Page 1 of 1
LHD M3's, who is best for insurance??.......
Posted: Thu Sep 29, 2005 7:47 pm
by peteh
Sorry, hi all, new to this forum, have been looking at M3's for ages, and i was just wondering who poeple use or how much they are to insure cause they are left hookers?
Im 26, 7/8 years no claims, was gona do a limited mileage policy, if they do them
cheers, any help would be great

Posted: Thu Sep 29, 2005 7:55 pm
by MrLaZy
I dont think the fact they are lhd matters

Posted: Thu Sep 29, 2005 7:58 pm
by peteh
why cause they are all LHD?
any owners wana share how much they pay?

Posted: Thu Sep 29, 2005 8:05 pm
by jpboost
It deffo matters about the LHD. There is a lot of info over on the BMWCC forum about people being uninsured because they are LHD!! even though they were only made like that.
I got my quote through peter best insuance. It's a classic policy. 5k miles IIRC. I'm 27 with a load of NCB and no accidents. I live in Croydon, so not exactly the cheapest of insurance postcodes. I paid Ԛ£320 ish agreed value, fully comp.
was the cheapest by miles. other policies were Ԛ£550-600 all the way up to Ԛ£1800!!
Posted: Thu Sep 29, 2005 8:08 pm
by peteh
That dosen't sound to bad, cheaper than my three cosworth was
umm i'll start looking at that forum also.

Posted: Thu Sep 29, 2005 9:03 pm
by Simon
Yeah, definfitely matters that the car is left hand drive, you'll also have fun with the confusion it causes too, especially when the car is a UK supplied car, and you tell them "it's LHD", then they say s"o it's an import"?, then you say "no" then they say then "why is it LHD" and so and so forth, when you finally get to the bottom of it though, just make sure they have it down as LHD on the policy, because if the worst happens, then don't expect any payout!
I'm with Adrian Flux BTW, 25YO, 5 yrs NCB and paying Ԛ£475 fully comp.
Posted: Thu Sep 29, 2005 9:05 pm
by Demlotcrew
Simon wrote:I'm with Adrian Flux BTW, 25YO, 5 yrs NCB and paying Ԛ£475 fully comp.
Im also with Adrian, but with all the mods im paying Ԛ£920 fully comp and im 22 with four years no claims.
Andrew
Posted: Thu Sep 29, 2005 9:13 pm
by Simon
Demlotcrew wrote:
Im also with Adrian, but with all the mods im paying Ԛ£920 fully comp and im 22 with four years no claims.
Andrew
What mods is that then butt?

Posted: Thu Sep 29, 2005 9:20 pm
by Demlotcrew
Secret!
Whats BUTT???
Andrew
Posted: Thu Sep 29, 2005 9:21 pm
by Simon
Demlotcrew wrote:Secret!
Whats BUTT???
Andrew
OOO I like secrets boyo
Butt...welsh slang...like boyo..but butt

Posted: Thu Sep 29, 2005 9:29 pm
by Demlotcrew
Posted: Fri Sep 30, 2005 9:31 am
by peteh
Simon wrote:Yeah, definfitely matters that the car is left hand drive, you'll also have fun with the confusion it causes too, especially when the car is a UK supplied car, and you tell them "it's LHD", then they say s"o it's an import"?, then you say "no" then they say then "why is it LHD" and so and so forth, when you finally get to the bottom of it though, just make sure they have it down as LHD on the policy, because if the worst happens, then don't expect any payout!
I'm with Adrian Flux BTW, 25YO, 5 yrs NCB and paying Ԛ£475 fully comp.

i was looking at import, so maybe i'd better look at a UK supplied, how do i tell the difference?

Posted: Fri Sep 30, 2005 9:34 am
by Demlotcrew
Speedo clocks should be in Miles per hour, not little stickers on them, also i think the dealer will be able to provide information with a Vin number.
Andrew
Posted: Fri Sep 30, 2005 11:04 am
by blimmer86
only problem bout left hand drive is car parks and mcdonolds how do u use the drive though
Posted: Fri Sep 30, 2005 11:30 am
by Nostrils
Ditto all the other posts. LHD is only a problem if you want it to be. I have had my car now for 6 years and never experienced a 'problem'. I have a hand-lever picker-upperer in the car for those car park moments and as for McDonalds, dont go there and would prefer to get out and watch others drooling into their dinner at the sight of my car
I have changed insurance companies every year because the premiums have always gone up on renewal or cover is no longer available. I am paying Ԛ£455, ungaraged, 5K miles in Gt. London borough......and I think that is too much.
Best thing is to ring round.....and strangely enough by modifying the brakes and suspension, but not the power output could make you insurance less......especially through Adrian Flux (not my favourite brokers)...my old XR4i was cheaper to insure modified!!
Posted: Fri Sep 30, 2005 2:29 pm
by blimmer86
thats it if i go left hand drive i need a easy graber stick thing
Posted: Fri Sep 30, 2005 3:10 pm
by Simon
peteh wrote:Simon wrote:Yeah, definfitely matters that the car is left hand drive, you'll also have fun with the confusion it causes too, especially when the car is a UK supplied car, and you tell them "it's LHD", then they say s"o it's an import"?, then you say "no" then they say then "why is it LHD" and so and so forth, when you finally get to the bottom of it though, just make sure they have it down as LHD on the policy, because if the worst happens, then don't expect any payout!
I'm with Adrian Flux BTW, 25YO, 5 yrs NCB and paying Ԛ£475 fully comp.

i was looking at import, so maybe i'd better look at a UK supplied, how do i tell the difference?

I really wouldn't worry about wether it's a UK car or not though, you will really be limiting yourself by looking for a UK supplied car!
Posted: Fri Sep 30, 2005 5:46 pm
by Rich_W
Im with Bell Direct.
www.belldirect.co.uk I pay just over a Grand FC with no restrictions on miles.
I found that a lot of companies wont touch M3s because "A lot of them were stolen in the 1980s"
When I asked about a Cossie though that was no problem. So work that out if you can

Posted: Fri Sep 30, 2005 10:05 pm
by UweM3
HIC!
They are they only one's which didn't bother about the modifications.
Quote was about 480 ish can't remember. I am currently with Carole Nash
as a classic (who surprisingly renewed my insurance one I told them I will go elsewere....)
Posted: Sat Oct 01, 2005 11:59 pm
by Falkster
Wey hey my first post!!!
I have insured my E30 M3 from Monday and it was Ԛ£320 from Peter Best with an agreed value of Ԛ£9,000 with 6k a year miles limit. Ive got to supply them with 6 detail photos of the exterior, interior and the engine bay.