E30 Zone

Right lads in need of major help!!

Trying to insure my e30 but sky and Adrian flux wont touch me for some reason apparently my insurance wasn't right years ago but anyway that's another story!

trying to find insurance im 23 with a 316i with 325 conversion and 3 years ncb. Ive had stupid prices and people wont insure because of the mods? :/ my car is ment to be fixed by mid next week and need insurance rapidly! anyone can help I would be very greatful or anyone in the same situation? Cheapest ive had is £1,100 and its getting beyond a joke now so keep me posted guys..

May thanks in advance!!

Lewis

I wound say that was a horrendous quote given your circumstances.

bss325i wrote:I wound say that was a horrendous quote given your circumstances.

I know right! but at this moment I don't have a choice :/ unless I find something better

It might be your location and area you live in buddy.

I don't know how much you were paying before, but to be honest, that's not a bad price for a 325i, being 23 years and with only 3 NCBs...

That's for London, by the way. It might be an expensive quote for smaller cities.

£1100 isn't bad, compared to my quotes from major insurance companies.


You must have been a really bad boy as Adrian Flux specialise in drivers with a, chequered?, driving record.


Have you tried the National Farmers Union? I'm insured with them now and it was A LOT cheaper.

zd3bx wrote:I don't know how much you were paying before, but to be honest, that's not a bad price for a 325i, being 23 years and with only 3 NCBs...

That's for London, by the way. It might be an expensive quote for smaller cities.

Was about to say the same! When I was that age, I would of killed for a quote like that.

Is it your only vehicle to use? That makes a big difference, my 325i SE is second car. I'm 23, in derby, 0 NCB (new separate policy) with Adrian Flux, 5000 miles, £660. All mods declared. Agreed valuation of £5k, and they threw in 3rd party driving on other cars (never been offered that before because of age).

Id take £1100 that's really cheap! I'm 28 4yr ncb, garage, 2 other cars and live in Surry £700 with Adrian Flux but it is a 3.8L :/ and got a few naughty's on licence back in 2012. When I was 23 I paid £1800 on my first 325i touring I only paid £650 for the car!!

bab-91 wrote: Have you tried the National Farmers Union? I'm insured with them now and it was A LOT cheaper.

Surprised to read that. I spend over £2000 a year on insurance with the NFU, but it doesn't include motor insurance - their quote for that is three times what I actually pay.
However, when and if it does come to making a claim, they are exemplary. They actually actively look for ways to support your claim, assisting you to fill out forms without dropping yourself into the doo doo, instead of the more usual 'any excuse to get out of paying'.
A cousin of mine who is insured with them was involved in a single vehicle accident last month (he actually managed to run over himself with his own car), and they arranged a taxi to take him home from the scene, a hire car delivered the next day, and had his own car fully repaired and back with him in a week and a half.

lew_bucket wrote:Cheapest ive had is £1,100 and its getting beyond a joke now so keep me posted guys..

May thanks in advance!!

Lewis

You think £1,100 is bad? When i was 21/22 i tried to insure my 3.5 converted E30 and i was getting quotes around the £5,000 area! No joke!

Being over 25 helps so you might need to bite the bullet and spend a bit extra untill then

have you tried increasing your excess?

Have you asked for a quote for a fictitious unmodded 325i E30? (To identify whether the problem is the mods. or just the 2.5 engine.)
Do you live on your own, with parents, partner, shared accommodation, etc?

My insurance is cheaper when I put my wife on it even though she never drives the car...

Mine is under £300 per year

Try putting someone unrelated to you who doesn't live at the same address as you on the insurance - when my ex was 22/23 she used to have her dad on her policy (living at same address) which reduced her premium from £800 to £600, but when she put me on it (living at different address) it reduced the premium to £410

pony wrote:Mine is under £300 per year

you mean WAS under £300 per year, wont be any more

andyp wrote:

pony wrote:Mine is under £300 per year

you mean WAS under £300 per year, wont be any more

What has he done this time,Andy?

daimlerman wrote:

andyp wrote:

pony wrote:Mine is under £300 per year

you mean WAS under £300 per year, wont be any more

What has he done this time,Andy?

some one went for a in their

Had a few picked up a and
back to her gaff
Had a few more and It came to light she was a man so
and got back in their and and

The neighbours got at the reverb of the Scorpion called the who had to him to wake him up

He asked for but was found to be
In court he was asked to speak he just talked more and given a

LEGEND & FACT

Nobby_N wrote:

daimlerman wrote:

andyp wrote: you mean WAS under £300 per year, wont be any more

What has he done this time,Andy?

some one went for a in their

Had a few picked up a and
back to her gaff
Had a few more and It came to light she was a man so
and got back in their and and

The neighbours got at the reverb of the Scorpion called the who had to him to wake him up

He asked for but was found to be
In court he was asked to speak he just talked more and given a

LEGEND & FACT

Brianmoooore wrote:

bab-91 wrote: Have you tried the National Farmers Union? I'm insured with them now and it was A LOT cheaper.

Surprised to read that. I spend over £2000 a year on insurance with the NFU, but it doesn't include motor insurance - their quote for that is three times what I actually pay.
However, when and if it does come to making a claim, they are exemplary. They actually actively look for ways to support your claim, assisting you to fill out forms without dropping yourself into the doo doo, instead of the more usual 'any excuse to get out of paying'.
A cousin of mine who is insured with them was involved in a single vehicle accident last month (he actually managed to run over himself with his own car), and they arranged a taxi to take him home from the scene, a hire car delivered the next day, and had his own car fully repaired and back with him in a week and a half.

I am as surprised as anyone but I was cornered by a chap at a Young Farmer shindig and he sorted it for me.

Good to hear their customer service is exceptional. Fingers crossed I'll not have to find out for myself.

bab-91 wrote: Have you tried the National Farmers Union? I'm insured with them now and it was A LOT cheaper.....


Good to hear their customer service is exceptional. Fingers crossed I'll not have to find out for myself.

Currently have a claim being processed with them for £2000 of water that has escaped through an underground leak over the last couple of years, so, depending on the outcome, I might revise that appraisal soon!

NFU is the insurer that allowed me to transfer a car insurance policy of mine that hadn't been used for nearly two to my 17 year old daughter a few years ago. The policy was complete with 70% NCD, so my daughter started her motoring life with this in place, giving a considerable saving on her premium for the first couple of years.
I remained the policy holder, but my daughter was named as the main driver.
After three years, with no claims, and evidence of those no claims, she moved on to a policy of her own with another insurer.

Just had the renewal through on the wife's 2006 mk5 Golf GTI 2.0t fsi. I couldn't believe it. £199. Yes one hundred and ninety nine pounds!!!! Getting old does have its advantages.

Have you tried Graham Sykes? I've heard they're good.

Have you tried Lancaster, Performance Direct?

I think this really all depends on what was wrong with your insurance in the past.

Insurance companies are going to see you as a very high risk.

pukar wrote:have you tried increasing your excess?

tried it

I am assuming you have tried the aggregator websites? if they're all consistent in price, you're historical issue is biting you and you're unlikely to escape it until it's spent .