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Classic car insurance

Posted: Sat Mar 04, 2017 11:24 am
by E30_KIID
Hello everyone, it has been a while since I last logged in on here! And I am back in need of some advice. I am planning to put my car back on the road this year and having real problems finding an insurer that will touch me.

The car is a 320is (which no insurer can bloody find)with several modifications. I have had laid up insurance with Adrian flux for the last four years, and to put it back on the road they want nearly £1000.

I have just got off the phone to hastings, and they won't touch me because of the mods.

Can anyone recommend any good classic car insurers? A huge thank you in advance.

Re: Classic car insurance

Posted: Sat Mar 04, 2017 11:52 am
by greg124
I have mine insured with Hagerty, or maybe it's Hegerty.
They seem very reasonable, but my cars are not modified.

Re: Classic car insurance

Posted: Sat Mar 04, 2017 1:08 pm
by magpie
just got my modified classic insurance renewal £150 for the year , last year was £280

:woohoo: :burn:

Re: Classic car insurance

Posted: Sat Mar 04, 2017 2:14 pm
by E30_KIID
I tried Hagerty but because I am under thirty they won't insure me. I have done a quick search on gocompare and only one insurer will flux direct will insure me.

For £1005 8O 8O

Re: Classic car insurance

Posted: Sat Mar 04, 2017 4:23 pm
by martauto
magpie wrote:just got my modified classic insurance renewal £150 for the year , last year was £280

:woohoo: :burn:
Who was that from please?

Mart.

Re: Classic car insurance

Posted: Sat Mar 04, 2017 4:28 pm
by StuB
Mine is with Footman James, used them for various old cars over the years and always been happy with the service. I seem to recall when I first bought my E30 and I was just under 30 (a decade ago!) that FJ wouldn't cover it and I went with Lancaster who would.

Re: Classic car insurance

Posted: Sat Mar 04, 2017 6:06 pm
by TriggerFish
A-Plan were good for me when others would get funny about the modifications.

Re: Classic car insurance

Posted: Sat Mar 04, 2017 10:07 pm
by sadham
I'm with classic line insurance for around £300 a year with a few mods. I'm 26 and have used them for 2 years. I find it's always best to call rather than check online:01455 639 000

Re: Classic car insurance

Posted: Mon Mar 06, 2017 5:48 pm
by E30_KIID
Thank you all for your replies, it is much appreciated. I have gone with Lancaster, who offered my fully comp for just over £400. All mods stated and an agreed valuation. I could recommend them more!

Re: Classic car insurance

Posted: Mon Mar 06, 2017 6:27 pm
by 318TOM
I'm 18 and to get insured on my 318i its £2.5k+, I really think its shocking how much insurance companies decimate young car enthusiast over nowadays.

Re: Classic car insurance

Posted: Mon Mar 06, 2017 8:03 pm
by SAP1
I'm 20 and can't find a classic car policy that will insure me. Even though I drive and own another car :mad:

Re: Classic car insurance

Posted: Mon Mar 06, 2017 8:17 pm
by Sanchez
You need to be 25+ for most classic polices.

Re: Classic car insurance

Posted: Wed Mar 08, 2017 10:27 pm
by Alr
StuB wrote:Mine is with Footman James, used them for various old cars over the years and always been happy with the service. I seem to recall when I first bought my E30 and I was just under 30 (a decade ago!) that FJ wouldn't cover it and I went with Lancaster who would.
FJ also offer discounts to BMW Car club U.K. Members
I had to call them rather than an on line quote for insurance on my e30, but they were very good.

Re: Classic car insurance

Posted: Wed Mar 08, 2017 10:52 pm
by drakesmith
Problem with footman James classic car insurance, you don't keep your N\C bonus if that is your only car. And they don't give you N/C bonus on classic cars.

Graham skyes, was with for 4yrs changed to Adrian flux.

Get a quote from them.

Read the small print. Many people don't and get done when the shit hits the fan...

Re: Classic car insurance

Posted: Wed Mar 08, 2017 11:12 pm
by SAP1
Sanchez wrote:You need to be 25+ for most classic polices.
Even as a named driver? On a classic car policy?

Re: Classic car insurance

Posted: Thu Mar 09, 2017 2:13 am
by ChrisHC
SAP1 wrote:I'm 20 and can't find a classic car policy that will insure me. Even though I drive and own another car :mad:
Have you tried Lancaster? I saw the other day that they were saying they could insure drivers of all ages for one classic car club.

Re: Classic car insurance

Posted: Thu Mar 09, 2017 12:58 pm
by SAP1
ChrisHC wrote:
SAP1 wrote:I'm 20 and can't find a classic car policy that will insure me. Even though I drive and own another car :mad:
Have you tried Lancaster? I saw the other day that they were saying they could insure drivers of all ages for one classic car club.
Ooh ok might be worth a call. Is it on there website??

Re: Classic car insurance

Posted: Thu Mar 09, 2017 7:57 pm
by ChrisHC

Re: Classic car insurance

Posted: Thu Mar 09, 2017 8:12 pm
by SAP1
Haha can only see them doing that for Morris Minors

Re: Classic car insurance

Posted: Fri Mar 10, 2017 10:59 am
by satan16v
I had mine insured on a classic policy with lancaster, insured for 3 years - awarded 1 yrs ncb

Needless to say I've not renewed, especially as their renewal quotes are 50% more than the likes of performance direct