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Insurance on a 325 Sport
Posted: Fri Mar 11, 2005 11:08 am
by Adammcf
I called this morning to get the insurance ready for when I get a Sport. After giving the details I sat on hold for over 5 mins patiently waiting but getting more and more nervous incase something went wrong.
They finally came back and gave me bad news saying that my current insurers wont insure me on a 325 Sport until Im 30 even though I have 7 years no claims and the car is garaged etc.
I said that was no good and asked what else I could do so Im going to have to cancel my current policy and take out a new one. I got a new quote and its Ԛ£70 cheaper to insure the BMW than the Astra GSI! I lose 7 months no claims but that wont make much difference.
Roll on saturday.

Posted: Fri Mar 11, 2005 11:14 am
by Jhonno
nice one!!
bit odd they wont insure you tho!! I could get insurance for the same Ԛ£Ã”šÃ‚£ as a normal 325i on a sport and thats at 20 with 1yrs ncb and the car on the drive!! Insurance doesnt make sense does it?!!
Who were your insurers?
Posted: Fri Mar 11, 2005 11:31 am
by Adammcf
Yeah insurance is a messed up world.
I could insure a Subaru Legacy with full Impreza WRX running gear and interior etc for 400 less than the Astra when I was in NI.
Im with Performance Direct at the minute. Theyre pretty decent so far and willing to help so Im gonna stick with them.
Posted: Fri Mar 11, 2005 12:58 pm
by E30Charlie
I used 2 be with performance direct until egg offered me fully comp at the same price as tpf&t with performance direct!
Thats crazy that they wont insure u till ur 30 though! im 23, have 9 points and a years no claims and i dont have any problem....

Posted: Fri Mar 11, 2005 1:02 pm
by jmc330i
Yeah that is crazy

I was 21 when I got my Sport and it only cost Ԛ£120 more to insure than the Cav SRi that i had at the time.
Posted: Fri Mar 11, 2005 1:17 pm
by Karan
tesco! they do everything these days dont u know!
seriously try em, and once uve been with them for a yr... they really drop the premiums!
Karan
Posted: Fri Mar 11, 2005 1:32 pm
by Adammcf
I might have a little shop around tonight on my late shift at work and see.

Posted: Fri Mar 11, 2005 6:34 pm
by 6potWil6pot
I was with Privilege and they refused to insure me on my current M50 325i, said i needed to be over 25 etc etc. I laughed at them and cancelled the policy on the spot, gave up a whopping 9 months of a policy tho.

losers they were!

Posted: Fri Mar 11, 2005 8:08 pm
by Jhonno
Its cause Privilege are underwritten by Direct Line.. Who are pants If i'd have known before i went with them i'd have not gone with them
Posted: Fri Mar 11, 2005 8:11 pm
by Simon13
i was only ever told that i had to be 21 by most insurers for a sport HIC i'm with they insure anyone! especially good on mods anything non performance is free just phone and tell them
Posted: Fri Mar 11, 2005 9:10 pm
by Adammcf
I got a quote online from Tescos for 650 which was good but it says the car has to be standard. Same for HIC?
Posted: Fri Mar 11, 2005 9:18 pm
by jmc330i
HIC will cover lowered suspension, performance exhaust, air filter and aftermarket wheels as standard, just make sure you tell them tho.
Bought a sport today!
Posted: Sat Mar 12, 2005 9:58 pm
by Adammcf
I cancelled my policy and took out a new one today with Tescos.

Posted: Sat Mar 12, 2005 10:50 pm
by Karan
big up tescos!!
Karan