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Carole Nash Insurance Beware!!!

Posted: Wed Oct 11, 2006 2:48 pm
by lozwilson
OK, so got a quote from Carole Nash for classic car insurance on my 1990 325 auto cab.

Ԛ£206 fully comp, agreed value, 6,000 miles a year. Thought, not bad.

That was May this year - 2006.

So phoned 'em up today, same details, nothing changed... quess what the premium has suddenly gone up by Ԛ£146, in a few months, to Ԛ£352.

That's a massive 73% in less than 5 months.

So... does anyone use any other insureres for classic cars that are a bit more reasonable.

Cheers.

Re: Carole Nash Insurance Beware!!!

Posted: Wed Oct 11, 2006 2:52 pm
by nwmlarge
why not ring them back this afternoon lol

Posted: Wed Oct 11, 2006 2:56 pm
by lozwilson
Great idea. Will do :-)

Re:

Posted: Wed Oct 11, 2006 3:03 pm
by orangecurry
HIC Herts Insurance Consultants will do the E30 as a classic

obviously not knowing your age/location/history means I can't compare your insurance quote with mine :D

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Posted: Wed Oct 11, 2006 3:10 pm
by tonyppe
i would lend you my time machine, but then you would only go back and steal it off me. and i cant have that now! :mad:
thats why they say quotes are valid for 30 days only...? so insurance is like house prices now days..
we should all mass-emigrate to may be texas, where the pop. density is about 20 people per square mile :mad: and fuel is 25p per litre :mad: and you can have any car you want. we would all have v12 e30s, and you could half have the engine in, with all front grill taken off, and no windscreen and still be legal to drive it around

Re:

Posted: Wed Oct 11, 2006 3:16 pm
by orangecurry
but you'd be surrounded by americans doing 55mph

nah

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Posted: Wed Oct 11, 2006 3:22 pm
by nwmlarge
have you tried greenlight they have always been very cheap for car's for me and indeed for any mods to the cars

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Posted: Wed Oct 11, 2006 3:49 pm
by stuartgallafant
where were you about 2 months ago???

Norwich Union, Britains largest insurance underwriter, raised there rates by 16%, in order to "combat" people who fail to insure there cars (where they got there logic from, i'm not sure?! maybe Bush helped 'em out!!)

anyway, in due course, every other insurance company/underwriter also raised there premiums to follow suite, some premiums being a ridiculous 40% higher for, you guessed it, YOUNG MALE DRIVERS...

and that is why insurance is gay. one day, EVERYBODY in England will boycote insurance

Re:

Posted: Wed Oct 11, 2006 3:55 pm
by tonyppe
i asked for one of the insurers listed here, to send me proof of my no claims (1 yr) when i recieved it it had more than one years on there :D
(stu, cheers for the help earlier, i didnt know you on here, was the same stuart i had in my phone book :p )

Re:

Posted: Wed Oct 11, 2006 4:29 pm
by nwmlarge
stuartgallafant wrote:where were you about 2 months ago???

Norwich Union, Britains largest insurance underwriter, raised there rates by 16%, in order to "combat" people who fail to insure there cars (where they got there logic from, i'm not sure?! maybe Bush helped 'em out!!)

anyway, in due course, every other insurance company/underwriter also raised there premiums to follow suite, some premiums being a ridiculous 40% higher for, you guessed it, YOUNG MALE DRIVERS...

and that is why insurance is gay. one day, EVERYBODY in England will boycote insurance
its to pay for the claims that people put in for that are hit by uninsured drivers

Re:

Posted: Wed Oct 11, 2006 4:29 pm
by stuartgallafant
that'll be the one tony!! no worries...

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Posted: Wed Oct 11, 2006 5:23 pm
by 325iRon
Just renewd my insurance with Carole Nash last year it was Ԛ£254 this year Ԛ£264 and my excess is down from Ԛ£250 to Ԛ£200. Thats on a classic insurance on 1990 325i Sport.

Ron

Re:

Posted: Wed Oct 11, 2006 6:00 pm
by gilb
ha lucky you lot im payin Ԛ£1500 with no points and 1yrs no claims on a 320 auto at 20 so how old are you all?

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Posted: Wed Oct 11, 2006 6:07 pm
by tomtomiS
Ԛ£450 fully comp on an 89 325i touring with 2 yrs ncb, im 27. and my other half as a named driver, she has 6 points , so i think we had a result

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Posted: Wed Oct 11, 2006 8:17 pm
by Frenchy
Old Twat here !! 318Is on an agreed value limited mileage Heritage Insurance Ԛ£179 fully comp there are some good things about being old !!!(44)

Posted: Thu Oct 12, 2006 9:32 am
by lozwilson
OK, I've tried Heritage (cheers Frenchy) they quoted Ԛ£315 for 5,000pa fully comp agreed value.

As an old git with clean everything this still sounds a little on the high side of high.

I'll try a few of the others.

Thanks for all the posts.

Loz

Posted: Thu Oct 12, 2006 10:48 am
by lozwilson
As per NWMlarge's suggestion I have called Carol nash back and started the whole process from scratch.

On a classic policy with Chauser they quoted me Ԛ£354.15 (up a bit more from yesterday.

They also gave me a quote on a normal 'modern' policy with Alliance Cornhill of Ԛ£267.32.

This is the best so far.

Loz

Re:

Posted: Thu Oct 12, 2006 11:56 am
by nwmlarge
they are fucking nutters
have you tried confused.com i found them to be very low

my 306 d - turbo 97 was like 750 with elephant 3pft

with yes insurance found via confused its 249 3pft

thats with 4ncb and a 6 month sp60 driving ban

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Posted: Thu Oct 12, 2006 12:03 pm
by MadE30mike
Im with Elephant on my Sport ,Fully comp,3years ncb - Ԛ£700 n im 21

Ԛ£700 tpft to insure the bike tho

Posted: Fri Oct 20, 2006 4:51 pm
by lozwilson
...just to finish the story off...

Got back to privalage after they quated me Ԛ£351 (and after I re-read the small print that says I've only got 2 years ncb - not full - got full ncb on the 3i8iS)...

...and because I've already got a car insured with them they would kindly reduce the renewal down to, wait for it... Ԛ£190. winkeye

And that's for 10k miles pa.

All in all not a bad result.

Many thanks to everyone for insurance co names. I'll file'em away for next year.

Cheers

Re:

Posted: Fri Oct 20, 2006 5:37 pm
by StuBeeDoo
nwmlarge wrote:its to pay for the claims that people put in for that are hit by uninsured drivers
It's also to pay for fraudulent claims, for solicitors fees on "no win - no fee" claims and for the booming compensation claims market.
Insurance is a total rip-off, don't get me started!