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Classic insurance policy?

Posted: Mon Sep 25, 2006 9:07 pm
by lowey
If I buy a 1989 325i SPORT and do only 6k miles every year back and forth to work, will I be able to insure the car on a classic policy?

Any recommendations?
How much will cost?


:D

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 9:15 pm
by topspark
Yes , you will be able to insure on a classic policy. Shop around i have a one off combined policy which covers me for my daily driver (pug 306 TD ) and my BM , but obviously both cars cannot be driven at the same time. Im insured with Lancaster classic insurance. But i would suggest shopping around.
There are a few different companies around. For my policy which covers both cars i paid Ԛ£330 last year.
Obviously postcode and driver age make a difference to cost.
Im 38 :eek: :eek: :eek: so its cheaper for me. !!

lee

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 9:19 pm
by lowey
Yeah, I'm 37 and 10 months!!!! so nearly 38...!

I can't wait to get rid of my MG ZS 180 and get a proper car again - anybody fancy it????

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 9:22 pm
by topspark
MG ... :puke: :puke: :puke: .LOL
good luck with the return to proper motoring :) :) :)

lee

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 9:36 pm
by lowey
Yeah I've sinned!
But I've seen the error of my ways. I used to own a Lachs Silver sport, since then many other Beemers. But none were ever as good as the SPORT!!!

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 10:19 pm
by skidlidsid
I'm with Carole Nash on classic insurance, i pay Ԛ£180 fully comp.

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 10:24 pm
by E30Mark
Some insurance companies will only insure your car as a classic if it is garaged :? and you have another car for everyday use....

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 10:28 pm
by stuartgallafant
carole nash wanted Ԛ£2000 for my iS!!! i only pay Ԛ£600 now!!

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 10:42 pm
by reddevil
E30Mark wrote:Some insurance companies will only insure your car as a classic if it is garaged :? and you have another car for everyday use....
I found this too, gave up looking in the end and now pay Ԛ£500+ with Elephant, only used to pay Ԛ£560 on my E46 320d Sport.....EEEKKKK.

Red D

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 10:51 pm
by jon_pure_british
at my age im considered to be some sort of bastard behind the wheel of my bmw,

and they're right

so i pay lots

:(

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 10:55 pm
by Turbo-Brown
Got my first ever insurance policy with a company called Peter Best on the GT6 when I was 19.

Everyone else wanted about Ԛ£1500 or Ԛ£2k, they relieved me of Ԛ£209!

Worth a try! :)

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 10:56 pm
by E30Mark
Jon, move out of Essex mate!

I used to live in Essex, had a 323i convertible. Moved to Wiltshire :? and paid less FC in wilts than i was paying tpft in Essex...

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 11:07 pm
by jon_pure_british
i cant leave!

i live here lol

Re: Classic insurance policy?

Posted: Mon Sep 25, 2006 11:12 pm
by E30Mark
I left........

Now live in Doooooooooorset, even cheaper insurance here! Ԛ£200 FC on my old 318iS winkeye

Posted: Tue Sep 26, 2006 1:33 am
by squeal
i'm also looking for a classic policy on my 'is',however bein in glasgow and 22 has its downfall-has anyone any recommendations-at the moment elephant want 513 tpft.this being my second car as i use my 328i sport and my van regularly.

Re:

Posted: Tue Sep 26, 2006 10:57 am
by reddevil
I think the biggest problem is when it's your only car and everyday drive, that's why I gave up, you should be able to get better than that though Squeal.

Red D

Re:

Posted: Tue Sep 26, 2006 1:22 pm
by cliffybabe
I pay Ԛ£346 for fully comp classic insurance with a millage allowance of 5000 a year, The policy has a value of 5000grand and also has no access on windscreens winkeye

Re:

Posted: Tue Sep 26, 2006 1:27 pm
by dazleeds
cliffybabe wrote:I pay Ԛ£346 for fully comp classic insurance with a millage allowance of 5000 a year, The policy has a value of 5000grand and also has no access on windscreens winkeye
who,s that with cliffy

gotta sort the sport out soon
do they give an agreed value in the event of a loss etc??

bit scarey piling cash into the car knowing that if the worst ever happened they could bend me over and head for major financial penetration :cry:

Re:

Posted: Tue Sep 26, 2006 1:32 pm
by cliffybabe
dazleeds wrote:
cliffybabe wrote:I pay Ԛ£346 for fully comp classic insurance with a millage allowance of 5000 a year, The policy has a value of 5000grand and also has no access on windscreens winkeye
who,s that with cliffy

gotta sort the sport out soon
do they give an agreed value in the event of a loss etc??

bit scarey piling cash into the car knowing that if the worst ever happened they could bend me over and head for major financial penetration :cry:
Its through peter best, Yeah when i took the policy its just classic and the value stands and what you agree, i think over a certain value you have to get someone out to agree the value

Re:

Posted: Tue Sep 26, 2006 1:34 pm
by dazleeds
cool

mine aint worth a fortune but im sure when im done itll be more than average payout they stitch people up with
would certainly be in tears if they offered a measly 500quid :cry:

Re:

Posted: Tue Sep 26, 2006 1:36 pm
by cliffybabe
Daz its like everything else mate if you lost ur motor u loose the history it had part on it etc etc etc and you need to know that if you did loos eit you could replace what you have ie the history conditio etc

Re:

Posted: Tue Sep 26, 2006 11:30 pm
by squeal
can anyone recommend classic insurance companies?? :idea:

Re:

Posted: Tue Sep 26, 2006 11:36 pm
by DaveD
norton insurance gave me a good quote last year...7500m and agreed value Ԛ£280 ...i am old and decrepit and drive slowly

Re:

Posted: Wed Sep 27, 2006 8:11 am
by alane
im with heritage classic insurance 325i conv 1989 agreed value ,limited to 5000 miles a year 250Ԛ£

Re:

Posted: Thu Sep 28, 2006 1:27 pm
by paulg390
I use Adrian Flux and AON... worth giving them a call.

Re: Classic insurance policy?

Posted: Thu Sep 28, 2006 9:03 pm
by stuartgallafant
jon_pure_british wrote:at my age im considered to be some sort of bastard behind the wheel of my bmw,

and they're right

so i pay lots

:(
FPMSL :lol: