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single day car insurance
Posted: Sun Dec 07, 2008 10:28 pm
by Cook318IS
Does anybody know anywhere where i can get single day car insurance for myself on a 325i? Im 20 and everywhere seems do it it for 21 year olds to about 69 year olds! and i'd rather drive the car back than my dad! cheers everybody!
Re: single day car insurance
Posted: Sun Dec 07, 2008 10:31 pm
by bmwsport
One thing to note, day insure and other large companies have stopped insuring anything before 1993 iirr. So an E30 may be out the question
Re: single day car insurance
Posted: Sun Dec 07, 2008 10:32 pm
by Cook318IS
dammit
cheers for the quick reply
Re: single day car insurance
Posted: Sun Dec 07, 2008 11:03 pm
by magpie
what are the plans for it,,,,325i??
is it yours or your dads??
Re: single day car insurance
Posted: Sun Dec 07, 2008 11:20 pm
by al-g
Alright mate. i take it your insured on the is? Phone up your existing insurer and speak to them. Thats what i did when i bought my sport, phoned them up and gave them the details and all it cost me was 6 pound for full cover for 24hrs. That was with privelidge. I know i'm older than you but its worth a try.
Al
Re: single day car insurance + tax q
Posted: Mon Dec 08, 2008 7:02 am
by Cook318IS
I'm hoping to m50 it
Al that's not a half bad idea! I think I may give that a go! I'm with direct line so hopefully they will
Re: single day car insurance
Posted: Mon Dec 08, 2008 8:11 am
by march109
bmwsport wrote:One thing to note, day insure and other large companies have stopped insuring anything before 1993 iirr. So an E30 may be out the question
There is still one that cover any age vehicle and with mods declared too for any period of 24hours to 28 days.
ecarinsurance.co.uk
Re: single day car insurance
Posted: Mon Dec 08, 2008 9:32 am
by tha_lick
hello mate,
im 21 and got day insurance on my 84' e21 for £24, im pretty sure there is no limit to the age of the car. there is however a limit to the age of the insurer which is why its so difficult to rent a vehicle if your under the age of 21. type temp insurance cover for under 21 in google, you might get lucky.
Re: single day car insurance
Posted: Mon Dec 08, 2008 11:05 am
by Bob_S
You will find that your existing company will be able to insure you for a small period of time I'm sure. I paid £40 extra for 2 weeks to run about in my new 320ise, that was on my M's policy
Re: single day car insurance
Posted: Mon Dec 08, 2008 5:16 pm
by Cook318IS
think ill have to give my insurance company a ring if i do get it. Another question though - can you tax a car with single / short time insurance? I dont think it has tax
Re: single day car insurance
Posted: Mon Dec 08, 2008 5:22 pm
by dazleeds
go for ecar
i use them everytime i buy a car
as stated by march im sure they still insure under 21s for daily cover
usualy costs me around £14 for a day but it may be a little higher due to your age?
good service tho pay and print off cover note on the spot and off you go
Re: single day car insurance
Posted: Mon Dec 08, 2008 5:23 pm
by Cook318IS
ecar only do for 25-75
Re: single day car insurance
Posted: Mon Dec 08, 2008 5:28 pm
by Bob_S
yes aslong as the car is insured on the day you produce the cover note then you can buy tax for the car
Re: single day car insurance
Posted: Mon Dec 08, 2008 5:31 pm
by dazleeds
i always thought you couldnt tax a car with a 1 day cover note ?
sure its on the conditions on the ecar site? may be wrong tho
ooops maybe i am wrong on the age limits for ecar sorry if thats the case
Re: single day car insurance
Posted: Mon Dec 08, 2008 5:45 pm
by Theo
You need a minimum of 30 days insurance to tax a car. You might be able to get the previous owner to tax it if he still has an old certificate of insurance?
Re: single day car insurance
Posted: Mon Dec 08, 2008 5:53 pm
by Cook318IS
dammit
just found this:
If you’re not shown as the registered keeper on DVLA records you cannot tax the vehicle. You’ll need to apply for a Registration Certificate in your name. To get one, fill in form V62 ”˜Application for a Vehicle Registration Certificate’ and post to DVLA, Swansea SA99 1DD. You may have to wait up to four weeks for a new certificate to arrive. In the meantime, you should keep your vehicle off the road
the bloke said that he doesnt hav insurance on it anymore but i think ill have to ask him about when his insurance certificate runs/ran out i think
Re: single day car insurance
Posted: Mon Dec 08, 2008 5:57 pm
by Jon_Bmw
Thats what the new keeper part(little green bit) of the V5 is for. You can tax a car with that, but not without insurance as per what Theo said.
The government or whatever authority make it as difficult as possible to stay legal these days, its getting a joke. They then wonder why more and more people risk driving around uninsured.
NU have always done my day insurance, but I think its 21yr's +.
Re: single day car insurance
Posted: Mon Dec 08, 2008 5:59 pm
by Theo
For insurance you should just be able to ring up the insurers and switch your policy to your 'other car' ie this one, if they ask why just say your daily car is in the garage or something like that. They should switch you to another car for a nominal fee. I've done this many times without a problem.
Re: single day car insurance
Posted: Mon Dec 08, 2008 6:04 pm
by Cook318IS
ahh little green bit makes more sence to me than v62! probem is aswell is that i could do with picking it up on monday, but the listing ends this saturday
(its on a non generic auction website) 
otherwise it will be a wee while before i can pick it up, and i dont ideally want to pay the full amount before i get the car.
Re: single day car insurance
Posted: Mon Dec 08, 2008 6:06 pm
by Bob_S
ebay offers you free insureance for 7 days iirc?
Re: single day car insurance
Posted: Mon Dec 08, 2008 6:13 pm
by Cook318IS
cant see that anywhere, ive found that they do insurance comparison but not free insurance for 7 days
Re: single day car insurance
Posted: Mon Dec 08, 2008 6:24 pm
by twallwood
Re: single day car insurance
Posted: Mon Dec 08, 2008 6:27 pm
by Cook318IS
got to be atleast 21 again
