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new member needing info!!

Posted: Wed Feb 16, 2005 12:40 pm
by makaveli
hi im new to the board,
ive just passed my test and am currently driving a fiesta :eek: and i love the E30. I was just wondering is it viable for me to get a 316i for my second car, and will insurance companies actually insure me? if so anyone have a rough guide on how much third party on it would be? Cheers.

Posted: Wed Feb 16, 2005 12:44 pm
by Kedge
Just try getting some qoutes of the internet www.confused.com is a good start. You should be able to get insured on it, but you may as well get rid of the fiesta and have the E30 as your main car so your not paying out for two cars.

Good luck.

Posted: Wed Feb 16, 2005 3:32 pm
by 320Touring
dude, fiestys are not the way forward!!!

get a 316i-as long as your postcode is ok shouldnt be much over 600 for 3pft (third party fire and theft)

confused.com is a good place to start, and very reliable. Also try www.elephant.co.uk -their 10 month bonus accelerator policy is a good thing-gets you a years no claims in 10 months.
they also seem to be stupidly cheap for BMW's

Hell, if you get decent quotes get yourself a sixpot (you'll thank me :D )

Posted: Wed Feb 16, 2005 3:49 pm
by Guest
Endsliegh Insurance used to be a good place for new drivers.

I know Tesco's can be cheap.

It really depends tho what you mean 'cheap'. After having my old car side swiped I really would recommend paying a little bit more and going fully comp...it's just not worth the hassle. At least make sure you get good legal cover regardless. Through no fault of mine, it has taken almost six months to get everything sorted out.

If you are going to use it as a second car, then consider getting low milage allowance. Ask the insurance company to tailor the policy to your needs. I know it's a pain but it is really worth while taking your time as this is one of the main costs associated with buying a car!

I really hope you buy a BMW, especially a E30. Learning to drive in a RWD car will make you a better driver in the future...I promise it's a lot more fun as well!

Good luck...and well done for passing your test... :thumb:

Posted: Wed Feb 16, 2005 4:54 pm
by makaveli
cheers guys for the advice, i just did a qoute on elephant.co.uk and the third party quote came up as Ԛ£3200, f**K thats expensive, choosing a standard 316i coupe, 89 plate. Maybe its so expensive because im 17! the bmw will be replacing my fiesta so i wont be insuring two cars.

Another question i have, is it possible to fit M-tech kits to the 316? and how much should i expect to pay for a decent example thats well looked after? cheers

Posted: Wed Feb 16, 2005 5:05 pm
by 320Touring
f00k-thats expensive!

sorry mate, elephant seem to be the best for me-pity it didnt happen for you!

Posted: Wed Feb 16, 2005 8:48 pm
by billgatese30
welcome to the board mate. try privilege as they are cheap for me, i'm 18 and i have a 325 sport. try and get a four door if possible as it can make a difference to insurance quotes.

http://www.privilege.co.uk

Posted: Wed Feb 16, 2005 9:00 pm
by Kedge
confused.com will give you a better idea as they search through loads, i was getting qoutes that varied by about Ԛ£5000 :mad: .

The M-Tech kit should fit any car(different side parts for 4&2 doors though) i reckon, although i could be wrong, i'm no expert.

Keep trying, you know it makes sense buying an E30

Posted: Wed Feb 16, 2005 9:07 pm
by 320Touring
privilidge just gave me a quote of Ԛ£1200 for 3pft-8O


whereas elephant said Ԛ£570 fully comp with my parents on as named drivers!! :cool:

Posted: Wed Feb 16, 2005 9:09 pm
by johnono
i just tried that privalige, and got 900 for a 30 year old in a touring ??

dont think so matey

Posted: Wed Feb 16, 2005 9:11 pm
by billgatese30
privilege is wiered, it's great for some, like me, and can get quotes for over 500 quid less than any where else and other people, like yourself, can't get anywhere near what they can from other companies, strange that one, never known a company to give such varied results

Posted: Wed Feb 16, 2005 9:13 pm
by Kedge
I remember a whil back people were saying elephant got cheaper when you added people as named driver.

Insurance always seems totally random to me.

Posted: Wed Feb 16, 2005 9:18 pm
by johnono
706 from elephant??

r u on summin

Posted: Wed Feb 16, 2005 9:21 pm
by 320Touring
johnono- Ԛ£570 from elephant is cool as im 23 wi no NCB and an accident last year also have a glasgow postcode

they quote you Ԛ£706?

Posted: Wed Feb 16, 2005 9:24 pm
by johnono
fully comp.

but i dont care anyway

im on 611 a year full cover and home help

but then i am in a foreign country winkeye

Posted: Wed Feb 16, 2005 9:28 pm
by 320Touring
where abouts u at in norway?i had a cracking time in oslo just before the new year!

Posted: Wed Feb 16, 2005 9:30 pm
by johnono
denmark geez, and luvin it

Posted: Wed Feb 16, 2005 9:32 pm
by 320Touring
sorry dude, and me wi a geography degree :oops:

no offence intended!roads round about your way are something special :D

Posted: Wed Feb 16, 2005 9:42 pm
by johnono
none take bruvs :D and its very scenic, but the best bit is that every e30 is LHD!!!

:drive:

Posted: Wed Feb 16, 2005 9:47 pm
by 320Touring
hmm-LHD is ok on the continent, but RHD is what i know and love.

scariest moment in a LHD car is either a ford fiesta in oslo at 7am, with the snow pi$$ing down,

or a 225bhp Audi TT LHD-had it going supersideways, then realised there was a hell of a lot more car on the right hand side than usual 8O

Posted: Wed Feb 16, 2005 9:48 pm
by Markymarc
Hi and welcome to the board...
you must be able to get a cheaper quote thats seems to steep,but it does depend on you postcode, i got my 318i when i turned 19, with 1 years no cliams 3pft it was Ԛ£730ish :lol: keep serching you can't stay in a fessy, rear wheel drive is the way to go :lol:

Posted: Wed Feb 16, 2005 10:19 pm
by Richy325iTouring
johnono wrote:i just tried that privalige, and got 900 for a 30 year old in a touring ??

dont think so matey
just under 600 notes for me no no claimes fullycomp in a high car crime area
oh and im 27 nearly

Posted: Wed Feb 16, 2005 10:42 pm
by rusty1983
Hi

Recently turned 21 first car 1800 E30 316 '87. Went for elephant after a lot of a lot of research!!! Ԛ£850 with my dad insured on aswell. My mum made it go up cos she claimed but if you can get 2 or 3 old people then it goes down (every little helps) :D

If you can pay it off in one go you save a bit more ( i couldnt :-x )

Postcode did not make too much difference to me but may be other companies take more notice.

What i did find out is that you dont end up paying much more for the bigger engines / newer models. I was even tempted on an old 7 series!! :mad:

Hope thats some use to ya

Cheers
Russ

Posted: Wed Feb 16, 2005 11:38 pm
by 320Touring
yeah I know what you mean about no difference no matter what mdel picked-i was sorely tempted by a 525 or even a 535-but my 320touring was in such good nick i couldnnt say no!

Posted: Thu Feb 17, 2005 4:38 pm
by makaveli
yeh that quote was quite steep to say the least, im living near brighton so maybe its partly due to that???

these websites do f**k you around a bit, can they give you a qoute over the phone?

and also i do plan to modify it, eg. alpina alloys, m tec kit, lowering etc will this have a huge effect on rasing the insurance price further?

Posted: Thu Feb 17, 2005 8:20 pm
by rusty1983
Mods can make a huge difference. -It depends if you want the parts covered or not. The law might say differently but err. Lets leave that one there! :roll: