a try first :thumb:

Posted: Thu May 26, 2005 12:05 am
by twintrack
Bloody hell, some of these quotes are SCARY, 2500 for 1 years insurance !!
think I better get some quotes before I do anything else
I'm 24...I can see this being costly :oops:

Posted: Thu May 26, 2005 1:04 am
by Jhonno
i can insure a 325i for 900 in my name - 20 with 1yrs ncb

Posted: Thu May 26, 2005 1:37 pm
by Ziggy
twintrack wrote:Bloody hell, some of these quotes are SCARY, 2500 for 1 years insurance !!
think I better get some quotes before I do anything else
I'm 24...I can see this being costly :oops:
Chiiill Winston :cool: I'm 23, & pay Ԛ£300 (still tpft for a couple more months :eek: ) on a 325i convertible - 2 groups higher than a saloon! :D

Posted: Thu May 26, 2005 2:02 pm
by twintrack
:D
All is well, run a request through confused.com last night, 24, no NCB (but a named driver for 5 years with no claims), annual mileage of 10,000, best quote by FAR was Lancaster Insurance at 632 pounds !although I put the value of the car at 800 and the total excess was 895, higher than the value of the car 8O , but it's better than paying silly premiums when you might never claim anyway..IMO

Posted: Thu May 26, 2005 2:50 pm
by BrAdZ
hahaha

You really dont want to know what im paying being 18 with 0 ncb and 5 points :O

Posted: Thu May 26, 2005 2:51 pm
by TOURINGDADDY
Yeah we do!!!!!!!!!!

:lol: :lol: :lol: :lol: :lol: :lol: :lol:

Posted: Thu May 26, 2005 2:57 pm
by Zayyan
BrAdZ wrote:hahaha

You really dont want to know what im paying being 18 with 0 ncb and 5 points :O
18, a 320i convertible, and 5 points 8O

Go on, tell us :D

How'd you get the 5 points as well? :mad:

Posted: Thu May 26, 2005 3:15 pm
by BrAdZ
lol........ 2620 TPFT

5 points= caught doing 136.2mph on an empty duel carrageway at 3am on a sunday morning, by an unmarkd trafficpoilce car sitting on a bridge........ :cool:

this was in my old Capri by the way :P

Posted: Thu May 26, 2005 3:17 pm
by jamie325isport
Zayyan wrote:
jamie325isport wrote:
Zayyan wrote:Have you tried Confused?

Can't recommend it enough recently, if you haven't tried it give it a go :thumb:

Should be easy to get you a decent quote at your age :)

Are you serious!!!!???? Im 27 3 years no claims the best quote they gave me was Ԛ£1100 the worst Ԛ£4800!!! 3rd paty fire and theft! i got it for Ԛ£555 full comp in the end. Just thought i would put my little bit in
8O 8O 8O

I was serious, they found me a quote fully comp with me as a named driver on 2nd year of driving for Ԛ£617 which I thought was very decent considering all other quotes had been about Ԛ£1k.

Maybe not then! :mad:

Who are you with Jamie? Might give them a try first :thumb:
im with churchill now but have to be over 25

Posted: Thu May 26, 2005 3:22 pm
by Zayyan
BrAdZ wrote:lol........ 2620 TPFT

5 points= caught doing 136.2mph on an empty duel carrageway at 3am on a sunday morning, by an unmarkd trafficpoilce car sitting on a bridge........ :cool:
Ԛ£2620 isn't too bad, considering!

You'll be earning some NCB having it in your own name at least so it'll be a lot cheaper next year.

Fair play for getting to that speed....shame you didn't quite double the speed limit though! :mad:

What were you in at the time? :)

The police sitting on a bridge at 3am on a Sunday morning just proves it's done for money and not safety....lucky you'd not been out on a heavy drinking session on Saturday night though!

Jamie cheers for that, looks like I'll have to ring around everywhere then!

Posted: Thu May 26, 2005 3:43 pm
by Simon325i
Give HIC a try on 0845 1290 290. They are usualy pretty reasonable and are ok with mods and the guys there seem to know what you're talking about which always helps!

Posted: Thu May 26, 2005 3:58 pm
by BrAdZ
I was in my last toy :P

http://img.photobucket.com/albums/v214/ ... age215.jpg
http://img.photobucket.com/albums/v214/ ... ge2182.jpg



2lt Capri- fully stripped out...... very very tail happy!

Running:
2.1 pinto lump
Fast Road cam
All balanced and lightened
Ported, polished and big valve Head
Cossie Crank
Skimmed v6 pistons
Lightened flywheel
and twin 45's
Custom exhaust (straight through no boxes)
LSD

Running 187bhp @ 5710rpm

She was my baby :cool:

Posted: Thu May 26, 2005 4:04 pm
by TOURINGDADDY
Christmas came early 4 some 1

:D :D :D :D

Posted: Thu May 26, 2005 4:07 pm
by Zayyan
You've owned a 187bhp Capri and a 320i convertible and you're only 18 8O

How much was the insurance on the Capri? And why sell it for the cabby? :?

Posted: Thu May 26, 2005 4:30 pm
by BrAdZ
Zayyan wrote:You've owned a 187bhp Capri and a 320i convertible and you're only 18 8O

How much was the insurance on the Capri? And why sell it for the cabby? :?
capri insurance was 1600 fully comp :P classic car!

Well last summer i had a mint

Xr3i Cab http://img.photobucket.com/albums/v214/ ... 300044.jpg
(my first car), sold that to buy something diffrent...so went with the capri, did all the work on that etc, it was good fun to drive but it drank fuel Ԛ£40 to 120 miles max) was'nt very comfortable, and i decided i wanted another cabby and the bmw came up!

Oh yer and only being 18 :mad: I work my ass off to get the things i want! it pays off working 5 days a week, working untill late everynight!

Posted: Thu May 26, 2005 4:32 pm
by Zayyan
187bhp for Ԛ£1600 fully comp.....awesome :mad: :drool:

Nice Xr3i too, was that on classic insurance as well?

Posted: Thu May 26, 2005 4:43 pm
by BrAdZ
Zayyan wrote:187bhp for Ԛ£1600 fully comp.....awesome :mad: :drool:

Nice Xr3i too, was that on classic insurance as well?
Yep both were with lancaster insurance

Posted: Thu May 26, 2005 4:49 pm
by Zayyan
Were all mods declared for the Capri?

If so and you paid Ԛ£1600, a mutant 2002 (in orange of course) might be a plan :mad:

Posted: Thu May 26, 2005 4:54 pm
by BrAdZ
only declaired Lowering & wheels

never got round to doing the rest..... i should of i know :oops:

Posted: Thu May 26, 2005 4:57 pm
by Jhonno
jamie325isport wrote:
Zayyan wrote:
jamie325isport wrote:
Are you serious!!!!???? Im 27 3 years no claims the best quote they gave me was Ԛ£1100 the worst Ԛ£4800!!! 3rd paty fire and theft! i got it for Ԛ£555 full comp in the end. Just thought i would put my little bit in
8O 8O 8O

I was serious, they found me a quote fully comp with me as a named driver on 2nd year of driving for Ԛ£617 which I thought was very decent considering all other quotes had been about Ԛ£1k.

Maybe not then! :mad:

Who are you with Jamie? Might give them a try first :thumb:
im with churchill now but have to be over 25
eh? they quoted me on a 325i n im 20.. one of the cheapest as well...