E30 Zone

Likely to have an insurance claim coming up after someone ran into my rear wheel and destroyed the wheel, trailing arm and rear subframe. Any estimates on what someone on the zone would pay for the car shown in the link below? It's looking cleaner now, having been intensively cleaned up. Just want to know what ballpark figure I should be aiming for in write-off claim before buying it back and repairing it.

Would really appreciate help as I'm a bit miserable

Since that list of stuff, it's had a new blue temp sender, new rear-subframe bushes, new rear shocks, and a new brakelight microswitch

http://www.e30zone.net/modules.php?name ... ic&t=62473

link?

ahh > you work fast.

munky30 wrote:link?

ahh > you work fast.

So do you - I had that link up within about 5 seconds! As fast as I could refresh the page anyway lol

You need to edit the link to .net from .co.uk. It comes up as restricted area.

The problem you've got is that a 4-door 320i isn't a desirable model, no matter how nice it is...

Try very hard to get the money out of the person that drove into you, & if you can't get enough to pay the (frankly ridiculous) garage price for it, do it yourself. Sure there's plenty of willing hands about to help...
I don't think claiming on the insurance will be worthwhile for you.

Ziggy wrote:The problem you've got is that a 4-door 320i isn't a desirable model, no matter how nice it is...

Try very hard to get the money out of the person that drove into you, & if you can't get enough to pay the (frankly ridiculous) garage price for it, do it yourself. Sure there's plenty of willing hands about to help...
I don't think claiming on the insurance will be worthwhile for you.

Hard cos I trust the garage, and they're going to the trouble of sourcing second hand parts for me, rather than new ones, and I got the car in at 10 minutes notice. And I hopefully won't be paying. They are good guys - when they've had second-hand parts lying around before, they've put them on for free. It just is quite a big job and I don't have anywhere to do it, and I need the car back soon, and I don't have the time to find the parts myself.

I know 4dr 320i's aren't that desirable, but will the insurance company? I'm hoping they'll see the decent level of maintenance, the leather seats etc and give a decent price.

So what do people think it's worth (undamaged)? £800? £1000?

Unfortunatly I doubt an insurers value of this vehicle would be much if anything over £500. There are plenty of these insurance threads about, people arn't getting much for them.

Mate undamaged, £500 would be fair, You should be able to pick up another one for less than £800

But I want this one **throws teddy out of pram**

Well thanks for the opinions so far, anyone prepared to go higher than £500? Really shocked by that. Anyway, I'm hoping that the money I've spent on repairs will count for something if it's assessed by the insurers.

Firefly2005 wrote:But I want this one **throws teddy out of pram**

Well thanks for the opinions so far, anyone prepared to go higher than £500? Really shocked by that. Anyway, I'm hoping that the money I've spent on repairs will count for something if it's assessed by the insurers.

What til pete and jon b give you their appraisal of 4 door 320i's

Firefly2005 wrote:But I want this one **throws teddy out of pram**

Well thanks for the opinions so far, anyone prepared to go higher than £500? Really shocked by that. Anyway, I'm hoping that the money I've spent on repairs will count for something if it's assessed by the insurers.

Insurers'll offer you book price, which will be p1ss poor - but it's definately do-able yourself... get Jon to lend a hand / some tools (& some space even). I'll be up at his next weekend so I may even have a chance to help!

Or failing that you'll be able to source the parts for notalot & you'll be able to get a better quote from a garage for sure. I'd concentrate on trying to get the cash first...

Ziggy wrote:

Firefly2005 wrote:But I want this one **throws teddy out of pram**

Well thanks for the opinions so far, anyone prepared to go higher than £500? Really shocked by that. Anyway, I'm hoping that the money I've spent on repairs will count for something if it's assessed by the insurers.

Insurers'll offer you book price, which will be p1ss poor - but it's definately do-able yourself... get Jon to lend a hand / some tools (& some space even). I'll be up at his next weekend so I may even have a chance to help!

Or failing that you'll be able to source the parts for notalot & you'll be able to get a better quote from a garage for sure. I'd concentrate on trying to get the cash first...

Good advice Ziggy - have I met you in real life yet? You confused the hell out of me when you mentioned the wing mirror! So you're the guy who gave it to Jon who gave it to me... all makes sense now. Will look into it. Definitely money first then. And then pocket it and do the work myself, or just let the garage do it... more flexibility then. Feeling a bit better now...

Firefly2005 wrote: Good advice Ziggy - have I met you in real life yet? You confused the hell out of me when you mentioned the wing mirror! So you're the guy who gave it to Jon who gave it to me... all makes sense now. Will look into it. Definitely money first then. And then pocket it and do the work myself, or just let the garage do it... more flexibility then. Feeling a bit better now...

Nope - never met ya, so I thought it may confuse you a bit!

Just get as much money as you can - the £700 quote, combined with accepting say £500 should show you're being reasonable, as well as being less than they'd end up forking out in insurance / excess... & you'll easily be able to sort it for that

Likely to have an insurance claim coming up after someone ran into my rear wheel and destroyed the wheel, trailing arm and rear subframe. Any estimates on what someone on the zone would pay for the car shown in the link below? It's looking cleaner now, having been intensively cleaned up. Just want to know what ballpark figure I should be aiming for in write-off claim before buying it back and repairing it.

Do not go through your insurance - go through hers as she has admitted liability

A similar thing(ish) happened to me late 2005 - what follows is my first letter to her insurers




My Address

13th December 2005

Her Insurers address

Dear Sirs,

Policy Reference:The other parties policy number

On Monday 12th December at approx 13:00 hours Miss ****** of *************, who is covered by the above referenced policy, whilst driving her vehicle (Red Vauxhall Astra 1.6i Estate: Registration ******), struck my vehicle causing damage to the front left wing, lower valence, headlight surround and bumper while trying to exit Sainsbury's car park in Broadstairs, Kent. (see attached photographs).

