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18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 7:50 pm
by bav
hi there im 18yrs old had my liscene for a year and have an e30. does any1 know any good car inssurance companies suited for me???

many thanks BAV

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 7:52 pm
by beemerbird

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 7:53 pm
by Cloud
Adrian Flux
but give moneysupermarket.com a try to get a load of quotes at once.

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 7:53 pm
by Felix79
Depends on the E30 to start but Adrian Flux is one of the best for younger drivers because you are too young to get any classic car insurance on it I am affriad.

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 7:57 pm
by magpie
what model you got m8 :?

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 8:05 pm
by E30BeemerLad
you generally need to try the brokers and insurers who specialise in "non-standard" risks, i.e young hooligans in RWD cars (which are probably slightly modifed).

So as already suggested, people like Adrian Flux, Greenlight, Herts Insurance Consultants, some of the direct insurers can be OK like Bell Direct and Elephant.

Top tip, make sure you put a parent on as a named driver, brings the premium down quite a bit.

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 8:25 pm
by snoops
Quinn Direct
its4me.co.uk

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 8:29 pm
by Cook318IS
Adrian flux wouldnt quote me on my iS when i tried re-newing when i was 19 :roll: Direct line for me! cost me about £1200 when i was 18 fully comp!

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 9:01 pm
by magpie
glad i'm a 40 year old ex hooligan with 5yrs no claims and fully comp in an IS for £250
[rwd specialist],i love it WET,,,,,less friction,,,,less rubber winkeye ,,,[wear]

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 9:08 pm
by e30bmlover
magpie wrote:i love it WET,,,,,less friction,,,,less rubber winkeye ,,,
Dont we all mate.... dont we all :wink:

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 9:11 pm
by Joe-318i
try bedford insurance, thats who im with, not bad prices :D

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 9:11 pm
by Joe-318i
try bedford insurance, thats who im with, not bad prices :D

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 9:14 pm
by no1_jazz
Direct line bleive it or not they worked for me 8)

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 9:30 pm
by GrindCulture
I'm 20 with no NCB and my M42 powered touring is £1400 ish TPFT. Insurance is a bastard when you're young :cry: But I've paid it all off now, so I have 4 months free of paying :D

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:44 pm
by Alex
im gettin quotes of £1200 with direct line for my 318IS when im 18, thats with my mum as named driver knocks about 200 quid off :mad:

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:45 pm
by ImysE30
Reminds me to get me some new quotes for mine, i'm paying nearly 3k :x

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:47 pm
by Alex
:eek: whats that with and how old

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:51 pm
by ImysE30
More Than, i'm 20

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:52 pm
by Alex
WOW what engine is in it :eek:

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:53 pm
by ImysE30
M20B20, i know. I'm 21 in a couple of months. It's my first car, passed my test 1 year ago

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:55 pm
by djk
ImysE30 wrote:Reminds me to get me some new quotes for mine, i'm paying nearly 3k :x
Sell your car and spend the money on fine living, seriously, £3k? :eek: :eek: :eek:

It'll be coz yours is a cab though, mine is double the cost of my 4dr (but not approaching that kind of scary figure, once again: :eek: )

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:56 pm
by Alex
ImysE30 wrote:M20B20, i know. I'm 21 in a couple of months. It's my first car, passed my test 1 year ago
still sounds alot, give direct line a go there good for us young uns with IS's

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:57 pm
by ImysE30
I know it's sky high, it's because it is a cab plus a 2ltr engine and i was only 19.

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:58 pm
by Alex
yer i looked at getting a 318i cabby but prices were nearly as much as a b25 :eek:

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 10:59 pm
by ImysE30
Yeah that is the problem, with it being a cab it doubles the cost :cry:

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 11:00 pm
by Felix79
I pay £149 a year for my Alpina with Lancaster insurance.

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 11:00 pm
by magpie
25 is the magic age fella,,,, :( 2k insurance m8 i do sympathise,but i've never claimed or had someone claim against me in 23 yrs,,,i've been banned before though 3 times :( bugger so not spotless but nearly so in last 10 years,,,i hold a full bike license aswell :eek:

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 11:02 pm
by Alex
its a shame really, i wonder if the same goes for the baurs :?

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 11:04 pm
by ImysE30
Probably will be, my current insurance is up for renewal just before my 21st so hopefully will be cheaper by then, i hope

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 11:05 pm
by Rav335uk
I pay £149 a year for my Alpina with Lancaster insurance.
How you manage that then?????? 8O

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 11:05 pm
by Cloud
I still think the bit extra for the E30 is worth it, as you found out yourself recently, Alex. Back when I was using my 320i my insurance was £2200. For an MG Metro it was £1900 or so. £300 is a lot when like Dan you're only paying £150. But to us kids, it's only a little bit more.

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 11:15 pm
by djk
ImysE30 wrote:I know it's sky high, it's because it is a cab plus a 2ltr engine and i was only 19.
I think you're mad! When I think what I could have done with a couple of grand and a shit car when I was 19!!! Fair play, you must really love your e30. Sorry to go on about it, just I spent years in putt putt clios building up no claims, and while that wasn't great, I got to 25 in the end and now my premiums are something like reasonable.

On topic, you simply just have to get quotes from every available source - ALL the comparison sites, ALL the direct insurers. It's time consuming and tedious, but it's the only way of ensuring you get the best price. There are so many variables - age, vehicle, location etc, that one man's meat is very often another man's poison. And, don't be tempted to get a policy in a parent's name with yourself as named driver - you simply get nothing other than a useless piece of paper for your hard-earned, it is the biggest false economy around. Adding a mature named driver is a very good idea, but ensure you get like for like quotes with and without - almost anything can affect a premium in both directions depending on the specific martket an insurer is targeting.

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 11:19 pm
by town325i
18 yoa and no no claims you will struggle to get any good quotes you will be looking at paying £2000 no matter what if your lucky enough to be able to be insured

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 11:19 pm
by ImysE30
I think you're mad! When I think what I could have done with a couple of grand and a shit car when I was 19!!!
Your going to think i'm even more crazy because next year i'm going to put a M30 in it :mad: :mad:

Re: 18yrs old e30 driver car insurance needed

Posted: Fri Nov 28, 2008 11:21 pm
by Rav335uk
you are crazy, how long have you been driving e30's imy, think you need to have a test drive in one first to let you have a feel of what your going to get :mad: