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Just got an insurance quote

Posted: Wed Nov 16, 2005 2:59 pm
by AndyMack
Ԛ£563 tpft with a Ԛ£250 excess AND they will give me cover to drive any other car 3rd party with the owners permisson! :D woo hoo!

oh im 24, 4 years no claims and live in Glasgow!

Posted: Wed Nov 16, 2005 3:13 pm
by Ziggy
Who's that with? All the ones I tried wouldn't give me other cars 3rd party cover 'til I was 25...

Posted: Wed Nov 16, 2005 3:40 pm
by m3ben05
what car is that your insuring?

Posted: Wed Nov 16, 2005 3:56 pm
by squeal
where bout in glasgow mate?

Posted: Wed Nov 16, 2005 4:26 pm
by AndyMack
Its a 325i SE, yeah the guy said its normally only for full comp and over 25.

I stay in the south side.

He asked me what were my previous cars since it was such a big engine, i told him a 205 1.9 GTI and a 1.6 GTI, he seemed to like that, said i had experience with cars of that type before lol.

Posted: Wed Nov 16, 2005 4:29 pm
by 6potWil6pot
BMWs tend to have high insurance regardless :( Paid loads for my E30s always

Posted: Wed Nov 16, 2005 4:50 pm
by Widge
Ok try this, I'm 22, Sudent, 3 years claims free, driving for 4 years, 325i SE 1988


Ԛ£520 Fully Comprehensive winkeye And I can't find any one who comes anywhere near.

Posted: Wed Nov 16, 2005 4:55 pm
by Ziggy
24, 325i convertible (group 17 :eek: ), Ԛ£300 Fully comp. :D

Posted: Wed Nov 16, 2005 4:58 pm
by Widge
Yeah but how many years claims free, where is it kept, and is it your only car?

Posted: Wed Nov 16, 2005 5:00 pm
by Ziggy
6 years (touch wood!! lol), on the drive, yup. :)

Posted: Wed Nov 16, 2005 5:06 pm
by Widge
Yeah well you are lucky with 6 years, and on the drive is ok but obviously it makes a differance if it is on the drive of your semi in brixton or on the drive of your stately home 50 miles from anywhere in the highlands of scotland.

Who is your insurance company?
Still I think mine is quite fair, most shy away from the fact I'm a student, I suppose male students do drive like tits.

Posted: Wed Nov 16, 2005 5:06 pm
by 6potWil6pot
Guess it helps to live in the middle of nowhere when getting insurance! :roll: Im a similar age but not as much NCB but never saw under 1k for any E30 just TPTF :( All cause of a London postcode

Posted: Wed Nov 16, 2005 5:11 pm
by Widge
Yeah, I live in one of the lowest crime rate postcodes in Yorkshire, the fact my car is never there is irrelevant! You should still be able to get less than 1K for TPFT try churchill.

Posted: Wed Nov 16, 2005 5:20 pm
by 6potWil6pot
I dont remember Churchill being any good, i think i can get about 1k now for a 325i Touring on TPTF but thats still nasty compared to paying Ԛ£800 fully comp for my current steer :(

Posted: Wed Nov 16, 2005 6:55 pm
by Ziggy
Widge wrote:Yeah well you are lucky with 6 years, and on the drive is ok but obviously it makes a differance if it is on the drive of your semi in brixton or on the drive of your stately home 50 miles from anywhere in the highlands of scotland.

Who is your insurance company?
Still I think mine is quite fair, most shy away from the fact I'm a student, I suppose male students do drive like tits.
It says where my drive is, under my avatar! :thumb: I expect the area does make a fair bit of difference, but the quote I went with was my renewal (!) & was way better than flux or anyone else could offer... It's with... wait for it... Direct Line! :lol: I was pretty happy with it anyway...