My vehicle is a metallic silver BMW 320i, registration F******.

The collision occurred as Miss *****, on approaching what is effectively a T junction which exits onto the main access road within the car park, panicked when she saw my car in front of her and stepped on the accelerator rather than the brake thus crossing the white stop line and colliding with my vehicle.

I had seen her approach at speed and had applied my brakes immediately prior to the collision

Miss ***** has confirmed to me (and to yourselves) that she is totally at fault and claims full liability for all subsequent repair and other related costs.

The vehicle will be available for your inspection at my home address from Friday16th December 2005 onwards.

I would point out that I am eager to get this matter resolved quickly and if you declare the vehicle uneconomical to repair I would be prepared to purchase the vehicle from yourselves as part of the settlement.

I look forward to your early reply.

Yours faithfully,

Me


It took a further letter along the same vain and a few phonecalls to her insurer's call centre to get their first offer - They offered £750 for me just to go away


Try it and see what happens


If you go through your own insurers then you will have registered a claim.

By going through hers then it will not affect your ncd but remember to tell yours afterwards.


Round 2 was the related costs - took a bit longer but they paid up another £600.



All is not lost

HTH

boomer wrote:

Likely to have an insurance claim coming up after someone ran into my rear wheel and destroyed the wheel, trailing arm and rear subframe. Any estimates on what someone on the zone would pay for the car shown in the link below? It's looking cleaner now, having been intensively cleaned up. Just want to know what ballpark figure I should be aiming for in write-off claim before buying it back and repairing it.

Do not go through your insurance - go through hers as she has admitted liability

A similar thing(ish) happened to me late 2005 - what follows is my first letter to her insurers




My Address

13th December 2005

Her Insurers address

Dear Sirs,

Policy Reference:The other parties policy number

On Monday 12th December at approx 13:00 hours Miss ****** of *************, who is covered by the above referenced policy, whilst driving her vehicle (Red Vauxhall Astra 1.6i Estate: Registration ******), struck my vehicle causing damage to the front left wing, lower valence, headlight surround and bumper while trying to exit Sainsbury's car park in Broadstairs, Kent. (see attached photographs).

My vehicle is a metallic silver BMW 320i, registration F******.

The collision occurred as Miss *****, on approaching what is effectively a T junction which exits onto the main access road within the car park, panicked when she saw my car in front of her and stepped on the accelerator rather than the brake thus crossing the white stop line and colliding with my vehicle.

I had seen her approach at speed and had applied my brakes immediately prior to the collision

Miss ***** has confirmed to me (and to yourselves) that she is totally at fault and claims full liability for all subsequent repair and other related costs.

The vehicle will be available for your inspection at my home address from Friday16th December 2005 onwards.

I would point out that I am eager to get this matter resolved quickly and if you declare the vehicle uneconomical to repair I would be prepared to purchase the vehicle from yourselves as part of the settlement.

I look forward to your early reply.

Yours faithfully,

Me


It took a further letter along the same vain and a few phonecalls to her insurer's call centre to get their first offer - They offered £750 for me just to go away


Try it and see what happens


If you go through your own insurers then you will have registered a claim.

By going through hers then it will not affect your ncd but remember to tell yours afterwards.


Round 2 was the related costs - took a bit longer but they paid up another £600.



All is not lost

HTH

From seeing previous insurance threads I'd learnt not to register a claim through my own insurer. I have notified them though, but told them I may drop it if she wants to keep it out of insurance. At present I'm not allowed to call her parents - she won't give me the number. She seems to be nervous about telling her parents she caused £700 of damage to a parked car I can understand that I suppose. Apparently they're going to ring me before 5:00.

Thanks for that letter - that's a really good one, will probably (if I need to) take that and adapt it, sounds very professional.

Is she a hottie??

blatantarrogance wrote:Is she a hottie??

Yeah thats a hell of a lot of payment in kind!

march109 wrote:

blatantarrogance wrote:Is she a hottie??

Yeah thats a hell of a lot of payment in kind!

It's a bargaining tool to help 'smooth' th transaction!!!!

sorry!

If my girlfriend's a 9 on a scale of 1 to 10, she's about 4.5. So no, I'm not interested - probably catch an STI. Wouldn't mind someone to do my cooking and cleaning though...

Getting BMW to quote me a dealership price to do it with new parts, so that should be interesting. Thought it might help the negotiations... will come back when they ring me back

10 being the most or the least?

and referring to your missus now.......

Firefly2005 wrote:Getting BMW to quote me a dealership price to do it with new parts, so that should be interesting. Thought it might help the negotiations... will come back when they ring me back

Munich legends might be a better quote for you.

march109 wrote:10 being the most or the least?

and referring to your missus now.......

£1800 to have the trailing arm and cross-member replaced. Don't think that'll be happening there, but should give me ammunition

And 10 was the most - and no I don't think I'll be putting up photos of her for your pleasure - though I'm sure you'd love some of the ones I've got of her

Firefly2005 wrote:Thanks for that letter - that's a really good one, will probably (if I need to) take that and adapt it, sounds very professional.

Feel free,

I have many more

This is a full list of everything the car's had done to it apart from a couple more oil changes. Do you reckon it will add anything to the value?





Oh and I've realised I've forgotten to include an Mtec1 steering wheel, gear stick, and full sports mint beige leather interior aswell...

Opinions really appreciated - please put the fact it's a 320i to the back of your mind, as the insurance evaluator won't be so bothered about that I don't think. Just wondering if the maintenance records I've got will help my case.

And please don't comment on the prices I've been charged from garages - there have been times I've been too busy or not good enough to do jobs myself so had to take the shorter, more expensive option.